Ok, I have a HUGE credit card bill...like, 15k. i have only one credit card, so this is it. i take home about 2,600. i have a home, i have been investing for 3 years in my Roth IRA and 403b.
so far i have put my car up for sale for a less expensive car, that will make my payment about 1/2. i've also cancelled my retirement contributions for this year (i know that's bad but that's my motivation...to get back on track and contributing again ASAP) and i have taken a roomate who will may about 1/3 of my mortgage and 1/2 the bills.
i'll have about 1,100 a month after i've covered all my bills. but obviously i have to buy food and gas. i've already informed friends to NOT ask me out for dinner, etc... and i don't need any clothes for work or anything.
i feel like i've done all that i can as far as freeing up my income to start attacking this bill.....yet it's not enough!!! i'll still be doing this for maybe 2 years...but i need to get it done THIS YEAR.
2007-08-29
12:42:31
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11 answers
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asked by
Anonymous
in
Personal Finance