Insurance

THAT DIED FROM THE TERRORIST ATTACKS DIDN'T GET COVERED BY THEIR LIFE INSURANCE COMPANY?

2007-11-13 16:18:59 · 6 answers · asked by cococuremax 2

Heres whats going on - I've been looking for work for a while now. I have an interview Monday. The job pays around $6 an hour currently with no benefits.

I got referred to them by a former employer. I left the interviewer a message saying taking into consideration that the job had no benefits & they are quite important to me, that I didn't think it would be the right job for me (with low pay & no benefits I feel like I would have to move on sooner or later). She called me back today and said they are 'trying' to get medical insurance set up, did have it at one time previously.

If the insurance for my family was provided by them it would be an easier decision. But if I have to pay out of my pocket on such little pay, I don't see how it would be worth it.

What do you think? This is a job I would enjoy doing, but with the medical history my extended family has I'm afraid to go without insurance - I'm healthy now, but young, what if something major comes along later in life.

2007-11-13 14:48:34 · 9 answers · asked by Dirty Lil Girl 2

2007-11-13 12:32:54 · 7 answers · asked by tegdetfil 1

My son needs a surgery and the insurance company says the only way they will cover any costs is if the doctor shows it is predetermined, the letter from the doctor says that this surgery is the only viable option. Is that predetermined? I have no clue how to prove "predetermined" and the insurance people that I have talked to don't seem to understand how I get "predetermined" This is crazy I just need someone to tell me what I need to get!!! Thanks for any help

2007-11-13 11:36:38 · 6 answers · asked by Anonymous

Do I need both a 2-20 and a 4-40 or just one or the other. I plan on working with Allstate Insurance (My agent/friend owns her own Allstate agency). I didn't want to ask her, but how are agents paid... Salary, Commission or Both? I know there are salaried positions and it begs the question: Who actually pays the agent's salary.. Is it the Agency owner or is it the Corporation (Allstate) by means of an alloted budget/benefit towards the agency owner. I don't think she is independent, if that helps.

2007-11-13 10:54:20 · 3 answers · asked by plasma71104 4

2007-11-13 09:58:10 · 1 answers · asked by moclh4lyfe 1

I really don't understand it. You drive your car and pay insurance on it for years and years you get in a accident and you have to pay a deducible. Why do you have to pay them money after already paying them tons? Do they pay it back? Or do they say we owe it just because? And that goes with all different types of insurance (health, house, car, etc).

2007-11-13 09:21:27 · 11 answers · asked by Anonymity 5

i filed weekly certification on sunday like always
on monday it was veterans day so they didnt process the payment.
today is tuesday and i checked the ncesc.com website and it says it was processed.
but when i check eppicard.com it still doesnt show payment

2007-11-13 04:33:50 · 3 answers · asked by morena60_2000 2

She works for the federal government.

2007-11-12 23:21:02 · 7 answers · asked by Big Banks 3

I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance agents do that now too?

2007-11-12 19:47:09 · 8 answers · asked by milandranyx 1

got a bill in the mail! I called the hopital and was told that the hospital billed Blue Shield incorrectly as an out patient proceedure, and all this time, I thought I had paid my portion. I thought everything was paid up. Someone said the statute is 2 years for them to collect the debt from either me or the insurance. Is this right? Are they counting on my not knowing this information and just paying the bill?

2007-11-12 12:50:57 · 3 answers · asked by Anonymous

I am here in Hawaii on a tourist visa and am not able to get regular insurance like a citizen. Does anyone have any suggestions?

2007-11-12 09:09:40 · 3 answers · asked by PrettyNiki 1

2007-11-12 08:02:53 · 3 answers · asked by Anonymous

There is a trust set up to be issued when a person turns 35 years old. If the person dies before then what will happen to the trust. Will the heirs recieve it and if so will they have to wait till the year the person was to recieve the trust or will they be elgible to recieve it after the death of the benificiary?

2007-11-12 03:46:29 · 3 answers · asked by kenisha_mcghee 1

***so i got in a car accident today, my fault, i rear ended a lady. she didn't have her insurance info on hand, but i had mine so i gave it to her, as well as my phone number. she just gave me her phone number for contact
**** i have some dmg to my car but won't file a claim through my ins for repairs. i am aware that she will file for her dmgs through my insurance company. do i need to let my insurance company know if the claim, even if i don't want my car repaired? I feel that the burden is on her if she wants to go through my insurance for her dent to her bumper, and my ins will contact me when they need to
***she wasn't injured, and she said that if her harp was 30K harp was dmged she would seek payment from me. we both looked at the harp and agreed it was fine
*** this is a new car only 3 weeks old, and i am a male in his twenties, just was wondering if this will affect my premiums

Sorry alot of info but this was my first accident and any advice to handling this would be great

2007-11-11 13:44:22 · 10 answers · asked by Anonymous

I've been looking into the Lapband Procedure and my Insurance, Aetna, will cover if I have any of these three listed co-morbid diseases: Diabetes, Hypertension or Sleep Apnea. I don't have any of those but I have a huge hereditary background of Diabetic family members including close family such as: Father, Grandparents, Aunts and Uncles. However I have Asthma. I know there is a way longer list of co-morbid diseases so will those three be all that they will most likely stick by or is there a chance that mine can be approved even though they only state the three I listed above???? Pls only those in the health insurance business or those who have had personal experience. Thanks!

