Personal Finance - March 2007

We are planning to go to the Good Sense financial program in a couple weeks. We have little credit card debt (1000), but I have lots of college loans (45000). Our credit scores are terrible. We already live on the minimum. Is it realistic to think we may learn something? My husband doesn't want to go. I'm wondering if anyone has been to one of these classes or one like it. Is it motivating or do they talk about reducing debt by cutting back on what you spend. My husband spends any extra money we have and currently is not willing cut back unless I sell my car. My car only has 4 payments (of $222) left and it has a lot of life in it still. We have no savings. My hope is that this class may excite him enough about our future that he may see "the light". Am I grasping at straws? There is a part of me that just wants to say to heck with our future because I'm the only trying. What do we stand to learn. I feel like we need to be on the same page before we tackle anything. Thoughts?

2007-03-09 04:21:34 · 5 answers · asked by Wendy B 5

I am talking about both savings and checking accounts. Usually whats the amount you are allowed to withdraw in a day?

2007-03-09 04:16:12 · 2 answers · asked by Anonymous

I would like to hear about your personal experience with this particular company.

2007-03-09 03:48:50 · 1 answers · asked by urbangirl 2

Has anyone heard this commerical, or called for the information? If yes, was it useful? Do you have the phone number or website? I was not able to write down the information when i heard it.

2007-03-09 03:37:51 · 1 answers · asked by Anonymous

iam a student of 16. i often get pocket money from my parents, at least 4-5 pounds a week, just at random. the problem is that i like to spend it off on something. i can't resist but get into a shop and buy something out of any amount i have. i want now to seriously save up for an occasion so that i can get something valuable and big at the end. how to start saving and get rid of my ''spending off' habit...please help..

2007-03-09 03:22:16 · 21 answers · asked by Seungyong W 5

2007-03-09 03:21:30 · 8 answers · asked by Anonymous

I checked this week into getting a tiny cheap efficiency apartment. They asked a few questions and came back with the fact that I have excessive home loans in my name...can't rent to me...I said i would be selling the homes. dividing things with my husband.

I don't want to live with the hostility at home when i say I want to seperate. I literally can't get away!

I need a plan. If I can't get an apartment until I sell my home I will have to go into my 401k and use the money each month for the payment. (mortgage amount is what I earn each month). my car is worn out now almost and I can't get the car loan either as I don't earn enough according to the bank...used cars here I come...

my spouse is interviewing even as I type this and will probably be taking a position in another state. truley it feels like I am just getting out of college have no money everything is closed off to me for financial reasons. There is no where in my budget for health Ins. I am just ranting

2007-03-09 03:14:15 · 9 answers · asked by Tabor 4

2007-03-09 03:08:53 · 7 answers · asked by Anonymous

I dont know what to do! When I get paid every two weeks the bank takes the money so i dont have enough left to pay my bills so i have to ask for the direct dep again and it goes on like that until the bank no longer letz me take the money! What do i do to catch up on my bills Im frustrated and overwhelmed Ive always overspent!

2007-03-09 03:04:52 · 3 answers · asked by yoli_7629 1

can some one tell me what are the pros and cons of giving a Visa,MasterCard,AMEX gift card vs. Visa,MasterCard,AMEX a gift cheque. Where I can I use them. What happens if I lose it. Is it only good in the USA?

2007-03-09 03:04:19 · 2 answers · asked by rkadiwar 1

maybe we all can pick a date and cancel our cable.anyone who has comcast will tell them were cancelling on such and such a date if we get thousands of people to do it the rates will go way down.its bad enough comcast is making billions on advertising their also making billions on us

2007-03-09 02:51:18 · 20 answers · asked by letsstopitnow l 1

2007-03-09 02:48:24 · 20 answers · asked by Anonymous

I decided today it was time to look at my checkbook and balance it, I havent looked at it for about 2 weeks and what a mess. I am not organized enough to do it everytime I write a check. How often do most people balance their check books and what is the most effective way of keeping track? I pay bills online often , and have my insurance for the car and house automatically withdrawn on the 3rd of every month.

2007-03-09 02:18:43 · 8 answers · asked by happydawg 6

Does the post office charge for this?

2007-03-09 02:07:13 · 6 answers · asked by Terror Storm-see on Google Video 2

i have a finance agreement for my car and would like to know if there is any way i could give my car back to the finance company , in good condition , and terminate my agreement ?? i am almost a year into a 5 year deal with the company but feel the agreement is costing me too much money so would like to know my options !!

2007-03-09 01:57:37 · 7 answers · asked by charlie p 1

2007-03-09 01:30:46 · 3 answers · asked by burlingtony 2

http://www.youraffiliatesignup.com/?aff=106305
this place can earn i think

2007-03-09 00:01:15 · 2 answers · asked by Zhou J 1

2007-03-08 23:35:13 · 7 answers · asked by sam w 1

how much savings are u allowed to be unable to claim benefits

2007-03-08 23:12:46 · 3 answers · asked by DVD C 1

good morning to every one, I am buying a property in Brazil and I would like to get a mortgage for my property. I know is quite difficult but I am sure there must be a way. I f anyone could help me I really apreciate.

2007-03-08 22:46:35 · 1 answers · asked by ricomichel 1

2007-03-08 21:55:19 · 8 answers · asked by twinkle sundae 3

My husband is sick, my job is not enough, and we have
cannot qualify for a loan. Can someone please help us.

2007-03-08 18:06:13 · 5 answers · asked by genbro 1

I am an 18 year old single male who plans to become a pastor. Because I am going to be a pastor, I will not make that much money and I'm wondering if there are any money saving tips or deals or anything at all that I can start now so that I will not be... as broke... when I'm older. I want to do everything I can now to provide for my future family and be able to lead the type of lifestyle I want to. Thanks and God Bless!

2007-03-08 17:57:39 · 5 answers · asked by Kevin 2

I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.

2007-03-08 17:32:44 · 8 answers · asked by kenneth h 6

Know i'm talking about if you found it outside of your house or at the park or walking somewhere and no one was around and clearly you couldn't give it back to the owner, what would you do?

2007-03-08 17:05:02 · 5 answers · asked by hector6man 2

2007-03-08 16:46:47 · 1 answers · asked by noj 1

If I get into a bind during the term of my mortgage what will protect me if I can't make my monthly payments? Should I spend the least amount of cash for amortgage and have liquid side investments or pump all my money into the house to try and pay it off quicker? And if I do pump all my money into the house is it really safe during the term of my mortgage in case something happens to me financially and physically?

2007-03-08 16:37:23 · 5 answers · asked by Anonymous

2007-03-08 16:32:31 · 12 answers · asked by dato tan 1

no prostitution

2007-03-08 16:04:18 · 5 answers · asked by geoff w 1

2007-03-08 15:44:51 · 5 answers · asked by enias11 1