All categories - 5 December 2007

2007-12-05 00:38:32 · 10 answers · asked by shesho30 1 in Religion & Spirituality

2007-12-05 00:38:27 · 10 answers · asked by Jennifer S 1 in Cooking & Recipes

-$40000 truck financed at 6.9% fixed APR for 84 months (less than 6 months old)
-$30000 2nd mortgage at 9.5% fixed APR on a 15 year balloon (had for 18 months)
-$125000 1st mortgage at 7.125% fixed APR on a 30 year conventional (had for 18 months)
-$13000 boat financed at 5.9% fixed for 120 months (4 years down, 6 years to go)

Amounts above are current estimates, not representative of the original loan balance.

My gut reaction is to pay off the 2nd mortgage first because it carries the highest interest rate. However, it's my understanding that the interest paid on my mortgages is tax deductible, so would it be smarter to pay the truck off first? I've already talked to a CPA and a financial advisor and am only being told that I should do what I'm emotionally comfortable with. I could care less about emotion...I want to do what is financially sound. So what is the smart move here and why? My taxable income between now and October 2008 will be approx. $166,000 USD. Thanks!

2007-12-05 00:38:19 · 7 answers · asked by NunyaBizzness 4 in Personal Finance

2007-12-05 00:38:09 · 10 answers · asked by Anonymous in Horoscopes

I'm going Snowboarding for the first time and would like to buy some decent but reletively cheap gear (Board Boots and Binders) any suggestions.

2007-12-05 00:37:50 · 3 answers · asked by Anonymous in Snowboarding

OK just forget for one minute that you are in the West, but imagine for a minute you are in charge of the government of Iran. You have just witnessed on your own doorstep an illegal and unjustified invasion of your neighbour and a subsequent occupation with enormous bloodshed and loss of life amongst your own people and armed forces, plus as an aside, the regime has been toppled and replaced by puppets loyal to the West. Given this set of circumstances and the clear impression that the good old US of A is gunning for your oil, wouldn't you think that getting your own nuclear, chemical and biological arsenal was a pretty good idea ?

2007-12-05 00:37:37 · 26 answers · asked by Anonymous in Current Events

I currently have two mortgages, a 1st of $279k and the 2nd of $98k. I have an ARM on the 1st which just adjusted for the first time since getting the loan three years ago. Details of the ARM are: Index-5.13, Margin- 5.50, Original Rate- 6.625, Cap- 1.5. With this, my ARM just adjusted to 8.125 (the cap vs. the margin), so thankfully not to 10.625 [per the loan co]. I just attempted to refi, but ran into the issue of the house value. I refi the 2nd 2 years ago, and the appraisal came back at $423k. My property tax assessment came back at $420k for this year, but the appraisal I just had done came back at $362k, which is obviously less than my current 1st and 2nd combined, or $377k. I was shocked to see an almost $50k drop in value. Does anyone have any suggestions how I may be able to get out of this? Never any late payments, my credit is good, the refi was all set to go thru until the appraisal came back. I am worried come June 08 when the rate is scheduled to reset again.

2007-12-05 00:37:25 · 6 answers · asked by Anonymous in Renting & Real Estate

Ok, I know the obvious answer is they can just thrw these away and not have to worry about washing them. This doc I saw had to what must have been sized to an xtra small size paper gown. It didn't even close at all.
Do you think if I brought my own gown and sheet in, that there would be a problem? I would feel a LOT less embarrased

2007-12-05 00:37:24 · 6 answers · asked by Anonymous in Women's Health

I see at www.babynamesworld.com that it is used as both but I've always thought of it as a boy's name. If we have another boy I don't want to name him Kyle if anyone might think he's a girl!

2007-12-05 00:37:17 · 30 answers · asked by blank 4 in Baby Names

2007-12-05 00:37:15 · 5 answers · asked by Anonymous in Engineering

What was your opinion about it??

2007-12-05 00:37:10 · 5 answers · asked by Anna 2 in Books & Authors

I have a book published in 1877. If I want to sell it how much do you think I can get? The book is written with Cyrillic letters.

2007-12-05 00:36:57 · 6 answers · asked by angel_number_66 2 in Books & Authors

When you bake and store cookies, you can put an apple or a piece of bread in with them to make them softer or crunchier. Which is which?

Also, I put crunchy cookies made with Crisco in the same storage container as soft cookies made with margarine (sometimes I use butter). The crunchy Crisco cookies got soft and the soft margarine cookies got crunchy. Any clues as to why?

2007-12-05 00:36:49 · 4 answers · asked by lmsleigh1 2 in Cooking & Recipes

I'm a Capricorn female and he's a Sagittarius male, would this be a good match?

Thanks

JD

2007-12-05 00:36:43 · 11 answers · asked by JD 2 in Horoscopes

Check this out please.

http://answers.yahoo.com/question/index?qid=20071205051857AADSOv8&r=w#TJcnWDa9UjOnxlYIfYSsi1JMbcsmO.NOmslnnOPvA1uZ4QdOifO3

What do you think would happen if such add was aired in Sudan? Would we be witnessing anything similiar to the teddy bear affair? Or would they keep silent and mind their own business?

