Personal Finance - March 2007

I am considering filing for bankruptcy and I have no idea what that will exactly do. Will it eliminate all of my debts so that I have a "clean slate" or am I still going to be responsible for some or all of my debt?? Please help!! I am a single mom and am in about $30,000 worth of debt, including credit cards, student loans, and other random things that I have signed up for over the years and have neglected to pay. If anyone knows exactly what happens when you file for bankruptcy, PLEASE let me know!! Only honest, helpful responses please. Thank you very much for your help!!

2007-03-10 06:39:09 · 8 answers · asked by chingona1027 3

2007-03-10 06:19:15 · 1 answers · asked by crystal and boyfriend 1

A guy who I'm not longer friends with owes me money that he's been saying he's going to pay me back. We had a recent breakup of friendship because he is a compulsive liar and I caught him in huge lies. So that was last week and he called back to say he was gonna pay me back this week, but he often ignores my phone calls and never calls when he says hes going to. Well I called yesterday and he actually answered but said he couldnt do it then and he would call me tmw after he got off work. Well that day is today and I called and no answer so I left a nice message saying I really needed the money so please call asap. I No call back. So I called again leaving another msg saying I dont wanna have to keep calling but I will if I have to. Still doesnt answer. Obviously he's ignoring me. Well I dont wanna let this go but theres no documentation and I need the $. Should I keep calling once in awhile or what other approach should I take? Please help.

2007-03-10 06:10:24 · 11 answers · asked by just ask 1

I love to shop for clothing, $10.00 per week isn't enough for the expensive designers I like.
A lot of kids at my school get $20.00 per week. It isn't fair! (My parents have enough money to give me $20.00 each week.)

2007-03-10 05:30:48 · 6 answers · asked by Anonymous

I am aware of how unwise it is to take money out of your retirement savings. But if I encountered a horrible situation and badly needed $10,000, is it true that I could withdraw $10k from my Roth IRA without any tax penalty as long as I had made at least $10k in contributions?

This is my understanding of what I have read so far, and I want to do a reality check. Because if this is true, I should be putting my savings for "very unlikely emergencies" in my Roth IRA, not a savings account.

Thanks for advice!

2007-03-10 04:57:36 · 3 answers · asked by Anonymous

I am paying the credit card company $80 per month with very little payment going toward interest. I have a Sallie Mae student loan that I can not afford to pay. What will happen if I stop all payments? I am on Social Security Disability and my only resource is 1/8 interest in my mom's home and a car. Thank you.

2007-03-10 04:48:14 · 5 answers · asked by rebecca 1

The reasonable amount that finacial advisors would suggest... I know that "all work and no play makes Jack (and his family in my case!) a dull boy..."

2007-03-10 04:45:14 · 3 answers · asked by dominoking77 3

I need $2000 by this summer and another $2500 by this christmas

So how much money eash week should i save to get $2000 and then after that Im gonna have to save again to get $2500??

someone tell me

2007-03-10 04:33:03 · 6 answers · asked by channingtatumissexy 2

So I'm 15, and whenever the time comes for college I want to be able to pay it off and be well off right out of college. I'm wanting to be a doctor, so I'm going to need some money for those 8 years. Any ideas of how I can start making money now, and continue doing so later on?

2007-03-10 04:02:53 · 4 answers · asked by Katie bug 1

I would like to know if it is possible to cash a US check if I am outside the USA? Does any one know?

Thanks in advance!

2007-03-10 03:45:16 · 3 answers · asked by ltjlogic 2

We're in our 50's, with a house that's worth twice of what's left to pay off on our mortgage. We were hoping to use the equity for our son's college in a couple of years, or as a retirement cushion, but want to pay off some MAJOR credit card burdens. Any advice?

2007-03-10 03:40:38 · 8 answers · asked by Tameeka 1

it started with me depositing a personal check for $350. three weeks after $300 was taken out of my account. when i asked the bank about it, they said that it was a bounced check. when i confronted the person, he proved that it was imposible. and on top of that, the money was never returned to his account. once i brought this up to the bank. they realised that they had the wrong account number all along, but are unwilling to return the money without a deposit slip, wich i don't have. i do have the account statement. but the wont budge. does anyone know who i can report a major bank to? a group that keeps banks in line?

