Insurance

2007-09-28 08:46:51 · 4 answers · asked by PGL 1

I would like any information regarding submitting receipts for repairs that need to be done to my home. I have a large deductable and the repair expenses go beyond the claim payment. Can I hire a handy man or do the work myself? What documentation do I need to provide my insurance company as proof that the work is completed.

2007-09-28 07:56:27 · 0 answers · asked by donna s 2

We are having a really difficult time financially. My husband gets a very large bonus in December and we will be back on track and then some. So here's my question. I recently went to the ER and the ER has billed me for $700, saying I am responsible for this, insurance is not making a payment. My insurance company just sent me a check for $700. It is made out to me and states that the provider (doctor) was out of network so they are paying me and I am to use it to pay what the doctor bills me.

Is it legal to deposit the check in my account and send him payments until december and use the extra to help us through our rough time financially.... or do I have to send the full $700 to the doctor immediately.

2007-09-28 07:32:59 · 17 answers · asked by amymaimee 2

My father's health insurance runs through Cigna and his company covers people through the age of 25 if they are full-time students. They only ask to see verification of your course schedule. Last year I faxed the coordinator my schedule and was approved but I dropped the courses. This year I plan on taking a full-time fall/winter term schedule but they need verification by tomorrow. Can I lie and give them my proposed schedule or does that cause harsh penalties?

2007-09-28 02:09:39 · 11 answers · asked by Kingofnaught 5

if an insurance company issues partial payment then doesnt deny but stall for 8 months and counting, about the remaining balance saying they need this, after they get that, they need more basically just pushing their weight how long can they keep that type of action up

2007-09-27 18:33:13 · 4 answers · asked by rickye h 1

2007-09-27 16:09:27 · 2 answers · asked by Anonymous

My brother has a preexisting back problem and his insurance carrier refuses to pay for any doctors visits that involve his back. So he was wondering if there is an insurance company that would pay for his doctor visits for his back even though it is a preexisting condition.

2007-09-27 13:25:50 · 7 answers · asked by Anonymous

Is there anywhere on line or someone I can call ( specific ) as searching is not helping to find out if this is mandatory or a law?

2007-09-27 10:30:33 · 3 answers · asked by Katrina 2

i need to see him fast i am in a lot of pain. but no money

2007-09-27 10:07:40 · 2 answers · asked by evalistinho 2

I was wondering what kind of companies do not give their employees health insurance, besides temp agencies?

Thanks

2007-09-27 09:50:29 · 9 answers · asked by Anonymous

2007-09-27 08:11:16 · 12 answers · asked by Mindy 2

My father died recently and he and my mother had life insurance which pays out on the first death. My mother, my sister and I are named beneficiaries. Do we have to pay tax on the settlement. It'll be about £20,000

2007-09-27 07:53:42 · 5 answers · asked by mazlester 2

2007-09-27 06:56:56 · 7 answers · asked by is it my job 1

My 16 y/o son just received his driver's license. Do we need to add him to our policy immediately or is he covered for a certain period of time as a student driver?

2007-09-27 06:23:04 · 7 answers · asked by Dianna P 2

small claims court found that my x- wife should aquire the insurance before i would be required to pay the monthly amount. when i retired she demand payment for the last 16 years plus interest. [$16,000]. i agree to pay the the months she had aquired health insurance[$10,000]. she agree . now she wants me to declare this is not spousal support so she won't have to pay taxes.

2007-09-27 04:59:21 · 3 answers · asked by JIM B 1

2007-09-27 03:35:15 · 2 answers · asked by Anonymous

Trying to determine insurance amounts. Per dium is paid for ME&I while on assignment. I am hoping that Workers comp premium should only be charged on true wages. Does anyone know?
Note - employees are short term not perm. 3 month assignments.
Thanks

2007-09-26 12:06:08 · 3 answers · asked by Anonymous

My doctor's office refuses to pre-authorize prescriptions with the insurance company. When I go to the pharmacy, the prescriptions then can't be filled. So I end up paying for the insurance coverage, the doctor's office visit copayment, but can't get the medication. Do I have any recourse other than to change my primary care physician? I've tried talking to the insurance company, but they say all I can do is file a complaint. Does the dept of banking and insurance have any jurisdiction over the doctor offices' non-compliance with the insurance company's contract?

