Insurance

We have been serching for a quote and there are wild differences between them. would appreciate other peoples experiences.

2007-09-24 19:25:10 · 3 answers · asked by Anonymous

I am enrolled in an MBA program (which is a So-So program) at the University of Tennessee-Chattanooga. I have completed 1 class out of 12. I am currently working at a Commercial Transportation Insurance agency as a Marketing Manager. I really like my job and the industry; I feel like this could be a career path...and down the road would like to have my own transporation (big trucks) insurance agency. My question is: Should I go after my CPCU or continue to go after my MBA? Which one will be more beneficial within the insurance industry? Thanks in advance for your advice...

2007-09-24 08:27:53 · 9 answers · asked by Sid 1

Okay, I am very uneducated when it comes to insurance. Until very recently I have been under my parents insurance so I never had to worry about it. I now work in a place that offers Blue Cross Blue Shield insurance, a PPO plan. It says that I have a $500 deductible. On some of the things it will say that all I have is a $30 copay, but then on other ones (like non network for example) it will say deductible and THEN $30 copay. Does this mean on the ones where it says deductible then $30 I have to spend $500 before that copay applies, like before the insurance will pay for it? And also, what does "Network" and "Non network" mean?

2007-09-24 08:18:13 · 8 answers · asked by Rachel 1

I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don't think they should be able to pull your credit report if your required by state law to carry it. Hey if i don't pay it cancel me.

2007-09-23 15:10:13 · 0 answers · asked by reflect47 3

My son was bitten by a dog at our friend's house. My insurance, BC/BS, will not pay for the injury to be treated claiming that our friend's 'Homeowners" insurance should pay for it. However our friend's are renters and have NO insurance, and NO money. Am I going to have to pay for this myself out of pocket? I feel like my insuance company has abaondend me and my son. If my son was to get injured at my house (which has happened before) BC/BS would and has paid for it and not claimed that my homeowners insurance should pay for it. Any ideas on how to proceed? Suing our friends who have no money will only cost me money and result in getting zero from them.

2007-09-23 14:14:26 · 12 answers · asked by Kester 2

Adjusting entries for prepaid insurance

The prepaid insurance account had a balance of $3,600 at the beginning of the year. The account was debited for $4,800 for premiums on policies purchased during the year. Journalize the adjusting entry required at the end of the year for each of the following situations: (a) the amount of unexpired insurance during the year is $2,950;(b) the amount of expired insurance during the year is $5,450.

2007-09-23 14:00:15 · 2 answers · asked by mmmhmmmm 2

unfair claims methods and practices

2007-09-23 10:49:08 · 2 answers · asked by queen_aminhn 1

Is the The AppleCare Protection Plan any good. I would like to insure my macbook, but Apple are charging me £279 for 3 years, while other insures are obivously cheaper!!

The AppleCare Protection Plan only covers apple related problems (hardware and other technical mac bits) while other insures normally cover theft, accidental damage etc - does anyone know an insurer which covers both?

2007-09-23 08:30:04 · 5 answers · asked by Pete 1

2007-09-23 06:13:06 · 2 answers · asked by Nita 1

now i have gotten the car fixed and paid out of pocket and i have this check that can't be cashed because it is written out to me and my lein holder,so i'm very upset because i have paid out way to much money

2007-09-23 05:57:58 · 6 answers · asked by Anonymous

How much time should the trusted person or guardian take off to take care of the emotional needs of the children. My husband thinks 6 months ? and we should designate a certain amount of money so they can take off work and pay for living expences during that time. Does this sound right ?

2007-09-23 04:48:16 · 4 answers · asked by liliana 4

This is a good question i have listened to your answers and when i hear people say its because of the way we live i smile and then i think of the Dutch people who a third of them live below the sea level so man can stop the water levels but if nothing is done here in England next year the insurance companys will have another big pay out . So my first question still applies why dont the insurance companys do something? they have the money.

2007-09-23 01:20:36 · 2 answers · asked by pontecarlo 1

2007-09-22 14:41:22 · 3 answers · asked by C D 1

Do you ask a close relative to look after them and say here is 1 million dollars take care of them and trust that they will do the right thing, after all they are family right ? I heard that its not a good idea to put down minors as beneficieries or contingencies. What would you do....?

2007-09-22 13:45:23 · 10 answers · asked by liliana 4

i've been denied home home insurance due to number of claims and non-dosclosure of details, what can i do.

