Personal Finance - March 2007

2007-03-08 08:24:55 · 9 answers · asked by reynoldsb29 1

2007-03-08 07:59:57 · 6 answers · asked by Anonymous

Hi, I just started a really stable job back in January. I am 31 years old and a widowed mother of 1. For every hour worked, my employer puts in $3.01 into my 401k. I have decided to forego my company's health insurance until the next open enrollment in December so that I can use my money to pay off some bills and get some stuff for the house. When that is accomplished, I will take 3.00 of my hourly wage to add to my 401k, so that would be $6.01 for every hour I work going into my 401k. I just joined my company's credit union by opening a savings account because I know they have excellent rates and I also have a checking account with BOA. So my question is, I want to sock away an extra $500 every month into some type of investment but I am clueless as to what I should invest in. Should I just put this in my savings or something else(CD, money market, etc). I want the greatest ROI of course.

2007-03-08 07:16:31 · 4 answers · asked by Blanche 1

Is there any way to fix this mistake without paying fines etc ?
Thanks

2007-03-08 07:04:50 · 3 answers · asked by ArcticOwl 1

2007-03-08 06:43:10 · 11 answers · asked by Anonymous

2007-03-08 06:28:39 · 3 answers · asked by ArcticOwl 1

Help! I am in a rut. I was placed on disability due to medical problems and am not allowed to work for at least 2 months. Disability pays next to nothing, needless to say, not enough for my bills and expenses. I have lived with my bf for a year, but I am having my car repo'd now bc I can't pay it. I don't want to leave him at all, and it is going to be super-tight moneywise for the next few months. Should I move back with my parents, who live 7 hours away? I would be debt-free, and no monthly bills. But that would mean I have to break up with him, obviously. Or I could move in with my grandma on the other side of town, but that would be so hard being so close to him, but not, you know? What if he stopped seeing me or something? What would you do in this sitch? Wait it out, or just cut your losses and split? Thanks so much for any input!

2007-03-08 05:47:03 · 5 answers · asked by tinkerbell_pixy24 2

On my statement it said $188000 was my payoff. I havent made a payment since october 2006 due to a divorce. i sold it for 220000. Are the monthly payments that i havent made going to affect my payoff amount. my interest rate i think is 8.5. Can your loan payoff go over your original loan amount.

2007-03-08 05:45:14 · 10 answers · asked by maggie 1

What happens in a secured loan if the collateral is reposessed? Can you still not claim bankruptcy on the remaining balance?

2007-03-08 05:35:44 · 2 answers · asked by rjs6281 1

I have taken a loan from the bank for purchasing my car, i'm still repaying the loan...in this situation can i get additional finance for my car? if so who does that....

2007-03-08 05:34:50 · 3 answers · asked by Krishna S 1

i had a good credit once,but messed-it up to the point that my account at the time was garnished by citibank, in all fairness i dont know how much or to whom and wants to fix it.

2007-03-08 05:32:40 · 4 answers · asked by josian 1

I just thought I'd ask!

2007-03-08 05:26:22 · 5 answers · asked by snapdragon747 5

My parents are part owners in my property and although they say that it is mine and that it will be deducted from any amounts left in their estate when they pass away, I am worried that I would become homeless if they have to go into a home for care and their estate sold. On paper I am the owner and they are the contributers.I am finding it difficuilt to talk to them about this because I do not want them to think I want any of their money. I just need somewhere to live. p.s.It is only a small one bedroom flat and I struggle to pay the mortgage on my half so I can not afford to buy them out.

2007-03-08 05:25:11 · 6 answers · asked by Anonymous

My daughters 1) is 19Yrs old 2) is 13 Yrs old have each been left 10% of my aunts estate (An amount of approx £25000 each) when they attain they age of 21yrs the executors, LLoyds Private Banking, inform me that they will hold their shares in trust until they reach 21 what happens now can the girls get any of the money, What does eld in trust actually mean And what will they be charged for the bank to do this?

2007-03-08 05:06:36 · 5 answers · asked by Anonymous

2007-03-08 05:03:04 · 8 answers · asked by nicole b 4

Looking to borrow $15,000 over 5 yrs @ 7.5% from private party. To be paid back direct through bank every 2 weeks..serious parties only! No lending companies. Details to follow. Note to be drawn up & notorized....Immediate answer needed.