2007-03-10 02:56:42 · 7 answers · asked by Anonymous

I want to make a home budget spreadsheet on excel and be able to download my transaction history from my bank. So far, I've been entering transactions by hand and that's gotten too tiresome. My bank offers transaction historys in the downloadable formats - *qif, *csv, quicken, and microsoft money. I want to be able to just download the transaction history and input them into excel budget spreadsheet with minimal hassle. Anybody know how? Thanks.

2007-03-10 02:33:59 · 4 answers · asked by unitedsways 1

2007-03-10 02:32:08 · 5 answers · asked by browny 1

2007-03-10 02:08:40 · 1 answers · asked by Anonymous

thanx

2007-03-10 02:01:40 · 8 answers · asked by light224 1

2007-03-10 00:55:50 · 23 answers · asked by Anonymous

Savings is earning a 6% until the end of april. I wanna pay of my credit cards , (Not all at once )One credit card the finace charge is 50.00 a month . I need suze orman to answer this ..Ok I wish

2007-03-10 00:37:38 · 16 answers · asked by Suzi-q 1

I want loan of Rs.50,000/- for personel purpose my monthly salary is around 6000/- so can i get loan in low interest.

2007-03-09 22:27:39 · 8 answers · asked by chaya 1

I am 52. My CC debt is $25,000. I pay extra to one card and the minimum on the other. The extra is paid on the higher rate card.

2007-03-09 22:17:10 · 7 answers · asked by retireat65 1

what u guys do to reconcile the credit card statement , with the slip u have as a customer copy , well my bank is not online so i can keep track , so what do u guys say ...

2007-03-09 21:52:17 · 4 answers · asked by sohail2000 1

How much would the transfer fee be if I want to transfer $450 from Los Angeles to Chicago?

2007-03-09 18:53:33 · 2 answers · asked by whatever123 2

2007-03-09 18:12:56 · 14 answers · asked by sweetooth 2

My mom is disabled, she has medicare, and some form of Medicaid, there are no liens on her home., she has no cash assets. I need to move her to Florida. Her credit is poor., and we don't want to take a reverse mortgage to get funds to move her to Florida.

2007-03-09 16:57:52 · 3 answers · asked by ann 2

Go find a job... hum what a concept. 5 years ago a drunk driver hit me head on in my "work" truck. I'm disabled and a single mother of three kids. Too bad my parents are dead or I could be like the rest of the world and run home with my problem. I need a real answer instead of go find a job. Ya think?

2007-03-09 16:53:01 · 9 answers · asked by Anonymous

Buying real estate would be great but generally $75,000 doesn't buy a whole house and lenders don't give $200,000 loans to people who are not currently employed...

2007-03-09 16:41:02 · 15 answers · asked by Anonymous

Has anyone ever dealt with Royal Trust
656 N French road
Buffalo, NY 14228

1-800-518-4202

2007-03-09 16:37:10 · 1 answers · asked by (@@) 1

I have $20,000, what can I do to make the most of it other than putting it in a saving account? By the way, this is all I have so I am not up to some risky plans. Thank you for any advice.

2007-03-09 16:29:28 · 8 answers · asked by Clear 1

The loan has not been paid on time.
And I want to show the borrower how much compounded interst they have cost me by not paying on time

2007-03-09 16:25:33 · 2 answers · asked by Rob 1

We all know about paid emails/ surveys and paid to sign up offers, but what do you think about getting paid to bank?

There are people who basically find banks that offer you $25-$250 to open a bank account. There are lots of banks that have these promotions, so these people devote all their time to opening bank accounts and get paid to bank online!

To me, paid bank offers are like the ultimate paid sign up offer, but with more pros:

~You don't have to "pay" anything to do a bank offer; you are simply parking your money in a specific bank.

~There's almost no risk that you won't get the bonus because you can just call the bank & they'll just credit your account

~99% of the bank offers I've seen are with FDIC-insured institutions, so no worries

I have proof of payment (www.freewebs.com/freeonlinebucks) so I can confirm this is legit, but I'm just curious for your thoughts: Could "paid to bank" be a revolutionary online earning idea just waiting to explode in popularity?

2007-03-09 16:25:01 · 4 answers · asked by strinh808 1