2007-09-22 12:08:41 · 12 answers · asked by gurmel s 1

I recieved a check for $2,194.00, from the Authentic claims, Inc. It says I am to send the check to cover taxes, surcharges, and insurance on the winnings. Then they will transfer funds of
$54,000.00 to my designated account. Is this on the level or a
scam. Thanks, Ginny

2007-09-22 11:46:28 · 9 answers · asked by Ginny R 2

I'm 18 and I need to start paying for my own car insurance. Any suggestions for lowering the cost? I live in New York which means my parents are finacially responsible for me until I'm 21. I know that everyone says to try and stick it out but that is not an option. I'm going to be living with a close friend and we need to keep our expenses to a minimum. Any tips concerning car insurance, OR health insurance too would be great.

2007-09-22 05:54:52 · 2 answers · asked by Anonymous

to recieve 1 million dollars to take care of your children ? and trust them to use it the correct way incase you and your husband passed away ?

2007-09-22 03:48:23 · 4 answers · asked by liliana 4

Where can she find affordable medicare supplemental insurance. She now has Blue Cross and Blue Shield of Illinois and she no longer can afford it. Thanks for your help.

2007-09-22 03:06:19 · 7 answers · asked by Swanee 2

Sue and Tom Wright are assistant professors at the local university. They each take home about $40,000 per year after taxes. Sue is 37 years of age, and Tom is 35. Their two children, Mike and Karen, are 13 and 11.

Were either one to die, they estimate that the remaining family members would need about 75% of the present combined take-home pay to retain their current standard of living while the children are still dependent. This does not include an extra $50/month in child-care expenses that would be required in a single-parent household. They estimate that survivors' benefits would total about $1,000 per month in child support.

Both Tom and Sue are knowledgeable investors. In the past, average after-tax returns on their investment portfolio have exceeded the rate of inflation by about 3%.

If Sue Wright was to die today, how much would the Wrights need in the family maintenance fund? Use the "needs approach" and explain the reasons behind your calculations.
Suppose the Wrights found that both Tom and Sue had a life insurance protection gap of $50,000. Present the steps in sequence how Wrights should proceed to search for protection to close that gap?

2007-09-21 23:34:48 · 4 answers · asked by missfev21 1

I have a check from my insurance company and on that policy.. Me and my dad were in it.. the thing is i cant cash the check since my dads name is also on the check.. but my dad is in Chicago now and will be back next year.. is there any way that i can cash the check without the help of my dad???

2007-09-21 15:06:51 · 3 answers · asked by Anonymous

2007-09-21 13:27:24 · 3 answers · asked by .... 2

I have an insurance policy on my brother, but the beneficeries are my deceased mother and brother .How do I change it from them to me?

2007-09-21 13:08:45 · 6 answers · asked by Feels cheated on... 1

will cover abortions without actually coming out and saying abortion?

2007-09-21 10:34:07 · 6 answers · asked by auroa26 3

At $1104 a year, do you think it's worth to have accident and cancer insurance?
Insurance saying: Don't risk a lot for a little.

2007-09-21 03:33:33 · 15 answers · asked by Unsub29 7

Could a husband take out a policy on a wife w/o her knowledge? And is there any way you can find out if a policy has been taken out?

2007-09-20 19:20:22 · 13 answers · asked by starryeyed75 4

Are they good at paying for people cars to get fixed when their insured is at fault

2007-09-20 16:56:13 · 4 answers · asked by VERONICA D 1

If you pay a subcontractor 100,000 for a job and they can't provide you workers comp insurance can you withhold 15k out of there final check to cover what your insurance is going to hit you with when you get audited? This is for construction in the apartment industry

2007-09-20 14:00:27 · 4 answers · asked by Jess 2

I haven't been to the doctor in about 2 years and that's becuz i quit my job that had insurance. Now with another job (been there a year) they don't offer insurance. I know i need a check up. Does anyone have any ideas of going to get an exam put not paying full price? Are there any options besides getting insurance?

2007-09-20 13:30:11 · 6 answers · asked by Anonymous

hello. im looking to have rhinoplasty done. some say that i may have my insurance cover it and some say no. what are some cases that it is covered? thanks everyone

2007-09-20 11:08:45 · 5 answers · asked by Jennifer B 1