2007-09-26 07:48:54 · 22 answers · asked by InTheMiddle 1

2007-09-26 07:46:29 · 4 answers · asked by tanyaheald 1

i am 19 years old and live on my own right now im working a full time job to cover my health insurance but i hate it there and want to quit or atleats go part time so i can go back to school to better myself...but the 2 classes im looking at (EMT or dental asst.) both say i need health insurance to take the class...the job i have now and the ones i applyed for won't give me the days off to go to the class if i am full time if im not full time i lose the health insurance...if there any where i can go to get help just for the 3 or 4 months i will be those classes i really don't want to do the welfare thing at all im very against it....i still want to work atleast part time while im in school
goin to school is very important to me

2007-09-26 05:19:43 · 4 answers · asked by Anonymous

A friend of mine offered to sell me his book of business. In about 12 months, he built a $2M book with over 3000 clients mainly P&C pers lines. To say the least, it will be a problem book that will require lots of work. IE. invalid discounts offered, low limits, bad service, underinsured homes, etc. Service is my strong point and do believe that i can salvage about 50-80% of the business. He is offering it to me at very low risk...Here are the details. 10K down (owner financed for 36 mo 0% interest). I pay him 50% of the renewal commisions every mo for 36 mo with no minimum guarantee on his part and the most i would have to pay is 190K, whichever occurs first. Also, I have to take over his lease which is approx 1K/mo for 5 years. He has non competes from him and his producers. I am too inexperienced to make this decision on my own. Please give me any advice and your thoughts. Thanks.

2007-09-25 18:44:16 · 8 answers · asked by Chris B 1

Scenario 1: Medicare primary allowed $85 on a $260 charge, paying $70, leaving $15 balance for the secondary insurance to pay. The secondary insurance (United Healthcare) paid $11.50 of the $15 balance, is it okay to write off the $3.50 balance or do you leave the balance for patient?
Scenario 2: United Healthcare primary allowed $85 on a $260 charge, paying $70, leaving $15 balance for the secondary insurance to pay. The secondary insurance (Medicare) paid $11.50 of the $15 balance, is it okay to write off the $3.50 balance or do you leave the balance for patient?
Scenario 3: Cigna primary allowed $85 on a $260 charge, paying $70, leaving $15 balance for the secondary insurance to pay. The secondary insurance (Aetna) paid $11.50 of the $15 balance, is it okay to write off the $3.50 balance or do you leave the balance for patient?

2007-09-25 17:34:11 · 5 answers · asked by Mur 1

I'm looking into the CPCU program and I'm curious as to the steps involved. I recognize that I will have eight courses to complete, but I'm not sure about the test or tests. Will I have to take eight separate tests at $286 per test? Please provide any additional steps that you know of. Thanks!

2007-09-25 10:50:45 · 4 answers · asked by Jeremy S 3

2007-09-25 10:35:30 · 6 answers · asked by Rick C 1

whether Insurance company will come to know and let his wife about the plan and pay money

2007-09-25 10:08:29 · 10 answers · asked by Anonymous

is the cost of repairs for a mechanical failure covered by an auto insurance policy? Example: engine or transmission? I have full coverage on my vehicle

2007-09-25 08:59:02 · 0 answers · asked by Anonymous

I desperately need affordable health insurance in NY State, because my husband keeps having problems. He has already gone to the hospital in July and we now have a $6,000 bill we have to pay. Is megalifeandhealth.com a NY State health insurance? I work part-time at Walgreens and my husband works part-time at Wal-Mart so we only make $1,600 a month. We need affordable health insurance in NY State!!! Please Help!!!

2007-09-25 08:38:14 · 4 answers · asked by MabelCat 1

If I am laid off in October but obtain temp jobs for 3 months or so, if there are no longer assignments available, can I then apply for unemployment, or will it be too late?

I want to make sure that if I do take on temp work, I won’t lose my chance of getting unemployment in case I do not find a full time permanent position.

Does anyone know about this?

Thanks

2007-09-25 08:38:09 · 7 answers · asked by ateema 2

Which one carries more weight with regards to credibility in the Property & Casualty insurance industry? And is there a suggested time frame to go after it (i.e. 1 year or 2 years of experience)? I currently work for a transportation insurance agency and have only worked in the insurance industry for about 4 months now, but I was in the transportation industry for about 3 years.

Do you think that it would matter if I went after these designations now or waited? I don't want to waste anytime, but a few have told me that it may be best to wait a few years...I am not married yet...nor do I have a family...so I wanted to knock a few of these designations out before that happened, and then go after my CPCU...

Any suggestions?

Thank you in advance for your help!!

2007-09-25 07:25:42 · 4 answers · asked by Sid 1

I'm divorce my xwife has always covered my kids health insurance. She changed jobs 1 month ago and is being told that because our kids do not live with her she CAN NOT put them on her company health insurance. Is the legal? Can a company not cover your kids?

2007-09-25 06:09:57 · 6 answers · asked by specail ed 3