Business & Finance - 13 October 2006

I got this loan from the internet and it Called GFS loans it's a cashday advanced loan and it was for 200 dollars but they charged me 80 dollars to get that 200 dollars..sounds like a podunk place to me...well they're not from here they are like over seas or something like that...their number starts with 044 something...but i didn't fax or sign nothing it was all over the phone and i just gave them my checking acct and they deduct it from there....i'm not going to pay it back cuz i think it was a rip off anyway and the num they gave me to call back was some bogus num at first and i wanted to cancel it but the rep gave me a bogus number what would you do?? what could happen to me if i don't pay it back will i go to jail for it???? i think not but i need some help with this...

2006-10-13 13:49:06 · 4 answers · asked by sexyconstance24 1 in Personal Finance

I am an undergraduate student right now, and by the time I graduate, I would have received 2 BA's (History and Psychology, with a minor in Communications). Would it be beneficial for me to spend another 2-4 years in grad school and spend probably another $80,000 on my education, or should I just go enter the working world right after graduation and try to see if I can actually get a writing job?

2006-10-13 13:43:41 · 7 answers · asked by Trevi Atlas 2 in Careers & Employment

Is this considered too high? I'm a first time home buyer and I'm buying it with my finace.

2006-10-13 13:41:45 · 10 answers · asked by physical_graffiti402 2 in Renting & Real Estate

I just received a letter in the mail from a debt collector, stating that the creditor has agreed to accept 60% of the balance due, as a lump sum settlement. I have a funny feeling that taking this option, as opposed to just paying the entire amount, is going to have a negative impact on my credit report. I'd rather have my credit 'clean', than make a dumb mistake by paying the smaller amount. We're not talking about a great deal of money, I just want it over with, either way.

2006-10-13 13:34:57 · 12 answers · asked by scooter 2 in Credit

I am under 18 and I am filling out a W-9 form because it is required for us referees in Austin, TX. Do I sign the part in Part ll or does my parent/guardian? No bad answes plz

2006-10-13 13:34:20 · 3 answers · asked by A 3 in United States

Bought a Plot of Agricultural land 16 months ago. Anyone else do this & if so how did it go?

2006-10-13 13:26:07 · 1 answers · asked by Anonymous in Personal Finance

possible? or not? what do you think?

2006-10-13 13:25:55 · 3 answers · asked by bernardmailman 1 in Investing

we work for a co. that has a contract with the federal goverment and a group of us was hired in at a higher wage than group b. Matter of fact this co. won the contract from my previous employer and starting hiring people at a lower wage.Every Oct they seperate us and give the lower wage people a raise and group b nothing.Actually the co.takes monies from our base pay and puts it on our health and welfare for the last three years. Is this legal.

2006-10-13 13:17:54 · 2 answers · asked by marym 1 in Corporations

If you were to have a home party which would you rather have?

2006-10-13 13:13:54 · 5 answers · asked by Ray 1 in Small Business

I'm a freshmen in high school and I've been thinking about getting a job for a long time. The problem is the limited job options. I don't like babysitting nor shoveling snow. I would do tutoring but my parents wouldn't allow people to come over for tutoring, I wouldn't be allowed to go to their homes, and the library is too far to be used as a central location. Also, there's a retirement home close to my house, if anyone's interested in knowing. Any suggestions would be helpful. Thank you.

2006-10-13 13:05:15 · 18 answers · asked by Anonymous in Careers & Employment

2006-10-13 13:04:08 · 4 answers · asked by that smartass ♥ 2 in Careers & Employment

and has anybody ever paid one of these credit repair companies cos I received a letter today and it looked convincing but I wouldn't dream of sending off the 68 quid they asked for

2006-10-13 12:52:00 · 5 answers · asked by returnofkarlos 2 in Credit

Does anyone know how many watts is 1 unit of electricity and how much powergen charge per unit?

2006-10-13 12:47:18 · 6 answers · asked by totalcabbage2 1 in Personal Finance

about how much inconme would i get if i joined a mutual fund>?

2006-10-13 12:45:55 · 11 answers · asked by . . 1 in Investing

Refer to my Previous question (http://answers.yahoo.com/question/index;_ylt=Avpcux6QWnAyKfMhje6glL3sy6IX?qid=20060923143711AAUeaYT)about problem in growing beard in my city , i want to get an exclusive agency from well known company that sell a comercial drug specialy for beard, and it is important that drug must have certificate from US ministary of public health and have some other international certificate that is good for our marketing plan.please give me some links of company to start negoshiating with them.
Thanks.