2007-11-11 09:05:09 · 0 answers · asked by Celz 2

I rent a house at Ohio University and I know that our landlord has to have homeowner's insurance. Last night some drunk guy threw a trashcan through our window. I filed a police report. Would this be covered through our landlords homeowner's insurance?

2007-11-11 02:36:54 · 19 answers · asked by Tara J 1

If you are someone who works in HR, for BCBS, or possibly someone who has done the same thing before, can you advise me on how my husband and I can plea for help in giving us Mon to complete our open enrollment for insurance. The crucial part of it is that we have about $1500K in upfront expenses for the birth of our first child plus we are buying a new home. The flex psending account would be very useful for us for the labor/delivery costs since we have so many big, big expenses inf ront of us. Do we have a chance? It was suppose to be finsiehd by 11/9, but we hope, hope, hope (after my husband makes a plea to HR on MOn) that they will give us Mon. Any thoughts?

2007-11-10 21:10:25 · 3 answers · asked by BMD 3

Wouldn't this solve the health care crisis?

2007-11-10 14:07:29 · 14 answers · asked by Jen 5

Our employer is offering unum ltc insurance at a group rate. For a 47 year old, 4 yr coverage @ 4k, monthly premium is $20.30. When I chose the compounded option, monthly premium jumps to $59.10.
I called they company and they said it is compounded at 5% per year.
My other thought was to go with 8k coverage, no inflation for $44.00 per month.
Is there anyone out there who understands this stuff and would please give me any guidance?
Thank you!

2007-11-10 01:09:20 · 4 answers · asked by blondie 8591 2

I am looking at PFFS plans from various insurance companies. They seem to have flexible coverage and allow freedom of choice.
My question is a two-parter:

1) Are HMO and PPO Medicare Advantage plans better than PFFS plans or PFFS are better for consumers?

2) Is there a balance billing for any of the following plans:

- Coventry Freedom
- Humana
- Aetna
- Today's Options
- Secure Horizons

Your expertise would be welcome.

2007-11-10 00:58:23 · 5 answers · asked by Nitin B 1

I bought a phone off of ebay, it worked fine for 2 weeks, now it wont charge. I just found out I have had sprint insurance for a year now. Do you think they will replace this phone..? I lost my old phone.

2007-11-09 17:31:30 · 3 answers · asked by Anonymous

2007-11-09 17:29:52 · 3 answers · asked by Anonymous

ask if you need more info.

2007-11-09 14:40:58 · 5 answers · asked by Mrs T. 2009 4

In spite of having expensive health insurance, I owe my dr's office hundreds of dollars due to recent tests for MS. I've not been able to pay the $172/mo payments to my dr's office, and received a notice from them yesterday that I can't see my dr until I pay the $172. Can they really deny me medical treatment?

2007-11-09 09:17:33 · 9 answers · asked by Anonymous

It says my co-insurance max is $1500 and my copays apply to that. What does that mean?

2007-11-09 06:01:17 · 6 answers · asked by KittyKitty 2

I sold a home in 2003. The buyer is now suing me for "non-disclosure of water damage and repairs". The suit is for $7,600.00. There is no legitimacy to this claim. I want to see if he made a claim on his home owners insurance for this supposed repair in May of 2005. Please help! Any advise on obtaining this information would be awesome! If he did make a claim, he is not allowed to sue me in small claims court. Any other advise would be appreciated as well. I know I am in the right on this, but need the evidence to back it up. I may or may not retain an attorney. Also, he has been renting this home out since the purchase.

2007-11-09 05:22:10 · 8 answers · asked by Anonymous

Last month, whilst on holiday, I had my mobile phone stolen from a locked dormitory room in the hostel in which I was staying (I was away for a shower at the time). The insurance company rejected my initial claim on the basis that my phone was left 'unattended in a public place'.

I was only out of the room for 20 minutes, and there was nobody in the room when I left, or when I got back.

Is it worth appealing? Is a locked dormitory room a public place?

2007-11-09 03:41:16 · 4 answers · asked by Stewart B 2

I'm doing a budget project and I need information on Health Insurance.
Can anyone find the prices and what included with the insurance package of these companies...
*netQuote
*Health Benefits Direct
*BlueCross BlueShield
*eHealth Insurance

-If you can't find these please just find any three( THANKS A BUNCH...YOU ARE GREATLY APPRECIATED TO WHOMEVER HELPS Me...GOD BLESS

2007-11-08 14:16:00 · 4 answers · asked by Anonymous

That is, how much is taken out of your check every week?

2007-11-08 10:44:26 · 4 answers · asked by Christian 3