Business & Finance - 2 October 2007

I have two credit cards I have only had for a few months and with one of them I get a credit report every month and it says it is not available for me to show I have any credit til 6 months.

I want to try to lease a car next summer so it will be over 6 months but does it take a long time for me to be in the "good" credit stance? I am using around 30% available credit and paying it off every month

2007-10-02 07:05:06 · 3 answers · asked by Anonymous in Credit

2007-10-02 06:54:25 · 5 answers · asked by MAster SenSei 2 in United States

Yesterday I ask Question about Tax credit/any deducation for my children (both are in India with my parents) but both are U.S Citizen. Please tell me what type of credit available to us.

2007-10-02 06:54:21 · 3 answers · asked by Avi 1 in United States

Do you have money to cover bills, and some fun stuff but can't go splurge on a wall flat screen tv?

Well, this girl I know just moved, and just bought a new tv, a new house, and she's all bragging about stuff.

I'm 26 with 2 kids and a husband and we live in a trailer, and have 2 cars there both old, 1990's, and he has a good job but we don't even have that much in savings, and we hardly ever go out.

Do you feel like me, or are you bragging like the girl?

2007-10-02 06:53:44 · 1 answers · asked by Anonymous in Personal Finance

Posting for a friend.

She is recently divorced, have child together. Her ex and her didnt pay taxes for a few years. After the divorce they were working to get it all cleared up. Recently they had some money come in and they had to cash the check together. In the bank he told her they were garnishing his wages and he needed the whole sum of the check to pay back taxes. He had no proof of this. She gave him the money on good faith. Now, her wages are being garnished. She has asked him for reciepts and proof of the taxes being paid. He cannot furnish anything legit.

How can she go about finding out what they have owed over the time they didnt pay. What was paid if anything and when it was paid?

2007-10-02 06:52:52 · 3 answers · asked by slabside 1 in United States

Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I'm in my late 40's, have a wife and 2 kids, normal bills, mortgage, etc. Does anyone have any opinions about what is really the better deal long term?

2007-10-02 06:51:26 · 11 answers · asked by Nathan S 1 in Personal Finance

I just paid off my balance and not planning to use my credit card at all...should i cancel it or just leave it. Will inactive account damage my score?

2007-10-02 06:50:25 · 8 answers · asked by Dina N 2 in Credit

I ve had the house for a year now. I dont have enough paid off to apply for an equity loan. I am going through a divorce which has been the main reason why i havent been able to pay the escrow on the property each month in addition to the loans.

2007-10-02 06:47:37 · 10 answers · asked by Anonymous in United States

I have a problem here. Anyone who knows how to fix this, please let me know.
I sold an item to a buyer on eBay. Buyer paid (but did not opt for insurance). I packed nicely and shipped as usual. Unfortunately, there was something bad happened during the delivery. The package arrived to buyer damaged and out of shape. Was unable to file claim with post office (since no insurance was bought). I offered to share a portion of loss with the buyer but the buyer wanted more. I refused and now the buyer went to file chargeback with credit card. Is that reasonable? Will Paypal send me the chargeback?Can I fight back? What can I do to protect myself? At the beginning I set the insurance as optional. However, the buyer did not take the option and now the buyer do not want to take the loss. What shall I do?

2007-10-02 06:35:57 · 4 answers · asked by daisyhill 2 in Credit

2007-10-02 06:35:04 · 16 answers · asked by trixi 1 in Personal Finance

y is the shareholder wealth maximasation rule a better one for corporate managers to follow than the profit maximisation rule?

2007-10-02 06:24:20 · 2 answers · asked by kapadiar 1 in Corporations

Is there gold dye in Guild Wars???!!!?

2007-10-02 06:21:25 · 3 answers · asked by Anonymous in Other - Business & Finance

i do the council only have 11 4bed houses in the whole district!!

2007-10-02 06:21:00 · 14 answers · asked by Anonymous in Renting & Real Estate

I have a lot of sick time and soon i will be uninsured because i'm going to switch with a new insurance co. so for 6 month i wont be able to go to the dotors. and right now i have a lot of sick time that i want to get rid of. i had a problem with my boss she was saying that i need a dotors note to use my sick time which i dont have and i'm only taking 1 day off.
i'm wondering if its hand writen or its a computer copy. i'm going to put down my number on insted of the dotors just in case they call, and act like him. i know its funny.
but if you have one that you like to share just block out the info that you dont want to show. but anyways... thank you very much and please help me

2007-10-02 06:20:53 · 6 answers · asked by Anonymous in Insurance

I was going to consolidate two credit card onto a new lower interest card and cancel the old cards. However, I was informed that closing the old cards would not look favorably on my credit report. I thought this was strange as good credit reflects on your credit report for 10 years and keepin the old card open whould make your debt ratio higher. Can someone explain this to me?

