Heres whats going on - I've been looking for work for a while now. I have an interview Monday. The job pays around $6 an hour currently with no benefits.
I got referred to them by a former employer. I left the interviewer a message saying taking into consideration that the job had no benefits & they are quite important to me, that I didn't think it would be the right job for me (with low pay & no benefits I feel like I would have to move on sooner or later). She called me back today and said they are 'trying' to get medical insurance set up, did have it at one time previously.
If the insurance for my family was provided by them it would be an easier decision. But if I have to pay out of my pocket on such little pay, I don't see how it would be worth it.
What do you think? This is a job I would enjoy doing, but with the medical history my extended family has I'm afraid to go without insurance - I'm healthy now, but young, what if something major comes along later in life.
2007-11-13 14:48:34 · 9 answers · asked by Dirty Lil Girl 2 in Business & Finance ➔ Insurance
I earn twice that without insurance. With a family of 4 thats poverty level income. Dont know what part of the country your in but its rough here. Cant imagine the costs in other more expensive parts of the U.S.
How can anyone who doesnt have the money already (and lots of it) get ahead. Between gas prices and rents. My income certainly doesnt keep pace with inflation.
Time to go into business for myself I guess. But where I live the government taxes the crap out of you so its hard to build a business without the capital (money makes the world go round.)
keeping my fingers crossed that I can win the lottery.
You did the right thing. Find something better. If you get hungry enough (from lack of work) then the $6 per hour job might look better, but sounds like you can get a better one. Good luck.
2007-11-13 15:04:03 · answer #1 · answered by friendly advice from maine 5 · 0⤊ 0⤋
First, $6 /hr is just over minimum wage, so it doesn't sound like a permanent job anyway. You should definitely have your interview, but you have a few options to keep in mind.
1. Take the job as a "temporary" position. Keep looking, keep interviewing, and when something better comes along, jump for it. Give proper notice if you can, but if you can't, don't list it on your resume.
2. Make getting insurance a condition of accepting the job. Let them know that you can't afford to be without insurance, and agree on a firm deadline. If the deadline comes and you don't have insurance, move on.
If you do this, giving proper notice would be nice, but if you can't, consider this:
One way to look at it is that you agreed to work on a "temporary" basis, and because of no insurance, you "opted" to not make it a full-time thing. If the arrangement was made before accepting the job, you "gave notice" the day you started.
2007-11-13 15:08:39 · answer #2 · answered by Darklighter 4 · 1⤊ 0⤋
If you are still employed (and not at risk of losing your job) then I would pass on this and keep looking. If you are at risk, then depending on how bad it is, you might want to take it.
If you are not employed then if in your shoes, I would take it. Later on you can look for employment that offers benefits. It could be internally which makes taking this job the step to getting your foot in the door, or externally. Whatever you find.
Jobs can be like relationships. It seems that everyone wants you when you are already taken. ;D
If you really wanted to, you could take the job and continue looking. Just be sure that the next jump is one that you will keep. Just like gaps in employment, job hopping does not look good on a resume either.
2007-11-13 22:23:18 · answer #3 · answered by Issues 3 · 0⤊ 0⤋
That is like $12K per year! That is very very very very poor pay. If you pay insurance out of that, you would have NOTHING left to take home.
I can't imagine earning $240 per week BEFORE taxes and insurance. There is no way anyone could live on that.
2007-11-13 14:54:12 · answer #4 · answered by Anonymous · 0⤊ 0⤋
take the job. it pays u , u aren't getting paid now?
use this job to step up. stay healthy - no more kids, car accidents etc.
may i suggest a reading of '48 days to work u love' d.miller . a good book for going forward and plenty of fresh reference material and new ideas.
if u aren't employable u need to retool yourself. some how.
remember most multimillionaire were in places like yours except they decided not to stay.
the other one is 'total money make over' d.ramsey helps our folks retain their cash.
spending less and getting more value from their paychecks.
our associates have a mandatory read of the books.
2007-11-13 15:59:10 · answer #5 · answered by Anonymous · 1⤊ 0⤋
have you considered insurance from an outside provider? I just got Tonik (tonik.com), and I love it. It's fairly cheap, and I don't have to depend on a job to have it (well...except for the premiums...but you get that anywhere). It's up to you. You could say that they should call you when they get it, or you could just start work there and hope...but there's no guarantees.
2007-11-13 16:48:09 · answer #6 · answered by Helen Scott 7 · 0⤊ 0⤋
This is better than NO job. I'd take it, and use it as a platform to get a BETTER job, with better benefits.
It's easier to get a job, when you're currently employed.
2007-11-13 15:08:00 · answer #7 · answered by Anonymous 7 · 0⤊ 0⤋
don't take a job without insurance. i did it, and it sucked.
2007-11-13 14:51:15 · answer #8 · answered by Anonymous · 1⤊ 0⤋
No, of course not.
2007-11-13 14:56:23 · answer #9 · answered by newyorkgal71 7 · 0⤊ 0⤋