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Business & Finance - 21 July 2007

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Advertising & Marketing · Careers & Employment · Corporations · Credit · Insurance · Investing · Other - Business & Finance · Personal Finance · Renting & Real Estate · Small Business · Taxes

A small business to begin with of course...

I find that one of the most challenging things to starting a business is coming up with an idea with the kind of business you want to have. This is not easy for me.

What are some things/ideas/places you could recommend to me for starting a business? One of my friends tells me to identify a local need within your community and do some research on it and go from there? What are your thoughts about starting an online business? Can I have a business that has 0% investment or do I have to initially put some money in?

Ideas/thoughts/insight on how I can come up with ideas for a small business would be greatly appreciated. Thank you everyone in advance for your shared knowledge.

2007-07-21 18:15:54 · 3 answers · asked by Anonymous 3 in Small Business

I want to have a savings account but I dont know which one to get. What would you guys recommend is the best out there? Also who has a good credit card offer out there? And how about CD's, i just heard of them, what would be a good one.
im already doing research, but i want to know from any of you who have had personal experience with this. thank you.

2007-07-21 17:13:24 · 7 answers · asked by ???? 2 in Personal Finance

ie. I think my employer is taking too much taxes out of my check . Combined witholding is 34%

A $950 check has
59 ss
14 medicare
143 federal
39 state

2007-07-21 17:10:13 · 3 answers · asked by DAN S 2 in United States

Hypothetical situation. What if a wife believed that it was not necessary for her husband to have an itemized statement. Could she fix it in a way that it would not be itemized and he not know where all the charges originated. Also, would it be possible to fix it so the credit card company would not tell him where the charges originated from. Just wondering.

2007-07-21 17:06:36 · 7 answers · asked by 2fine4u 6 in Credit

Since Congress has such a great health plan and the salary every Congressman earns comes out of the taxes paid by the US taxpayer, shouldnt the US government provide every US citizen with a similar health care medical plan with zero deductible and no monthly payment?

2007-07-21 16:55:32 · 3 answers · asked by Anonymous in United States

I recieved my property tax bill today, and it's $1,320.19. On the bill it says the real estate value is 159,340, I paid 192,500 for the house last Nowember . I want to refinance in a year. I'm confused. Please explain this to me because it doesn't sound good. Does real estate value have anything to do with me refinancing, appraisal etc.

2007-07-21 16:44:04 · 5 answers · asked by Anonymous in United States

I stay with my brother and wife and he claims head of house / Joint. But I bascally support his youngest child. And I knoe only one can claim head of household.

2007-07-21 16:36:43 · 6 answers · asked by Anonymous in United States

The way I calculated my next month's financial budget, I'm afraid I won't have enough money for food after paying all my bills. I applied for food stamps, but they still haven't gotten back with me. & I'm running low on food.

2007-07-21 16:31:52 · 5 answers · asked by Anonymous in Personal Finance

My wife is planning to start up such a business-- you know-- professionally videotape and photograph, and document-- contents of a home?

I tell her that if I need to do it I'll do it myself. She says there's a market and a need for insurance purposes, for estate planning, lawyers, etc., etc.

2007-07-21 16:29:49 · 3 answers · asked by terry_powerprofit 2 in Small Business

This is while I will be working 40-50 hours per week at my full-time job!

What are some recommendations you can make far as reading material goes and knowledge that I should know?

Any sites you recommend? Any experiences? Anything will be helpful! I am very excited knowing that I can have a business of my own, I am willing to do whatever it takes to make it successful and put in the time and hard work and dedication. I will start it as a small-business and through time hopefully it will turn into a large business. I hear that starting a business on the Internet is the best way to start?

Thank you!

2007-07-21 16:28:50 · 14 answers · asked by Anonymous 3 in Small Business

2007-07-21 16:27:46 · 1 answers · asked by Sauce Pan 1 in Small Business

My mom has been talking to someone on the internet that is in real estate. He told her that the money that he's getting from the person that he sold the property to was gonna send it through a bank draft, he does'nt have a bank account of his own and he ask my mom could he use hers to do the bank draft. the amount is $10,000,000. We think it's a scam, what do you guys think?

