Hi! A few days ago someone rear-ended me and resulted in just a paint scratch in my back bumper. The cop said that a police report would not be necessary because the damages were less than $1,000. He said that it would just be a civil case between me and the guy, and to just get his information and insurance. So I went to ask the guy for is insurance, and he told me he didn't have it with him. So the police officer asked him for it, and it turns out that he didn't have insurance at all.
My question is, will I be penalized for not reporting this accident to my insurance? Will they have any knowledge of it because there was a police report for it? And lastly, will this accident be on my driving record (i don't think it will, but I just want to make sure) Thanks in advance!
2007-07-19
02:25:40
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8 answers
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asked by
Duh Teenuh
1
in
Insurance & Registration