I'm only 20 yrs old, and i don't have a credit card. But, why is it that i went to this website for a free credit report: www.annualcreditreport.com, and "equifax" asked me a questionaire to validate if if was I who is requesting the credit report, and it asked me what mortgage do i have in 2000, 2004, 2007 and how much was in the mortgage for that year? What the H3LL ?!?!?. First of all, i have never even touched a credit card nor applied for any mortgage. What is going on here? When i answered "none of the above" to the questions, equifax was not able to give me my credit report. I wanted a credit report to see if it was still clean and unused. But, to find out i have a mortage? I really hope this isn't a matter of identity theft or fraud or whatever, because i care too much for my credit so i can get good things in my future. I don't know how this happened. Maybe, some person used my ss# or driver's license number. Will equifax charge a fee if i call them and verify ?
2007-08-16
18:39:44
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4 answers
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asked by
Anonymous
in
Credit