Is it possible for me to open a bank account at another bank when I paid the fees of one bank?

Question

An example would be from Astoria to Washington Mutual. Im trying to open an account at Washington Mutual but I've been told that I have to open one at Astoria and stay for at least 3-5 years.

Answer 1

Ok its sounds like you were reported to ChexSystems and that is why Washington Mutual will not open an account for you. You said you paid the fees of one bank, which I assume your account was in the negative and remained that way for a while. Once your account has been reported to ChexSystems 99 out of 100 banks will not risk opening an account for you. That is why Washington Mutual told you to go back to your old bank (I'm assuming Astoria was that old bank).

Answer 2

I don't get this at all unless what they are saying is that you had an account with them and then closed it and then want to open it again.

I currently have 10 active accounts at 4 banks. In the last 5 years I have been with at least 3 more banks. The only other thing I can think of is if you are applying for a loan and they want to see your history, but still you should be able to show the several banks, and that the money just flowed from one bank to another. I have excellent credit so moving around on banks has not effected me.

Answer 3

Yea , I have several just for the house. There is a his,Hers, Joint , and one for only fixed expenses.

Also each of my business i have several Checking accounts, pay-role , fixed expresses, a few others, and Also i have a Checking account for each business that is not used at all with money in for two reason one it act as an over draft the others are link to it" Happy to report never bounce a check, and it can be used in case one of the account is compromised " some starts to steel or commit fraud. This can be changed over in a matter of hours so i do not bounce a check and everybody get there money.

Answer 4

Another institution ? or another branch of the same bank ?
As I have at least 5 accounts in Different banks , that would be a yes , but I'm not sure about the policy when it is just branches of the same bank .

<

Answer 5

i'm sorry to be a smash interest yet you ought to comprehend all the guidelines, prices, etc. of the commercial employer the position you do employer. in case you do not, that is not their fault. it really is you who make all the options on the topic of your account, along with even having it the position you've it. it really is likewise as a lot as you, not them to substantiate there is adequate money contained in the account. i do not say this out of nastiness. To me it really is just one in each of those issues the position i do not see the position blaming them relieves you of duty. I agree that $75.00 for a 24 cent overdraft is ridicules yet then i imagine $75.00 is ridicules for an overdraft fee besides. the element is; the position do you draw the line as being too small an overdraft to be excluded from being charged an overdraft fee? i'm particular you'd be between those who agree, everyone might want to ought to take duty for his or her movements. If it would not initiate with me; who does it initiate with? *upload* I agree, i imagine that is chicken s**t too. i imagine the completed theory of charging solid straightforward shoppers for each little tiny element, every time they turn round, is ridicules. that is not merely banks both, that is many businesses anymore. i might want to do the same element you're planning to do, and that i'd not change my thoughts now regardless of if the commercial employer manager begged me to stay. i might want to tell him he must have theory it over beforehand you've been instructed about it. solid success on looking a economic employer it really is extra efficient.