Business & Finance - 21 January 2007

Question? What makes people keep using them when they see the destruction it is causing?

Many people, mostly younger folks and women, have so many credit cards they end up in severe debt and ruin their credit for many years to come. Credit card applications are mailed out by the tons and people keep activating them knowing the interest rate is or will be up to 20% or higher. Everyone needs at least one credit card and no more than two. You also need one revolving (department store) credit card to establish a good credit history. The limit on the credit card(s) should be no more than 10% of your annual salary and the revolving card half that. Always make a minimum of a double payment on all your credit cards and pay on the due date. Never ever be even one day late. The interest rate and late fees will destroy you. If you are experiencing problems the first thing you need to do is carefully cut the cards up and throw them away. If you can not afford to pay the total monthly bill attempt to get a consolidation loan to get out of debt. The monthly payment will be less than the total monthly payment of all your cards with a much lower rate. Some banks and credit unions will be willing to help you out if they know why you are taking out the loan. Financial debt can create so much strain it can even destroy your peace of mind and your marriage. Don’t fall into that trap.

2007-01-21 04:14:22 · 12 answers · asked by Anonymous in Credit

If you receive an overpayment of soc security benefits and are going to pay it back in the following calendar year, do you still have to pay tax on the money received in the calendar year you received it?

2007-01-21 04:13:02 · 3 answers · asked by Birch 1 in United States

2007-01-21 04:12:12 · 4 answers · asked by Julia Q 1 in Other - Business & Finance

So dont tell me to get a job I have one..But im only 16 and I cant get a really good payin job that i enjoy..My job now pays 6.50..But I need to go 450 dollars by the first week of march.. I cant put all of my pay check away cuz I have to pay for my own gas and lunch..So what are some things I CAN do to get money or save up money..

2007-01-21 04:11:48 · 31 answers · asked by naeee 2 in Personal Finance

2007-01-21 04:11:32 · 1 answers · asked by irma c 1 in Investing

if so why.

2007-01-21 04:10:43 · 15 answers · asked by Anonymous in Careers & Employment

2007-01-21 04:10:20 · 6 answers · asked by kari m 1 in Credit

2007-01-21 04:09:18 · 9 answers · asked by jaspreet S 1 in Credit

I had a conflict with a supervisor about six years ago, when I graduated high school, which resulted in me losing my job. I am currently seeking a position in the field of my degree. I have to list my job history, and they're requiring me to go back for the last 10 years, so I have no choice but to list the job in which I was fired from. Does "job ended" sound better than "I was fired"? And also, is it dishonest or deceptive?

2007-01-21 04:08:40 · 8 answers · asked by LibraT 4 in Careers & Employment

How can we still offer this service without losing money, due to those who try to get their things for free.

2007-01-21 04:08:26 · 5 answers · asked by hattie_april2003 1 in Other - Business & Finance

My doughters Boyfriend,and my Sons girlfriend sleep in my three bedroom apartment for two nights a week,my landlord says it is illegal. Is he right?

2007-01-21 04:07:16 · 13 answers · asked by sparky 1 in Renting & Real Estate

2007-01-21 04:06:49 · 6 answers · asked by stan 1 in Credit

They ask you to pay them $200 to work for them, their assemblies and meetings look like a pentecostal freak preach. They claim belonging to Citigroup and show figures of billions of dollars, yet their offices are under furnished and look cheap.

What's going on ?

2007-01-21 04:02:13 · 6 answers · asked by Adhesives 1 in Corporations

2007-01-21 04:01:09 · 2 answers · asked by william t 1 in United States

2007-01-21 04:00:29 · 6 answers · asked by Jody B 2 in United States

For the first year, it seems that one of the companies I own for the dividend yield has decided to toss something called 'nondividend distribution' and my wonderful stock company doesn't clarify which stock it belongs too.. and I looked through nearly all the dividend 'statements' that they give out on a monthly basis and am unable to find which company gave out this non-dividend distirbution. Do I have to start doing a 'dial a number' to find which company might want to own up to this amount? I've now sold ALL my stocks in these companies, can I just count this as a dividend or capital gain and move on? Thanks

2007-01-21 03:56:41 · 2 answers · asked by A P 2 in United States

Has anyone heard about or tried Progect payday it's an online site to make extra cash online? If so does it work? If not does anyone know of a site that really works and that you can make extra cash on WITHOUT SPENDING CASH I MEAN A FREE SITE. PLEASE HELP I CAN REALLY USE YOUR HELP AND IDEAS!! THANKS!

