in april of 06 my bf had to get rid of his old car, He BEGGED me to help him get a new car. And got screwed. We got a new car and traded in his car, which he owed about 4 G's more than it was worth. Long story short, I co-signed and he got the car for 26 G's 19% interest rate for 72 mon. this was mainly due to his awful credit, mine was fair (had a score of 640 at the time). Now, I am in need of a vehicle and I was wondering what to expect to pay for my loan. Since co-signing my score took a huge blow, its gone down to 579. I'm paying off a collection, and payed off my credit card. will help that help? plan on getting a 22 G dollar car and plan to put down 5's. will this help with not getting completely shafted on the loan or help me even get one at all? I'm so afraid of getting a no because the other loan is still new. you guys have any advide that would help me get a loan or a half decent rate? been paying EVERYTHING on time, including the car. I plan to buy my car in Dec. HELP PLS!
2006-09-07
18:58:47
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8 answers
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asked by
Alejandra J
1
in
Buying & Selling