Business & Finance - 17 October 2007

I applied for a job via email. I got a confirmation email telling me they received my resume, they will review it, and if there is a need for me they'll contact me. If they don't contact me to accept their appreciation, and please no phone calls. It's been 3 days and I really want to contact them. I don't know if I should, since it says no phone calls. What should I do?

2007-10-17 16:09:04 · 7 answers · asked by Anonymous in Other - Careers & Employment

Just wanted to say that I got my old job back. I am pregnant too by the way so you can understand how scary it was for me to lose my job completely because AT&T wireless did this to me. All I Have to say is that I expected more from a huge company like that.....

2007-10-17 16:08:12 · 1 answers · asked by shortstack 1 in Other - Careers & Employment

without actually having to try each profession one after another?
(aka, bounce from job to job.)

2007-10-17 16:07:26 · 11 answers · asked by PeguinBackPacker 5 in Other - Careers & Employment

2007-10-17 16:04:44 · 1 answers · asked by silver wings 4 in Renting & Real Estate

said I had to apply online, but I'm worried that my resume won't reach the right people. I went to nbc, abc, and the cw today and only abc would let me fill out an application

is there a way that my resume will get into the right hands other than faxing?

i'm in philly

2007-10-17 16:00:47 · 4 answers · asked by Anonymous in Other - Careers & Employment

and what is the bare minimum amount of schooling one needs in order to become a LPN?

2007-10-17 15:54:36 · 6 answers · asked by PeguinBackPacker 5 in Health Care

I'm a single mom with one child and would like to know what is the minimum amount of income I would need to make in order to qualify for earned income credit on that child?

2007-10-17 15:53:00 · 2 answers · asked by Anonymous in United States

I am looking into flipping houses with my wife, this will be my first time and I have good credit and my wife has fair credit, I want to know which way will be the best way on getting a loan that will be in my best intrest for the job, by the way I'm in houston the houses aren't very expensive. Which loan would be the one I should be looking more into.

2007-10-17 15:52:19 · 4 answers · asked by cebenitezjr 1 in Renting & Real Estate

2007-10-17 15:45:04 · 17 answers · asked by Anonymous in Other - Business & Finance

I am the site director at a before/after school care program at a local elementary school. My program is run by the YMCA and we have 22 children in the afternoon. There is a 1:10 ratio between staff/ children. There is only myself and another woman working at the site and so the ratio is not being met. When I ask about further staff I have been told that there is a hiring shortage. They can't find anyone to fill the position.

What are my legal responsibilities as site director? Can I be sued for not meeting ratio when it is my employer who is not hiring the necessary staff? What steps can I take to protect myself?

I don't want to quit. I love the kids and the job. Plus the school is about five minutes away from my house. I want what is best for the kids as well as myself, but I can't be responsible for something I have no control over. Any and all thoughts/information is greatly appreciated.

2007-10-17 15:39:30 · 1 answers · asked by Rachel 3 in Law & Legal

I Have been at my job for 6 1/2 years. the first 3 years i was part time then i went full time. I had a baby 9months ago so iwent back to part time and they told me they were gonna take a dollar an hour out of my pay! I never got another dollar when i went full time, all the raises i got were legit, yearly evaluations. Is this right? Is there something i can do to prevent this from happening? Finding a new job isn't easy. especially since they give me the hours i want. I'm in a panic. What can i do?

2007-10-17 15:39:12 · 5 answers · asked by Magik 5 in Other - Careers & Employment

I know perfect Spanish and semi-perfect Italian but the thing is that I'm only 18, so is there a possibility that I could work at a Court as Translator? and how much does it pay?





thanks!

2007-10-17 15:33:13 · 2 answers · asked by Anonymous in Other - Careers & Employment

I "locked in" at 5.875% a few weeks ago. It's now a week before closing and my mortgage broker calls to say "Good news, your loan is all ready. But the lender could only do it at 6.375."

He tried to explain to me that when they went to the lender, the best they could do now was that higher rate. This, after I had "locked in" with a deposit and everything. It's even printed right there on my "Good Faith Estimate".

According to my broker, a lock-in doesn't really mean anything. and the lender decided that they couldn't honor that rate because I've got less than two years employment history.

I'm making a 50% down payment, with a 765 credit score and no debt. But it's my brief employment history that jacks up my rate, despite "locking in"?

AM I GOING FREAKING CRAZY???

Please, if you have any suggestions, I'm all ears.... thanks.