2007-01-21 03:52:46 · 4 answers · asked by starlily 1 in Other - Business & Finance

Canm any one tell me any new share which is going to be listed in the month of januray in BSE / NSE ? and also what date its going to be listed?

2007-01-21 03:52:28 · 1 answers · asked by Varun S 1 in Investing

Where do I start, is there a priority list someone may have? I feel a bit overwhelmed by selling moving and buying again all in less than a year. Should I just sell everything I own in a huge spring sale and start over?

2007-01-21 03:51:56 · 4 answers · asked by robin n 2 in Renting & Real Estate

2007-01-21 03:51:36 · 12 answers · asked by scooterbrownie1949 1 in Other - Business & Finance

Im going to england this summer , but i have a few questions to people who did work and travel or a gap year. Where did you live do you shared a house or lived on your own ? Wich country did you visited.. and when did you took your gap year? right after school... and what kind of jobs did you get? Thank you..

2007-01-21 03:51:28 · 1 answers · asked by Anonymous in Careers & Employment

2007-01-21 03:50:24 · 10 answers · asked by treshia h 1 in Corporations

i got this add in my email.. it said earn money from home doing data entry .. makes up to 25 dollars a add..and it went on to tell how the person who was sending me got started and is now just doing that for a living and making a good income.. cost just 47 dollars to get started and there a couple other books he sell similar to data entry as well... has any one ever tried that type of employment.. i all most seems to good to be true..i cant help but think it is a scam.. that the way he really is making monet if off us people who subscripe to it..what do you guys think

2007-01-21 03:50:09 · 7 answers · asked by ? 5 in Small Business

2007-01-21 03:49:27 · 5 answers · asked by ruwet2day 1 in Credit

He's deep in debt and I really don't think he will be issuing any w-2's to any of his other employers either. I believe he is already in trouble with the IRS. I want my forms so that I can file.What do I do next????

2007-01-21 03:47:47 · 9 answers · asked by janna b 1 in United States

2007-01-21 03:46:10 · 9 answers · asked by Brooke22365 4 in Renting & Real Estate

My company gives me a car allowance and also pays 0.48 USD per mile and taxes are taken out of this amount. Can I still deduct my gas&car payments?

2007-01-21 03:44:20 · 6 answers · asked by silversurfer_444 1 in United States

I work in a hospital and this lady that works wiht is completely nuts. she does not like because one time she didnt let me get my lunch break on purpose. i work 16 hour shifts and need to eat. however she has been extremly mean and even told me she wont stop until i leave. i need some ideas how to get her fired and out of my way. i need my job and i wont let her take that away from me. i need some ideas..please help. i have her phone number. what can i do with that? any other ideas please help me!

2007-01-21 03:42:21 · 9 answers · asked by Anonymous in Careers & Employment

hi, im in the 11th grade and i soon have to figure out what i want to do.I will tell you my personality and what i'm like and you can tell me what job would suit me best. I'm very nice, outgoing, playful, honest, trustworthy. Some jobs that i am intrested in is well i sort of want be an entreprenuer. I love pets, kids, cooking computers and haircutting. The only thing i really don't want to do is deal with people and i know thats really hard to find a job that you don't work with people but...i'll work with kids deffinatly. thanks guys

2007-01-21 03:39:14 · 8 answers · asked by .::britie-boo::. 2 in Careers & Employment

can i buy an stock from NSE and sell the same stock to BSE .if i can how will i open this type account and i want more details about this pls write me . have any website to know about company and other latest details about company it contains stock research page

2007-01-21 03:37:11 · 5 answers · asked by krish 1 in Investing