Personal Finance - March 2007

In trying to avoid making bankers and lenders rich with interest on my money and house purchase, from all the mortgage options available, which is the best option?
-30 year fixed rate conventional, Adjustable Rate Mortgage, 15-year fixed rate conventional, interest only, or 80/20 piggyback?

2007-03-06 10:20:14 · 4 answers · asked by Anonymous

In yahoo fianance, some times back i read, if you working from home, can deduct telephone bills, internet bills and furniture used for this purpose. Is it true? Is there any verification letter need from employeer.

2007-03-06 10:10:20 · 7 answers · asked by stockman 2

2007-03-06 09:12:56 · 6 answers · asked by Anonymous

2007-03-06 08:51:41 · 12 answers · asked by kellatyou 1

Also, would it be okay to go to the same bank with the checking account (Bank of America) and ask for a cash loan. I need about $200, but I don't have much credit or a job at this point and the bank is going to close my account and report me to an account verification system in slightly less than a week if I don't fully repay them, which would seriously damage my financial future. I am looking to use excess student loan money to repay the cash loan. Any ideas would greatly be appreciated!!!

2007-03-06 08:38:56 · 6 answers · asked by tony2456 2

2007-03-06 08:38:27 · 1 answers · asked by TRM 1

i have 20 years left on my mortgage,i was wondering if the mortgage lender i'm with would extend my mortgage and add another 5 years onto it to make my monthly repayments lower.does anyone know if this can be done?

2007-03-06 08:35:23 · 9 answers · asked by emma h 2

2007-03-06 08:34:54 · 6 answers · asked by angie 3

I recently received a check from the builder who built my house for taxes they were responsible for, and it's in my father's name since he is on the loan also. I wanted to know can I cash the check since he said we could have the money and he doesn't live in the same state.

2007-03-06 08:23:26 · 4 answers · asked by MiMi78 2

Okay so I am ready to save! I have about $10,000 just sitting in a checking account and I have no idea the best place to put it. I know that I will be wanting to access it in about a year and a half but untill then I will be adding to it continually. Where should I put it to get the best interest rate?

2007-03-06 08:11:47 · 5 answers · asked by Emilee H 2

I have had several accounts with Commerce bank, for over four years and they have never charged a fee when an account balance reaches zero.

Now, without notice and without even sending a monthly statement they have begone to charge $15 for any account that has reached a zero balance. Without notice is the real problem here folks, no other bank is allowed by law to do this so why is Commerce bank allowed to steal from it's customers? Would any of you use a bank that takes a fee without telling anyone they are going to do it?

2007-03-06 08:10:04 · 2 answers · asked by Anonymous

Im such a big spender and it needs to stop, but how? does any one have some brill tips on saving money please?

2007-03-06 07:54:58 · 14 answers · asked by Anonymous

My partner is in his mid 40's, he does not own a home and still rents, and he has about 30 000 saved in total. He makes a descent income (between 100-200 000/year), but invests money into his own projects therefore, no savings.
I'm 10 years younger then he is and have 3Xs as much saved and own property... what kind of future are we looking at? He should be retiring in the next 15 years but hasn't even thought about saving for retirement. And I'm looking at home prices now, and I'm bitter that he never thought to purchase something 5 years ago when property was 1/2 the price.
What should I do about the situation and my feelings of financial insecurity?

2007-03-06 07:47:29 · 11 answers · asked by nutty 3

i just need to know if theres a faster way to do it

2007-03-06 07:29:12 · 1 answers · asked by Anonymous

2007-03-06 07:21:59 · 4 answers · asked by jhenny 1

Yes I,m wanting to open a Checking account With SunTrust are the good bank to deal with

2007-03-06 06:38:48 · 4 answers · asked by pattibcacl 6

My great grandmother has been giving me savings bonds since the time i was 12 at every holiday.
I just recently noticed on a photo-copy of one that my SSN is off by one number
How do i go about changing this
And how do i get ahold of that money?

2007-03-06 06:28:12 · 2 answers · asked by perko23 2

yes who can answer for me are these on line lenders ligit without asking for money name me one

2007-03-06 06:17:42 · 4 answers · asked by pattibcacl 6

2007-03-06 06:08:31 · 7 answers · asked by Bill S 1

2007-03-06 05:48:17 · 6 answers · asked by Anonymous

I need a personal loan because I want to pay off my debt and need to finish paying for my wedding. Please help. Where can i get a loan from? No scams?

2007-03-06 05:46:24 · 10 answers · asked by Castello 1

My identity (i.e name, address, date of birth) has been recently used to register a car in and also been used to apply for insurance. What steps do i need to take in the long term to get this sorted. I'm extremly worried about someone opening a bank account in my name if they posses all these details!

2007-03-06 05:43:31 · 9 answers · asked by D.W 6

when you have a debt you cant pay the courts can put a charge on your house, meaning if you sell the house or remortgage you must pay the debt from the proceeds. BUT if the debt is written off and you later remortgage, would you still have to pay the debt? please dont guess,only answer if you KNOW...thanks!

2007-03-06 05:40:35 · 9 answers · asked by ginger 6

I don't wan't to incur any bounced check fees.

2007-03-06 05:28:12 · 8 answers · asked by Jill S 5

4-5 months behind in cc payments (total due 7,000)which is better, using non-profit debt agency or trying to deal w/cc companies even though I can't make all the min payments.I'm hearing pros/cons from each of them about the other and am totally confused as to what to do. What about refinance on house?

2007-03-06 05:11:36 · 14 answers · asked by 4kids4me 1

I just am trying to find out if its better to make payments on a 6% car loan at 210/month.. or use a home equity line at 8.25% which would be a little higher interest, but the interest would be a tax advantage to me. But im trying to see if anyone can tell me if the benefit of the tax write off would be larger then the 2.25% more i would be paying in interest...

2007-03-06 04:57:52 · 7 answers · asked by aaron b 4

2007-03-06 04:38:35 · 5 answers · asked by Anonymous

2007-03-06 04:24:40 · 8 answers · asked by len w 1

if you listen to dave ramsey what do you think of his plan?
it makes sense to me. its common sense

2007-03-06 04:15:38 · 7 answers · asked by heybulldog 5

I was recently let go from my job and right now i feel like i'm in a hole 6 feet deep. I'm behind on payments, my bankaccounts have gone negative... I feel overwhelmed and am on the verge of a breakdown!! Does anyone know any way i can earn money quick in the meantime. Nothing dirty or indecent please.

2007-03-06 04:15:03 · 2 answers · asked by Anonymous