2007-07-21 16:24:57 · 0 answers · asked by onique1980 2 in Credit

I have an account that is charged off. Which means the creditor wrote it off as a loss. Can they still send my file over to a collection agency to collect on it? I now have a collection on my report also for the charged off acct. Please let me know. I thought if an acct is charged off, that was it and it just remains on my credit report for 10 years. Thanks

2007-07-21 16:23:08 · 11 answers · asked by ANGELMOM 1 in Credit

I've heard stories that eBay PowerSellers are doing very well financially by building their business

What are ways to possibly get started? I don't have an infinite supply of things at my house to sell, however I know I can buy things for a certain price and sell them higher?

Kinda like the saying "Buy low, Sell high"

What would you suggest? What do you know about this success? Thank you everyone for your help.

2007-07-21 16:19:32 · 3 answers · asked by Anonymous 3 in Small Business

How does money made solely off investments usually work. If I made $10,000 in capital gains each year, would I have pay a capital gains tax in addition to federal income tax. Is that what investors have to do, get taxed twice?

2007-07-21 16:16:42 · 3 answers · asked by Anonymous in United States

how can i save money for my future? i am a person who spends spends spends so its real hard for me and also i cannot put money in a bank account cuz ill just get it out...any ideas

2007-07-21 16:08:44 · 10 answers · asked by Brooke's Mom 3 in Investing

I am looking to redo my resume, I have a college education, and I own my own home based tutoring business, which is running more part time at the moment, and I have about 10 years experience with children and various other jobs. I am trying to make a resume that doesn't sound so *all over the place*, lol. Any serious suggestions are greatly appreciated!

2007-07-21 15:56:04 · 5 answers · asked by zeekandthefam 5 in Other - Careers & Employment

I was making $26.47/hr. Tommorrow, I start making $28.01/hr
Should I increase my contribution to my 403B? Should I increase my contribution to my savings account or should I just spend it on my bills?
I am really stupid when it comes to money. Do I make more then the average person or do I make less? Would you consider me to be better off than most people or poor?
I own my own home, my 2 kids are grown up. I have been divorced since 1989 and I am 42 yrs old.

2007-07-21 15:52:07 · 8 answers · asked by happydawg 6 in Personal Finance

Also,how are they going to pay them? I prefer answers mainly from people who live in Los Angeles - the city & the county,or,from other Southern California residents.

All week long,I've heard TV news reports about the payout,but,haven't heard about how & when the amount was arrived at,or how & when the victims will be paid.

2007-07-21 15:38:32 · 5 answers · asked by auntfran8 3 in Corporations

this person has been cheating the social services for 3 years. he's been working at jobs and not showing the money to the social services (public assistance and food stamps) i want to put an end to all of this. who do i write the letter to?

2007-07-21 15:37:59 · 5 answers · asked by crazylilangel_91 2 in Other - Business & Finance

I open my mail at the table & make a stack of those I need to answer or file or do something with. But I never seem to get to the next step, & lose track of things. My wife clears the stacks away eventually.

2007-07-21 15:36:01 · 3 answers · asked by Robert S 7 in Small Business

From day 1 I knew it wasn't going to work out but I gave it 3 months to see if it gets any better and it hasn't. Do you think I would still be able to list this job on a resume or is 3 months ridiculously short? And do you think my employer will get pissed off, especially because when they hired me, they made it clear they wanted someone who wants a permanent position (at least 1 year), and I said I fit that description.

2007-07-21 15:31:25 · 13 answers · asked by Anonymous in Other - Careers & Employment

2007-07-21 15:30:49 · 4 answers · asked by Huynh T 2 in Renting & Real Estate

2007-07-21 15:23:26 · 3 answers · asked by 395934fghgf 1 in Corporations

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