Insurance

The brakes on my aunt's car went out and when she turned into her driveway she hit the house. SHe is fine both airbags came out, but now the home owners says they will not pay and the car insurance say they will not pay. They said if someone else had hit the house they would. Can anyone give me some insight to the iNSURANCE industry.

2007-11-16 10:54:55 · 11 answers · asked by travisepsmith 1

2007-11-16 10:29:24 · 12 answers · asked by Danny B 1

My 46-year-old friend was babysitting for her neighbors, in her neighbors' home. The family dog knocked my friend down the stairs, causing my friend to break her jaw and wrist. She has spent many days in the hospital and will require lots of reconstructive surgery, to say the least! Medical bills are already piling up. Shouldn't her neighbors' homeowner's insurance be covering this? They have not offered to contact the company and my friend does not know how to proceed. To make matters worse, the neighbor whose dog caused the injury is an insurance agent!

2007-11-16 08:08:46 · 23 answers · asked by Anonymous

I am in fairly good health. A 20 yr policy will cost me $99 mo
Is there a better, safe way to invest my money so that I leave a small sum for each of my kids. They all would benefit from an inheritance as they are not well-off.

2007-11-16 05:13:24 · 5 answers · asked by Anonymous

2007-11-16 04:45:04 · 10 answers · asked by lilewu 4

i have an pre-paid funeral expense that is listed as an insurance policy and want to confirm if i can put my living trust as beneficary

2007-11-16 04:36:45 · 3 answers · asked by garrett g 1

My salary is $2000 before taxes per month. Can I get Medicaid ? I have got no money or no car. My Rent is $950 (include utilities) and I'm living in Newyork.

2007-11-16 03:03:00 · 4 answers · asked by TurkishAmerican 2

I have a question about Medical Insurance for my mother. My Father just passed away at age 61 and before he died, my parents had the best Medical Coverage because my dad had a civil service job. He didn't pay a dime into it and only paid $2 per prescription. These jobs are hard to come by. We figured that my mother takes anywhere from $500-800 a month in prescriptions. I was wondering if there are any programs out there to alleviate these costs. My Mother is 56 years old and cannot collect any social security until she is over 60 and cannot get on Medicaid until she is 65. Can someone help me solve this nightmare problem?

2007-11-15 15:24:54 · 2 answers · asked by Goose 1

If your insurance company is supposed to pay 80% of a procedure, but then refuses...is there any recourse in a matter like this?

It really isn't for me. I know someone I want to make a deal with, and know that he had double knee replacement and this happened to him. I thought that maybe if I helped him out with his problem, it would increase the chance of me securing the deal.

2007-11-15 15:04:19 · 6 answers · asked by merebear83 2

Husband & I were rear ended. Our medical bills are over $15,000. Ins. co offered a total of $9,000. What can I do to get them to raise offer? We filed a lawsuit, In Pro Per. In Discovery phase. we want to settle. Only reason for sing was to protect the "statute date". Injuries were whiplashtype, back and neck strain. What is the usual settlement on this type of case? Can you refer us to case law?
Ins. co admitted fault on behalf of their insured & now they don't want to pay. Should we get a lawyer?

2007-11-15 14:11:04 · 4 answers · asked by Wm D 1

I have preemie twins they are 4 now and very healthy children. A Health insurance company denied them b/c it stated on their records that they could have CP due to being premature. Neither one of them have CP but they were still denied b/c of this can they deny a child insurance due to a medical condition they don't even have???

2007-11-15 11:59:21 · 3 answers · asked by shannon C 2

If I'm going to buy flood insurance, how much coverage should I get with respect to the value of my house and belongings? Is there any kind of rule of thumb for coverage?

2007-11-15 10:25:54 · 5 answers · asked by sleepy_grrl 3

what is the average amount of money that people cover their contents for? i have a 3 bed house with the usual amount of electrical paraphenalia, how much cover should i have? is there a site where you can work out how much everything would cost to replace?
thanks

2007-11-15 09:13:01 · 9 answers · asked by Mrs Chicagosgirl!! 5

I was traveling at 40 m.p.h. at a 45 mile zone,
a vehicle ran a stop sign and I hit him broadside, now their ins.co. wants me to accept $10,000 (since thats the coverage he supposedly had) on a vehicle I owe $21,000. They say I was 10% at fault since I saw the vehicle pull in front of me and that I could have avoided the accident, I had passengers including my wife, sister in law her 9 mos old baby and my 2 children ages 3 and 7 how is it possible to avoid hitting this vehicle without a rollover or worst? The bad part is that I had a lapse in coverage at the time (unknown at the time) what should I do? I believe the adjuster made a bad assessment of the accident fault investigation he claimed I was going faster than the speed limit, and that I did not use my horn. Can I get more from his Insurance Co. to pay for my car since they claimed it totaled or must I obtain an Attorney? Can anyone advise on this?