2007-03-08 05:02:09 · 2 answers · asked by desperate 1

I am retired, my house is paid for , I am going to relocate and buy a cheaper property, will I experience any difficulty , with regards to credit rating etc.

2007-03-08 04:58:33 · 2 answers · asked by Anonymous

2007-03-08 04:35:33 · 3 answers · asked by Bernice C 1

Ok, I have been working for my company for about a year and a half now. About a month ago I just started a health insurance plan...now my company is taking about $90.00 EXTRA out of each of my checks!!! This is a big financial shock to me. I don't know if I can afford this. I'm young, I have no health problems at all (thank GOD, and knock on wood it stays this way...), but I DO have rent to pay and all my other bills to keep up with...I live on my lonesome, so it’s just me paying all the bills (no parents to help or boyfriend or husband…)
SOOOOO, what do you think: is it a good idea to cut the health insurance out until some other time??

2007-03-08 04:22:53 · 10 answers · asked by Anonymous

did anyone get a bonus deposit today from bank of america?
some kind of promotion...not alot 18 bucks but i don't know where it came from...

2007-03-08 04:12:59 · 3 answers · asked by pennylane 2

i have a £160000 mortgage with £2000 available for repayments. what is the best kind of mortgage i can get to pay off as early as possible

2007-03-08 03:53:21 · 6 answers · asked by squirtlesdad 1

My roomate is in debt. We send in a little a month because of certain reasons right now. So even if we are sending a small amount can they take us to court or whatever they do. If anyone actually knows the court process maybe you could fill me in on that as well.

2007-03-08 03:41:09 · 3 answers · asked by Anonymous

I took mortgage recently for £150000 for 4.99% fixed rate for 5 years. . I took mortgage thinking that if i over pay, my monthly deductions will reduce. But after taking mortagage i understood that only the number of years will reduce but not the amount of monthly deductions.
I have £ 10,000 at this moment to over pay. Is it wise to overpay now or after 5 years why ?
thanks

2007-03-08 03:38:26 · 3 answers · asked by tp 1

How much would it be consider as a proper biweekly budget for groceries, for a Married couple no children? My husband and I have set $350USD/week. is that too much or too little. We live in Texas.

2007-03-08 02:57:28 · 11 answers · asked by Bejeweled22 2

down to nothing on things for himself, his credit cards, eating out, etc. Can us other kids make him pay us ( and dad) back?

2007-03-08 02:41:31 · 8 answers · asked by sarashricker 1

help i need a loan of round 12k to get me out of a mess. i dont want a secured loan as i dont want my partner to know bout it. also i have bad cerdit, does any one know of a decent company that can help me .

2007-03-08 02:07:50 · 5 answers · asked by Anonymous

I have a question that has been bothering me of late. If a man and a woman are living together, how much money should each of them put into the common expenses? I work and bring home approximately $3200 a month. My boyfriend is retired and has an income of approximately the same amount. I have no outstanding bills (car payment, credit cards, etc..). He has a car payment, boat payment and credit card payment every month.

He pays the rent of $1400 and I pay the phone, cable, water, electricity, my cell phone, his cell phone, groceries, gasoline to go to work (45 miles per day) and other incidental expenses. I also make payments on his credit card totaling about $700 a month.


He feels stressed because he feels that he is shouldering the bigger amount of the bills. I feel stressed because I feel that I have no savings and that all of the little bills add up to my whole take home pay.

What do other couples do? What is reasonable for a couple living together to do?

2007-03-08 01:36:28 · 12 answers · asked by Anonymous

Once your charges had been refunded did the bank close your account? or treat you any differently?
I'm in the process of claiming back £4400.00, and because of my poor record have just discovered i cannot open another account with anybody else at the moment.
I just read that this can be a downside to reclaiming charges.

2007-03-08 01:21:36 · 2 answers · asked by mark t 1

would you keep your job,if not what would you say 2 your boss before you leave 4 good?

2007-03-08 01:19:40 · 5 answers · asked by Anonymous

2007-03-08 01:10:59 · 1 answers · asked by Tran F 2