Personal Finance - April 2007

I am good with numbers and have done simple budgets for my household over the years, I'm in my 50's, but I have Quicken 2007 Business and home and I'm thinking I don't want to transport my banking info online. Can I do quicken manually and is the dummie book for it good ? I bought it cheaper without a printed out manual. HElp ? I just want to start small and I'm on a fixed income so it should be easy to start ?

2007-04-29 11:14:41 · 3 answers · asked by PrincessQuiteAlot 2

I would like to take out a loan to consolidate a lot of bills, but only have my car for collateral. It's worth about 3000 as a trade-in value, but can I get a loan for, say, 10,000 to 15,000 with only that as collateral? Will they just give me a higher interest rate? Thanks in advance!

2007-04-29 10:46:25 · 6 answers · asked by ARRR !!! 2

I put 10% of my income into a 403B. I am having $150 every 2 weeks put into a savings account. I do not have a house payment, its already paid for, but needs some repairs.
I am thinking about putting $200 every 2 weeks into savings and asking them to increase my contribution to my 403B to 15%.
How do you know how much to put where?

2007-04-29 09:21:51 · 6 answers · asked by happydawg 6

i have a 66months term on my car loan, i plan on paying in the next 15 months. which is better

2007-04-29 09:17:35 · 6 answers · asked by biddy 1

2007-04-29 07:35:00 · 14 answers · asked by No Name 2

2007-04-29 05:38:53 · 6 answers · asked by Protector 2

2007-04-29 03:47:24 · 2 answers · asked by Samantha S 1

...in these days of plastic?

(Don't worry, not gonna touch you up for a loan. Just curious).

I have £18.19 - which I'm about to go and spend.

2007-04-29 01:34:35 · 28 answers · asked by Hello Dave 6

2007-04-29 01:23:41 · 5 answers · asked by jersey4449 1

2007-04-28 20:36:16 · 12 answers · asked by gordon C 2

Keep in mind that there's a lot of people who simply do not earn enough money to contribute any decent amount of money to their employers 401k plans. Having said that, what if a person works 30 years and can't contribute to an employers 401k plan, how will they live in their retirement years ?

2007-04-28 18:30:28 · 10 answers · asked by Phade3 7

It doesn't matter if you're a college grad, blue collar factory worker, or a skilled worker, are you at this point happy with your job and the company you work for. Include things such as pay, benefits, pay raises and any other perks that your employer may offer.

2007-04-28 18:26:45 · 4 answers · asked by Phade3 7

2007-04-28 17:42:38 · 6 answers · asked by Smart_Guy 1

I am talking about having good income, fairly low expenses. Is that the "trick", or is there more to it?

2007-04-28 17:36:44 · 7 answers · asked by I like horses 1

2007-04-28 14:14:03 · 3 answers · asked by Anonymous

2007-04-28 14:03:54 · 14 answers · asked by He who shall not be named 1

I got into financial difficulties and could not pay for the car so I had to let it go back. Now the company the car lot sold my loan to is trying to sue me. The only contract they have is the one from the car lot. How can I get out of having to pay this. I know that they have already sold the car, so why are they trying to sue me for it? Any serious info will be appreciated. Thanks in advance.

2007-04-28 13:59:24 · 4 answers · asked by sncandrsj 3

I have worked for a long time, so I probably would not benefit at all from his railroad retirement. I have contributed a lot to a 403b and have my own social security.
His ex wifes are both re married. He says they dont get anything because it was not arranged for in his divorce.
Can either of his wifes get part of his railroad retirement?

2007-04-28 10:17:09 · 4 answers · asked by happydawg 6

just in case u need money (e.g. for costly medical treatment, etc), otherwise keep these credit cards in a safe and not use them.

i mean get as many as u can when u have a good job as later u may not have a great job and never get them and now it costs u nothing to get a couple of them, as when u have one other institutions give u another willingly

2007-04-28 09:41:38 · 10 answers · asked by zapytanko3 1

I saw a case on a cable television show about check floating and kiting, do people do this practice often? what amounts of $ are these people floating in their mafias? are we talking about like a $100 dollar check or a $10 or $100,000 ?

2007-04-28 09:40:46 · 2 answers · asked by Anonymous

An example would be from Astoria to Washington Mutual. Im trying to open an account at Washington Mutual but I've been told that I have to open one at Astoria and stay for at least 3-5 years.

2007-04-28 09:27:37 · 5 answers · asked by Sheena G 1

if their depositing one of their own checks into their own bank account for a small amount?

2007-04-28 09:22:43 · 4 answers · asked by Anonymous

you requested to pay your cell phone payments by having them annually deduct money from your banking account automatically each month, then you change your bank account information, like check card number so they can't bill you anymore...and you never pay the bill every month, what will happen?

2007-04-28 06:54:58 · 4 answers · asked by above human intelligence 1

to transfer it a credit card with a 1.9 % interest until the balance is payed off?? It seems like the right thing to do but I don't know much about mortgage loans vs. credit cards. I understand if I slip up on paying the credit card I would be in deep sh*t.

2007-04-28 06:50:33 · 5 answers · asked by donna 1

2007-04-28 05:08:27 · 3 answers · asked by Anonymous

2007-04-28 05:05:12 · 6 answers · asked by Anonymous

TK MAXX customers are at risk as their card details have been stolen from TK MAXX data center. should i replace my card at my bank rather then endlessly check my bank statements looking for fraud transactions ?

2007-04-28 04:10:40 · 6 answers · asked by zapytanko 1

i am self employed if i get a loan to buysome stock what is that classed as is it classed as an income or something else can some one please help>

2007-04-27 23:31:28 · 6 answers · asked by Dj Denzone 2

Does anybody here have a washington mutual account?
Do you know if you can deposit CASH through the atm?
Just got off work and the banks are already closed so this is my first time wanting to deposit through the atm, but i wasnt sure.

Thanks!

2007-04-27 18:08:27 · 11 answers · asked by ky1a 1

i would donate probably 5 million to breast cancer, 2 million to the rainforests, 5 million to the people suffering in Darfur/Africa, and 5 million to finding a cure to alzheimers. And a little bit to other charities. When you think about it 17 million out of a billion isn't a lot....with the rest of the money i would buy a big house..not a huge one...but slightly bigger than the one i am in now. And i would buy a horse and a nice car and besides that, i would put the rest in the bank. What about you?

2007-04-27 18:07:20 · 8 answers · asked by all a 1