2007-11-15 07:33:48 · 18 answers · asked by Anonymous

2007-11-15 04:54:28 · 6 answers · asked by e.rupard 1

2007-11-15 02:58:17 · 3 answers · asked by oluwaseyi b 1

Apparently living in a houseshare with a communal area and more than 2 adults makes me unisurable

2007-11-14 20:15:19 · 7 answers · asked by karengulu 1

i plan to get gastric band surgery soon, before i quit my job and i know that the insurance that i have covers part of it. will i be in trouble or will i be asked to pay back when they find out i quited and i don't have insurance anymore because i plan to cancel. i don't know please help!!!

2007-11-14 16:30:02 · 4 answers · asked by zlb84 2

I have bi polar disorder and from New Jersey

2007-11-14 16:16:55 · 3 answers · asked by demondan1979 1

I have a friend who lied on her application to get insurance for her boyfriend.

2007-11-14 16:02:41 · 6 answers · asked by gilliamsgirl 1

I'm under my parent's insurance, but I lost the card. I know thats bad but I think I accidently threw it out. Besides telling my parents, is there anything else I could do?

2007-11-14 10:54:31 · 7 answers · asked by girlwithquestions 2

Here is my situation. I joined company "A" in 2000 and I left the company "A" in Sep 2007. I had group insurance from company "A" until Sep 2007. I joined company "B" in Oct 2007 but the company "B" did not provide the health insurance and asking me to stay with Cal-Cobra. Still, I did not send my Cal-Cobra election form and debating myself whether to have it or not. I got offer from company "C" and I am willing to join company "C" in December 2007. Company "C" is a big company and the company "C" insurance will be starting as soon as I join the company "C". About my health condition, I don't have any precondition and even my family member don't have any precondition. My question is, do I need to take Cal-Cobra and pay 3400 USD for Oct 2007, Nov 2007 to keep my insurance up to date before joining company "C". Is it safe not to take the Cal-Cobra and have 2 months break in health insurance coverage?

2007-11-14 10:06:07 · 5 answers · asked by Sridharan Kuppa 1

Why are pediatricians paid so little? They are one of the lowest paid physicians.

2007-11-14 07:17:54 · 3 answers · asked by vhesponage 5

2007-11-14 07:14:44 · 20 answers · asked by Anonymous

okay, i am wondering if its possible to have two insurance plans because im thinking about getting a 2nd job, and i want to apply for health benefits at the 2nd job because if i happened to ditch my first job, i will still have insurance coverage.

2007-11-14 06:46:14 · 7 answers · asked by datchik 4

My insurance through my family expires at the end of this year. I am looking for a good health care provider, but I don't want to spend a lot each month.

Any help would be appreciated.

2007-11-14 06:08:44 · 4 answers · asked by Anonymous

I know that it's less than insured patients, but how much less and why?

2007-11-14 05:18:43 · 2 answers · asked by dawance88 2

I'm so fed up with it all! I am thankfully healthy enough not to have use my medical insurance very much, but I can't help but feel I'm getting screwed! I can't get ahead.

2007-11-14 04:32:01 · 3 answers · asked by Jen 3

I've made preliminary inquiries to get life insurance for a 78 year-old female, however, I get the standard response of "no" because of her age and the fact that she has been hospitalized in the last year and has pre-existing conditions (COPD, high blood pressure, arhythmia). My sense, however, is that there may be life insurance companies out there with more accomodating terms for senior citizens. If you know of any such companies, or are experienced enough in life insurance to give a definitive "no- it's not possible" response, please let me know. What are our alternatives, if any?

2007-11-14 04:31:16 · 11 answers · asked by John S. 5

Does it have anything to do with technology, as in computers.

2007-11-14 04:08:23 · 2 answers · asked by Liban M 2