2007-10-17 15:26:17 · 8 answers · asked by jimbob 2 in Renting & Real Estate

I have looed at spec.xe.com and gftforex.com, each has different tools and software applications. gftforex.com looks better, but I would like a second opinion before I sign up, cheers

2007-10-17 15:23:16 · 3 answers · asked by hewsondion 1 in Investing

2007-10-17 15:20:31 · 11 answers · asked by ohioleele 2 in Credit

There are two types of health insurance that I know of.

Indemnity (fee for service or traditional) and manged care (like

HMOs).


What are the differences between the two and

what types of plans are listed under these two groups?

2007-10-17 15:18:23 · 2 answers · asked by Doesntstayinvegas.com 3 in Insurance

Does anyone know any laws or health codes in MS that say that a landlord has to fix health hazards in their rental property? We are renting and we have mold which I am having allergic reactions to. They refuse to fix it because it will "cost too much money". We are looking to sue and before we get all that started, we need to know if what they are doing is really illegal. We notified them it was making me sick (like really sick) in july and they refuse to fix it. My doctor has confirmed that this is the cause of my sickness. Any advice would be greatly appreciated

2007-10-17 15:18:08 · 2 answers · asked by mattsbaby125 3 in Renting & Real Estate

2007-10-17 15:06:11 · 6 answers · asked by Michael S 1 in United States

2007-10-17 15:05:00 · 6 answers · asked by PeguinBackPacker 5 in Health Care

I'm doing a study on these programs and how easy or difficult these programs are to use.

2007-10-17 15:00:34 · 5 answers · asked by TruthSeeker 3 in Small Business

My city is currently selling rafle tickets for $100 to win a $500K dream home. The house is being donated by the builder, and all the ticket money is going to charity. I was just wondering how the prize tax on such a thing is handled. Is the winner suposed to pay income tax on the $500K value of the home?

2007-10-17 14:46:45 · 4 answers · asked by SunnyMoon 5 in United States

I want to buy a business that Nets over 150,000 a year, I want to incorporate. What type of benefit do I get if I incorporate my business?
e.g taxes, right offs
Thank you

2007-10-17 14:43:26 · 2 answers · asked by Anonymous in United States

2007-10-17 14:42:14 · 2 answers · asked by jonesanthonyaj 1 in Other - Taxes

I have about $1400 USD worth of Mexican coins and about the same for British coins. I also have a several hundred dollars worth of German coins.

I can exchange foreign bank notes or bills for US currency at banks or American Express but cannot find anyone who will take large amounts of coins. Coin dealers are not interested unless the coins are rare.

Is there anywhere in North Texas to exchange boxes of foreign coins for dollars?

.

2007-10-17 14:41:53 · 1 answers · asked by The Other Grandpa 4 in Other - Business & Finance

I just received a letter from my mortgage company stating that because my last property tax payment has not been made yet and is in delinquent status that I am in default on my loan agreement. They stated that I have 30 days to pay the delinquent amount. What can happen if I don't make payment within those 30 days? Can the lender foreclose or report to credit. My mortgage payments are always on time. Never been delinquent with those. Is this just a letter trying to pressure me into paying back taxes right away or does the lender have the ability to accelerate payments, foreclose, etc.?

2007-10-17 14:37:52 · 5 answers · asked by Earl S 2 in Renting & Real Estate

Anyone know of a number to call or a website?

2007-10-17 14:35:19 · 3 answers · asked by Anonymous in Small Business

I know it is part of IRS Section 125, or a flexible spending account (FSA), but why is it called a cafeteria plan and why is it called that?

2007-10-17 14:31:56 · 3 answers · asked by Doesntstayinvegas.com 3 in United States

I have three questions regarding W4 Forms.

1. If you want to have less money withheld, should you claim more or less exemptions?

2. My understanding has been that if you want to have less money withheld, you should claim as many exemptions as you can. However, my son is filling out a W4 for the first time, and he is not eligible for any exemptions. Does this mean that the government will be taking out the maximum amount of money from his check?

3. Is he exempt from withholding anyway, if he is under 18 and is a dependent of someone else? Or does it depend on how much money he will make? He will only be working a part-time job after school.

2007-10-17 14:27:46 · 4 answers · asked by Jaysh 1 in United States

Would it be wise to post the product without actually buying it first and when/if someone buys it then I go pick it up from the warehouse and then have it shipped? Do you have to buy products from wholesale warehouses in bulk?

2007-10-17 14:16:16 · 3 answers · asked by jones83tony@sbcglobal.net 1 in Small Business

I just purchased my home in Aug, 07. I did 100 percent finance, and I would like refinance so I can get lower interest rate. I currently have 10.75 as a rate with a 30 year fixed interest rate. I just want to know how can I find out if my value went up and if I can refinance just for a lower rate.

2007-10-17 14:11:13 · 9 answers · asked by karen a 2 in Renting & Real Estate