When I was 17, I went to the urgent care office of my hospital to have an injury looked at. We paid the co-pay, but at the time, my medical bills were sent to my father because I used his company’s insurance policy. I told him what had happened and he said okay. All of this occurred in June of 2004.
Last month, I noticed a new item on my credit report. It's the only derogatory item on my report and I don't think it belongs there. Apparently, this new account was reported by a collection agency that bought the account from another collection agency. I never received a bill from the hospital, or either collection agency. As soon as I found out about the debt, I paid it, but should it even have found its way onto my credit report if I never received a bill and the debt originated before I turned 18? If it shouldn't be there, I am going to dispute it in writing.
2006-10-08
11:35:25
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8 answers
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asked by
Anonymous
in
Credit