I had bought a bike through ICICI bank .First 8 months my EMIs were regular. I lost my job, I found it difficult to keep my EMIs regular. I paid my 9th, 10th and 11th EMIs by delayed cash payments after my EMI cheques bounced. Meanwhile I had to shift my rented house. I did not inform the bank about my new residence address. The bank used to contact me on my cell no. When my 12th, 13th & 14th EMIs were pending, I got a call from the bank. I called him to meet. When we met, I offered to pay 2 EMIs instead of the pending 3. However he refused and said I have to clear all the EMIs. When I could not, he asked me to hand over the keys. I refused and locked the bike and left it in the parking .However the bank people had lifted the bike and called me to foreclose the loan and take the bike back. I have both the keys and the RC book still with me. I have also not signed the seizure papers. This happened about 12 months back.I have not filed a police complaint.pls tell me what I can do now
2007-01-04
21:56:59
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3 answers
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asked by
licker_sucker_bummer
1
in
Women's Health