2007-10-02 06:18:42 · 7 answers · asked by Anonymous in Credit

I was signing up for a credit card cause it will help build your credit but the
visa!Classic
Annual Percentage Rate
for Purchases (APR): 19.92%

Other APRs: Cash Advance APR: 19.92%

Fees for Issuance or Availability of Credit: Account Set-Up Fee: $99.00 (one-time fee)
Program Participation Fee: $89.00 (one-time fee)
Annual Fee: $49.00
Account Maintenance Fee: $120.00** (annualized)

Grace Period for Repayment of Balances for Purchases:
Not less than 25 days from the Statement Date if the prior month’s balance was paid in full by the Payment Due Date

Method of Computing Balance for Purchases:
Average Daily Balance (Including new Purchases

Minimum Finance Charge: none
Transaction Fee for Foreign Currency Transactions:
2% of any transaction made in a foreign currency that is converted to U.S. Dollars by Visa or MasterCard

Transaction Fee for Cash Advances:
3% of the amount of the Cash Advance, but not less than
$5.00***
Late Payment Fee: $30.00

2007-10-02 06:18:10 · 6 answers · asked by ♥ ~ lele ~ ♥ 2 in Credit

Is there a law? Is it legal or constitutional? What happens if you don't pay?

2007-10-02 06:17:28 · 8 answers · asked by Anonymous in United States

i have a friend who was selling me a horse trailer we agreed to 50.00 a week till the 800.00 was paid off i was half through paying it off.and she calls to tell me either pay the remaining off today or i have someone who will buy it today,do you think thatwas a messed up thing to do

2007-10-02 06:13:15 · 7 answers · asked by kenny h 1 in Personal Finance

i want to start my own buisness, and maybe use some for personal use i have bad credit just need some money to get on track.

2007-10-02 06:11:40 · 3 answers · asked by Anonymous in Personal Finance

I was just wondering if any of you repairs laptops for a living and if so could you tell me how long on average you charge, how much time you spend on each repair and how you started... By that i mean 1 laptop a week? 2??
Thanks in advance for your answers

2007-10-02 06:10:28 · 4 answers · asked by Anonymous in Small Business

i was thinking of putting a sign at my dads shop ''cash for cans'', but who do i take the aluminum to recycle? and who pays me? do these recycling company's pay me more for recycling services? can i turn this business into a profit

2007-10-02 06:03:11 · 2 answers · asked by faridrahbar@sbcglobal.net 1 in Small Business

Lakshmi how can i contact you...

2007-10-02 06:02:40 · 10 answers · asked by Arshiya Y 1 in Small Business

my fiance and i are getting married next year. she has a good credit and i'm the opposite, is it better to buy a house now or after we get married? mortgagewise?, are we gonna end up paying more wen we buy a house after we get married because of my bad credit?

2007-10-02 05:58:16 · 8 answers · asked by pokwangtherock 1 in Renting & Real Estate

I work for a corporation that leases part of the land where our store is. The guy that owns the land wants to sell it and is basically trying to force us to buy it. He has went through a local realty company and they are putting up for sale "real estate only" signs. I am thinking about going out and taking them down because it takes away from out business. It could also lead people to believe that we are going out of business. To sum it up... We are a corporation, this is commercial property and the lease won't be up for about a year. Any advice?

2007-10-02 05:57:49 · 5 answers · asked by jerry l 1 in Renting & Real Estate

I'm not good at writing resumes, but please help me edit for grammer, flow, ect...:

Duties Included PC hardware, operating system, and network troubleshooting, design, and maintenance. Extensive
Knowledge of Windows based operating systems and advanced MS Office skills. Posses strong experience in providing software support for a large enterprise resource planning system, inventory management system, and ecommerce shopping cart system. Extensive experience in providing telephone and remote support to end users. Exercises patience and maintains a friendly demeanor when assisting clients. Experience with basic and advanced networking, home networking and small business networking. Experience with hardware and how to build and take apart PC’s and Servers. Experience with Widows XP, Office 2003/XP, Outlook, Windows Server 2003, IE, Firefox, Norton Ghost, Adobe Acrobat, Wireless Networks, HP Printers/Scanners, Storage Area Networks, Active Directory, and Whitebox Linux,

2007-10-02 05:56:07 · 3 answers · asked by Anonymous in Technology

2007-10-02 05:53:37 · 2 answers · asked by incognito 1 in Renting & Real Estate

Will they still charge interest on the amount owed until it's paid off?
If so, is there a maximum amount of interest they can charge?

2007-10-02 05:51:48 · 7 answers · asked by Anonymous in Credit

Our family is getting bigger...our second child is due in May 2008. We are looking to move out of NYC...we're thinking Connecticut, NJ, somewhere near NYC. Our combined income is $70,000. Any serious ideas would be greatly appreciated. Thanks.

2007-10-02 05:49:36 · 3 answers · asked by Anonymous in Renting & Real Estate

i want to know the names of companies that didnt do well in some companies
and had some sort of loss or the other

like for example
McDonalds dodnt do well in china
but is doing well else where
plz help me if you can
and also plz do provide me with the reason

2007-10-02 05:48:31 · 7 answers · asked by jijo p 2 in Other - Business & Finance

My fiance, me, and our new born son Hayden live with my fiances parents to catch up on some bills for a year. We did live with his parents in a rented house for a while and then the land lord decided that he wanted to move back in so he pretty much broke the lease and kicked us out. We all moved into a new house on Sept. 1st. I was pregnant at the time trying to get the house ready for our little one on the way. My son was born on the 20th and we just now got everything together and we are settled in. Last night we find out that the land lord of this house just commited suicide and now the bank is taking over the house and we have to move out of here by November 1st. I realize that the bank now owns the house but we all signed a lease for 1 year. Does that mean nothing now?? I am soooo upset and cant stop crying. This is the worst timing. Is there anything we can do. We really dont want to move.

We live in Indiana if that helps!!

2007-10-02 05:48:29 · 7 answers · asked by angel l 3 in Renting & Real Estate