Im actually about to get credit assistance from their team, now I need your opinion first...
their service is at http://www.ezcreditrepairsolutions.com
2006-09-28 08:26:34 · 9 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
They are perfectly "legal" yet they are not likely to give you what you think you are getting. The only way to repair your credit is to dispute everything on your report and see what drops off. Then you must pay off anything else that is left over. Nobody has the "magical secret" to cleaning or repairing bad credit. They have all kinds of hot-shot lawyers who can get away with bending the truth just enough to keep themselves in compliance of the law while ripping you off.
2006-09-28 09:00:24 · answer #1 · answered by Joe K 6 · 0⤊ 0⤋
The site is legal and there is actually some excellent free information on the site. The free tips section has a great deal of actionable information that could help you out.
But, there is no "team," only advertisers. If you are actually to the point of hiring a credit repair firm you should shop locally. You want someone you can look in the eye.
2006-09-28 11:02:33 · answer #2 · answered by pickletoon2000 2 · 0⤊ 0⤋
I don't think the site is breaking any laws, so it is probably legal.
However, the service they offer is not likely to live up to its promises.
There are many credit repair firms, the credit bureaus know about them and there is little evidence they can actually do what they promise.
2006-09-28 09:01:26 · answer #3 · answered by jbowler 3 · 0⤊ 0⤋
They are legal, but you are better off to find a local lawyer who also handles credit issues. They are less expensive and you don't have to worry about being ripped off as much. My uncle, who is a Lawyer, does this for his clients in PA. This way you have a face to face relationship with the person that is helping you.
2006-10-06 05:03:34 · answer #4 · answered by Mike B 1 · 0⤊ 0⤋
commercial businesses that do this usually cost more money than they are worth, Check your area for non-profit credit assistance services. usually no fee and they help negotiate a better deal.
2006-10-05 08:24:02 · answer #5 · answered by cawillms 3 · 0⤊ 0⤋
They are "legal", but they are also a business, ie they exist to make a profit. The profit they make is the difference between what it would cost you to fix your credit yourself, and what you would end up paying them to fix it for you!
2006-10-06 04:10:41 · answer #6 · answered by Anonymous · 0⤊ 0⤋
deal only with sites that have the BBB approval seal .
2006-09-28 10:16:18 · answer #7 · answered by pooterilgatto 7 · 0⤊ 0⤋
i would call the bbb also
2006-10-02 12:53:01 · answer #8 · answered by NunZ7777 4 · 0⤊ 0⤋
well your on it aren't you??? so i guess it must not be that bad!!!
2006-09-29 07:14:42 · answer #9 · answered by coopchic 5 · 0⤊ 0⤋