2007-12-05 00:36:41 · 8 answers · asked by Anonymous in Religion & Spirituality

2007-12-05 00:36:38 · 7 answers · asked by karen r 1 in Beer, Wine & Spirits

my cousin and I were good buddies and I like this girl in our class but i never tell my cousin that i like this girl because i think he like her too coz he always talk to her and have some corny flirts

what shold i do, HOW can i take him out of the picture?

coz I think this girl likes me too (coz her friends teases her to me)
and she wouldnt deny it and just smile.... (",)

when my cousin sees her smile at me when the friends of the girl I like teases her to me and didnt deny it

my cousin turns in the back and have a sad, look in his face
( I see this twice already)

and I think my friend know that I like this girl coz he often teases me with other girls to divert my attention

so what should i do?
to take him out of the PICTURE coz he is obviously a trying hard

and the girl obviously not like her...

HELP me need ADVICE

2007-12-05 00:36:37 · 4 answers · asked by Anonymous in Singles & Dating

It has to be a "hot" dish for some reason. Any easy overnight crockpot ideas or something like that. I drive an hour to work so I would rather it be something I don't have to get up at 3 a.m. to cook. Just something that is good for a Christmas party and easy to make with not a lot of ingredients.

2007-12-05 00:36:18 · 29 answers · asked by Adam 5 in Cooking & Recipes

want to make it harder,

2007-12-05 00:36:18 · 3 answers · asked by William B 7 in Chemistry

which question do u ask when u chat with some one.....?

2007-12-05 00:36:12 · 18 answers · asked by jatin 3 in Polls & Surveys

am i required to get a appraisal my loan is at 77.65% and my lender requires me to get one but i was under the impression that according to the home protection act as long as my loan was under 78% of the original loan i didnt need one and pmi would automatically be cancelled anyone who can help thanks my lender is citimortgage i dont know who owns the pmi.

2007-12-05 00:36:11 · 5 answers · asked by gato 2 in Renting & Real Estate

Can someone please give me some recomendations for any wii games? Thanks very much.

2007-12-05 00:35:52 · 7 answers · asked by Danny J 2 in Video & Online Games

I agree they do not. But neither does the AKC. This is my point, as responsible dog owners wanting to maintain or strengthen a breed need to ensure dna testing, health certification and responsible breeding practices. I do not believe this is a responsibility of either the AKC or CKC. I'm simply making a point that for those wanting to buy a quality dog that are being told to simple buy a AKC animal to meet this requirement is being told a lie. We could go on forever with this point . I again simple ask anyone to call the AKC to see if having a AKC animal gurantees or ensures with good certainty the animals health or genetics. It simple records that the animal is purbred based on the submitted documentation. THis doesn't leave room for fraud? Yes, all of the registries have room for fraud. We are putting too much weight in the value of the AKC, My dogs are reigistered with the AKC, CKC and the APR simplly because their parents were. I was more concerned about health not the AKC papers

2007-12-05 00:35:46 · 9 answers · asked by Brian B 1 in Dogs

Please give your precious suggestions on this topic. I'll be vey thankful to you.

2007-12-05 00:35:09 · 2 answers · asked by Vivek S 1 in Community Service

its an old one mediumish sized.where can i sell it?its got a mouldy case ,medium strings/ one string has broken.it can be repaired i think.not sure.but it probably will be ok if u fix it.good luck if you buy it off me,who wants it?

2007-12-05 00:35:00 · 3 answers · asked by skinnyribcage 2 in Other - Entertainment

Is it difficult to enter the All Actors Studio of New York? It's a very good school?
Thank you!

2007-12-05 00:34:33 · 5 answers · asked by Ludo 3 in Theater & Acting

Sawyer ----- Haynes?

2007-12-05 00:34:22 · 23 answers · asked by BooBoo 1 in Baby Names

Bush's "success" unleashed chaos that murdered 1 million Iraqis and drove 4 million more out of their homes into desperate poverty. Bush's "success" created a sectarian Shia government that ethnically cleansed Baghdad of Sunnis and Christians and corruptly lined its pockets with our tax dollars. Bush's "success" killed nearly 4,000 brave young Americans and maimed tens of thousands more, both physically and mentally, leading to 120 veterans' suicides each week. Bush's "success" broke our military, corrupted our intelligence agencies, and embraced torture as official U.S. policy.

Bush's "success" empowered Osama Bin Laden and handed half of Afghanistan back to the Taliban. Bush's "success" empowered dangerous dictators in Russia, Pakistan, Burma, Iran and Venezuela. Bush's "success" increased global terror and hatred of the United States.

Bush's "success" wasted $500 billion on Iraq, with trillions more to come. Bush's "success" added $4 trillion to our national debt and trillions more in future debts. Bush's "success" drove the price of oil from $16/barrel to nearly $100/barrel, and tripled the price of gasoline from $1.06 to $3.11.

2007-12-05 00:34:21 · 13 answers · asked by Cherie 2 in Current Events

I understand that everyone has their own spiritual beliefs. Why does everyone insist that their way is the only way? Can't you just accept the fact that one person believes one way and another believes something else? What gives anyone the right to say that someone else's beliefs are wrong because it is not the same that they believe?

2007-12-05 00:34:07 · 26 answers · asked by Storm 3 in Religion & Spirituality