I dont know what to do! When I get paid every two weeks the bank takes the money so i dont have enough left to pay my bills so i have to ask for the direct dep again and it goes on like that until the bank no longer letz me take the money! What do i do to catch up on my bills Im frustrated and overwhelmed Ive always overspent!
2007-03-09 03:04:52 · 3 answers · asked by yoli_7629 1 in Business & Finance ➔ Personal Finance
You need to either start earning more or spending less, so that you can slowly reduce the amount of money that you're borrowing. You know that you overspend, you've always done it, but you need to stop now. You realize now what this is doing to you financially.
Do yourself a favor: go to the 99 cent store, buy 14 frozen dinners, and microwave them at work instead of eating out. (I was a lifeguard, and during the winter I existed on ramen, frozen 99 cent dinners, and whatever my mom was making if I went to her house, for two winters straight!) Don't go out with your friends unless it's somewhere cheap, and carpool whenever possible. Make your own coffee at home and skip the coffee shop. Every little change helps.
2007-03-09 03:58:14 · answer #1 · answered by calliope320 4 · 0⤊ 0⤋
First of all..don't have your check directly deposited to the bank....open up another account at a credit union and cash it there. Try to get a small loan from the credit union to get rid of the bank...you are paying a bundle for those advance loans from the bank...
2007-03-09 04:15:04 · answer #2 · answered by gvh 3 · 0⤊ 0⤋
Get a 2nd job.
2007-03-09 04:11:53 · answer #3 · answered by parsonsel 6 · 0⤊ 0⤋