2006-10-13 12:40:35 · 3 answers · asked by SMM 1 in Corporations

I.e. CPA, CMA.... are they certifications? Designations? Where can I find a list of these available to obtain?

2006-10-13 12:39:54 · 4 answers · asked by born2bfree 3 in Careers & Employment

2006-10-13 12:39:33 · 6 answers · asked by luby1canube 1 in Insurance

2006-10-13 12:32:04 · 1 answers · asked by chris 6 in Renting & Real Estate

2006-10-13 12:19:57 · 5 answers · asked by keedy♥ 1 in Other - Business & Finance

If someone works say till 2am .....can work schudule you then at 11am that morning again to be in that day?? I thought they couldnt do that but my friend is telling me they can. Someone PLZZ help to anwser this question..thanks.

2006-10-13 12:15:56 · 4 answers · asked by oxygenO 6 in Careers & Employment

I am in the mortgage industry and well...it's not the most enjoyable job around, but happy that I have a job and not out driving an ice cream truck or picking up trash (not saying that those jobs are not needed and serve a purpose). Why do you love or hate your job? Your boss, management, red tape, coworkers, job environment.

2006-10-13 12:06:09 · 18 answers · asked by ? 2 in Careers & Employment

wto hang files on in my filing cabinet. the hanging file hangs off of this.

2006-10-13 12:06:07 · 3 answers · asked by Jessica D 1 in Careers & Employment

2006-10-13 12:05:43 · 8 answers · asked by *That Dude* 2 in Investing

I work in clerical healthcare field, my whole department, and department heads are woman. I do not want to work in an office of woman. I attend school parttime, looking for a field that woman are rear.

2006-10-13 12:05:18 · 6 answers · asked by sweet_brown_intelligent 1 in Corporations

I got fired from Home Depot because I was intoxicated at the job. I've been attending AA session for the past month now and I've also been going to the couseling center every week. If I got a reference letter from all three in December and gave them to my manager at Home Depot, would I get my job back? Is there such a policy that says those intoxicated shall not be hired again?

2006-10-13 12:04:45 · 2 answers · asked by Anonymous in Careers & Employment

2006-10-13 12:02:59 · 2 answers · asked by Anonymous in Other - Business & Finance

2006-10-13 12:02:56 · 4 answers · asked by ameylee 1 in United States

I feel like I'm going to strangle my boss and kill my co-workers!

2006-10-13 11:59:13 · 5 answers · asked by Kristy 4 in Careers & Employment

I am 28 years old. I work in insurance as a claims adjuster in ohio. my question is this. i opened a roth ira in 1999 with $2000.00. since then, i have contributed approximately $3800.00 over the last 6-7 years. While i understand that this is a long term investment, i am concerned with the fact that the account has yielded a measely $25.00 in 7 years. I feel like my money would posibly be better invested in a roth ira ran by another investment company. So..i was wondering how much of a difference it makes when you are choosing an investor to run your roth ira? Also, Since i have been investing in this putnam roth while the stock market was low, do i now have a higher earning potential if i do stay with my putnam. And Also , If the advice you have for me is that i should switch investors, can anyone recommend an IRA investor that has been performing better? i would appreciate any advice! Thanks

2006-10-13 11:55:38 · 5 answers · asked by michael b 1 in Investing

I mean...they piss just about everyone off (except maybe their mothers). We could make a sport out of them!! It's called "I'll call you at dinner time" and here's how it works...

It's really easy. First, you dress one of them up in a Barney suit that has been painted with steak juices. Give them a days bread, a little canteen full of dirty water, and some fishing wire. The telemarketer then runs off into the woods for about, oh say, 2 minutes. Did I forget to mention the roller skates? The telemarketer MUST wear rollerskates in the Barney costume... Once the 2 minute mark occurs, you let out 15 hungry lions who chase down the telemarketer and eat him or her. See??!! Fun!!

I swear, dude...you think it sounds stupid...just try it. It's a theraputic sport and will help you sleep better at night... You should try my variation of golf using lawyers as the tee...

2006-10-13 11:55:34 · 7 answers · asked by Billy 3 in Careers & Employment