Health Insurance problem...college student?

Question

i am 19 years old and live on my own right now im working a full time job to cover my health insurance but i hate it there and want to quit or atleats go part time so i can go back to school to better myself...but the 2 classes im looking at (EMT or dental asst.) both say i need health insurance to take the class...the job i have now and the ones i applyed for won't give me the days off to go to the class if i am full time if im not full time i lose the health insurance...if there any where i can go to get help just for the 3 or 4 months i will be those classes i really don't want to do the welfare thing at all im very against it....i still want to work atleast part time while im in school
goin to school is very important to me

Answer 1

As said, stick under your parents' plan if possible. The attached link is pretty useful to know if you know your family will be insured for a while. Otherwise, you can get really good options if you speak with someone at your educational institution -- student services or something similar will have available plans that are typically much more affordable than normal individual plans. Of course, you could still look in to individual plans, but these range from $150-300/mo depending on where you live and what you need. The next obvious option is also securing insurance via an employer (which in most cases is preferable to an individual plan).

Answer 2

There are two simple solutions to your problem, and both inexpensive.
Either purchase a short-term health insurance policy for the months coverage is needed, or purchase an individual health insurance policy that you can keep for as long as you like, job or no job, school or no school. The short-term will be very inexpensive, the individual plan will be more, but better coverage possibly.
The higher the deductible, the lower the cost. You are young and healthy, so take a high deductible.

Answer 3

Most universities can help you to get cheap student policies for insurance. Most employers wont give you health insurance unless you are full time and a lot of them dont even offer it until you have been there several months. I cant understand why a school would insist you have health insurance. They have liability insurance in case a student gets injured. If they dont, they are not reputible places.

Answer 4

Unfortunately, students are automatically disqualified from public assistance (unless they have children.)

Unless you can purchase health insurance through your university, or afford an individual plan, you're screwed.

Welcome to the USA. Don't vote for Republicans if you want this problem to be solved.