Personal Finance - March 2007

I took out 5 online payday loans, and two stores front...I can't afford to pay them.My hours at work have been cutted to 30 hours per week and I make only 7.00 per hour. Wonder if anyone could help me, how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy

2007-03-07 12:26:35 · 3 answers · asked by Kanchala B 1

I just finished doing my federal income taxes and although I don't want to disclose the amounts, it seems I owe about 50% in taxes on my extra income! I have a full-time job, taxes are fine on that. I'm talking about my bank account interest and my self employment income. After working extra on the weekends and madly saving for an entire year, it just stinks!

2007-03-07 12:06:31 · 5 answers · asked by Anonymous

I was approved for a loan and they want me to put 10% down by Weatern union. What do you think??????

2007-03-07 11:41:00 · 2 answers · asked by ohioleele 2

IS JUST DUMPED MINE. RUN FOR COVER.J

2007-03-07 11:35:34 · 7 answers · asked by ? 1

From what i understand his bank account will be closed once he is bankrupt, so he wants ME to open up a bank account before he goes bankrupt so his wages can be paid into it, is this OK?

2007-03-07 11:08:57 · 7 answers · asked by cut my finger once 1

All I come up with on-line are $1,500 (quick cash)

2007-03-07 10:48:05 · 0 answers · asked by Belle 1

Or are the concepts basically the same????

2007-03-07 10:45:19 · 4 answers · asked by redheadsmum 2

I am 19 yrs old.

2007-03-07 10:16:41 · 4 answers · asked by marenkakittytea3 2

i live on base so everything is paid for, if i didnt what are common bills to pay for normal families?
this is what i have so far:
Rent
Electricity
Food
Gas
Insurance (car)
Insurance (baby)
Water
Garbage
Phone
Baby (diapers, clothes)

2007-03-07 10:12:37 · 9 answers · asked by Anonymous

I canceled my True.com membership in April 2006. I just noticed on my statement for my credit card that I just was charged for the subscription fee again (good thing I learned to use online banking or I wouldn't have caught it. I am away at school and my statements are mailed to my house a few hours away.
I called the company to ask why I was suddenly being charged so long after canceling my subscription. They informed me that they didn't know why I was being charged, but that I had been charged monthly for nearly a year despite my service having been canceled. In spite of this mistake they claim to be only able to refund me for the past 2 months, rather than the full amount of the unauthorized charges.
Is this legal? Because I feel like they scammed me and I'm not sure what to do. Has this happened to anyone else? Please help.

2007-03-07 10:11:45 · 4 answers · asked by Anonymous

They ask for a deposit of 10% and when they get your deposit they don't follow through with the laon agreement and usually a day before you are suppose to get the loan they tell you that the lender has financial difficulties and it will take up to 6 weeks to get your money back, don't do it Phone this number and they will tell you the same they are a Provincial Agencies call the phone busters in Toronto PH:1-888-495-8501 Megacity Services is a Scam.

2007-03-07 09:59:51 · 5 answers · asked by tonka1000 1

If a person is receiving disabily retirement from their former employer; which happen to be the state of california and social security is there a limit of how much money they can have in a bank account at one time. They will be turning 65 next month.

What are the guidelines because some people own businesses and have business account, saving accounts, bank accounts, and they are receiving social security?

2007-03-07 09:58:27 · 5 answers · asked by D S 4

2007-03-07 09:51:24 · 4 answers · asked by fiddlerfive 1

2007-03-07 09:36:46 · 2 answers · asked by rasta_g420 1

2007-03-07 09:30:09 · 6 answers · asked by huntington660 1

2007-03-07 09:29:56 · 3 answers · asked by Dee H 1

If my cosigner files bankruptcy will this effect my credit at all? The only way i can remove the secondary name is to refinance my car. I will if i have to but i'd really like to keep my 1.9%

2007-03-07 09:28:47 · 3 answers · asked by Xandur 1

2007-03-07 09:25:27 · 2 answers · asked by karen d 1

I'm cleaning my files cabinet and I need to know what should I keep and what can I throw away. Utilities bills?Pay stubs?Past year's insurance policies?Medical bills?Bank Statements? Credit card statments?Etc. I live in Massachusetts, if that makes a difference. Please help me!!!

2007-03-07 09:09:59 · 2 answers · asked by DW 1

My Fiance has very bad credit and several thousand in unpaid medical
bills, from about 3 years ago, he also has unpaid cable, electric, phone
etc bill that are also unpaid from his college years. When we get
married can they come after me for his debts from before we were married,
they are actually; from before I ever knew him? We live in a house that I
currently own and it is in my name only.I have heard that if he takes
no action to pay these bills, the statue of limitations will run out and
they can no longer collect from him? We also both have student loans,
that are currently up to date. If one of us should die, could the other
have to pay back student loans that were not theirs? "

2007-03-07 09:06:35 · 11 answers · asked by almatters 2

If you have a 5.875% adjustable rate and know it will surely go up next year, should you refinance now at 5.75% fixed with 1 point + closing cost? 50,000 loan.

2007-03-07 08:40:54 · 3 answers · asked by Nightflyer 5

When it comes to finances, I know very little. What are some steps I should take to become more educated in this area?

2007-03-07 08:40:01 · 5 answers · asked by __ 3

I have a friend who is almost 70 and is having a hard time making it financially on his fixed income. Is there any other sources of help for seniors living in Michigan?

2007-03-07 08:38:03 · 7 answers · asked by Anonymous

My current bank has had some computer problems quite a bit lately... It's so embarrassing to go out and order a meal and know I have $600 in the bank but have it come back declined. It has happened several times and they always appologize, but I have come to the point that I HAVE to get a new account to save my sanity!

I think a little while back I saw ads on TV for FREE Checking with INTEREST and I believe it was at compass but I'm not sure. I know I definitely dont want to pay a fee... So which banks do you think would be the best options? Thanks!

2007-03-07 08:24:05 · 8 answers · asked by Fussy Duckling 1

If I advertise my house for auction say for £245,000 what percentage would ebay take? Do you know of anyone who has done this successfully? Navigated ebay site and cant find the answer.

Thanks for your help.

2007-03-07 08:23:53 · 3 answers · asked by bluemax 4

2007-03-07 08:13:57 · 1 answers · asked by louise y 1

My cousin asked me this question yesterday but i dont know the answer. So, here i am on answers, LOL. so anyway, she is in the process of geting all of her bills together so that she can file but she is afriad that if she puts the debt that she owes the college on the bankrupcey that she wont be able to use the credits at the same school or maybe even having them released. long story short she is afraid of losing her credits.

2007-03-07 08:06:49 · 4 answers · asked by ZZZ>>>>ARA!!! 1

I rolled over my 401k to my previous employers plan in Jan of this year. I left that company this month and now want to rollover that money again to my new employer. I know that some IRAs have a limit of "one" rollover per year. Does this apply to 401ks as well?

2007-03-07 07:36:55 · 2 answers · asked by Shawn T 1

i am thinking of applying for a vise card is it a good idea

2007-03-07 07:31:01 · 12 answers · asked by Granny 5

have a Gov pension, retired overseas (not Europe) and owe loans & Credit Cards £5000 total. about (5 diff companies) Pension paid in UK bank will the companies persue and get an order to take payments direct from my pension or are they able to gain info as to my whereabouts via my pension to persue me, or are the amounts too small to bother with.

2007-03-07 07:00:43 · 2 answers · asked by Martin H 1