Personal Finance - March 2007

What about other cash investing options like CD's or an IRA? What is the difference between a MMA and a Money Market mutual fund?

2007-03-08 15:22:11 · 3 answers · asked by songoku47 1

I'm about to be a 19 year old college student and I was wondering what is the best way for me to start saving. After this semester my scholarships will cover all college expenses. Only money I will spend will be for dates, birthdays, holidays, and of course gas money. After this summer I will have sufficient funds to either invest or put money into a savings account and allow it to draw interest. What is the best bet for me to have a reasonable amount to fall back on when I'm older. I'm not asking what will make me a millionaire but what will allow me to live comfortably. Thanks.

2007-03-08 15:16:09 · 7 answers · asked by cashmanpg10 2

2007-03-08 14:44:46 · 10 answers · asked by Anonymous

I have some very old coins ( 1800"s) and some very unique pieces from way back when. For instance1- 1825 quarters, several silver dimes and dollars from the same period. How reliable is e-bay. Have anyone ever sold anything through them.

2007-03-08 14:41:48 · 4 answers · asked by Beulah L 1

I have seen the sites online and it looks pretty easy to do, but I don't really trust online money things. I'm getting ready to take a vacation and would like to get the money to take with me....and they seem to do it pretty fast. Anyone gotten one before? I did find one through a reputable lender but i'm still kind of wary.

2007-03-08 14:35:44 · 13 answers · asked by Shannon83 1

I have a credit card with a maximun of 1500$ I can pay it of before asking for the line of credit. I am willing to ask for a line of credit for about 8000$ to the same company. I am self employed. do you think I have some chance of getting approved for the personal line of credit? having a blog wich sells ads is really self employment? How can I prove how much a make in case the credit card ask me to. please help. Can you evaluate my chances before I send my line of credit application?

2007-03-08 14:10:49 · 2 answers · asked by Anonymous

2007-03-08 14:02:06 · 1 answers · asked by Anonymous

Need immediately 130,000 to pay off IRS so we do not lose our home. Have until March 30. Need one year to pay back loan. Have credit problems. No offer too bazaar! dennymag@gra.midco.net Grand Forks, ND
Home paid for 10 years ago for collateral

2007-03-08 14:01:45 · 4 answers · asked by Denny M 1

2007-03-08 13:45:51 · 6 answers · asked by Thomas K 1

If I am approved, how much do you think I would get and how much of a downpayment would I need. I'm looking to buy a 1-2 bedroom condo in Toronto 'cos I am SICK of this renting business. Any advice is greatly appreciated.

2007-03-08 13:41:19 · 6 answers · asked by Anonymous

AKA which will approve you if you have a horrible credit report/no report?

2007-03-08 13:19:36 · 11 answers · asked by tampabay5400 1

i have 25ooo grand in the bank in money market savings . how can i make it grow even more?

2007-03-08 13:11:13 · 9 answers · asked by Anonymous

In Singapore Only

2007-03-08 13:07:51 · 0 answers · asked by pooh035004 1

in relation to unclaimed funds.These mutual funds remained untouched for 33 yrs..is it worth anything?
Possibly from life insurance through state employment which was abandoned and turned over to stock ..then into the comptrollers hands.

2007-03-08 12:58:09 · 1 answers · asked by Turtle Isle 6

2007-03-08 12:54:24 · 1 answers · asked by GARY K 1

I owe quite a buit of money to wells fargoI want to pay them back,but they want me to give them my routing number and account number of my bank account which isn't wells fargo.I don't feel comfertable giving wells fargo,my routing number,but i would like to pay them back,could you give me some suggestions?

2007-03-08 12:37:44 · 14 answers · asked by ericfaul2003 4

I am 24 years old. I have a 97 Toyota Corolla with 70,000 miles. I could potentially drive it the rest of my life is gas is still the fuel of choice by then. I work in the financial industry and the business I've just started has allowed me to recently start making $180-$200k a year.. right now I have $60k saved up and my goal is to hit a $1million with investments in 3-5 years. I tend to be a very serious person and having a little fun and upgrading my car to a nicer Audi A4 could be fun, and healthy.. but its not always fiscally responsible and maybe I should just save till I hit the dream $1 million.. Give me your thoughts?

2007-03-08 12:24:08 · 4 answers · asked by Anonymous

2007-03-08 11:16:46 · 7 answers · asked by Anonymous

My money market account earns very little in the way of interest but I have alot of credit card debt 8k If I withdraw 870 of the 1100 I can pay off two of the three cards that charge me appoximately 24% APR. Would you cash out?

2007-03-08 10:54:46 · 8 answers · asked by jeepbeepbeep6 1

2007-03-08 10:18:54 · 9 answers · asked by Anonymous

Big waste of money ,ido it too often.mostly clothes.But i cant be bothered to take them back.Im a lazy cow,LOLL.

2007-03-08 10:02:58 · 8 answers · asked by patsy 3

My wife & I are aged 50 & 53. Recently we were offered a stakeholder/ISA pension plan that starts with a lump sum investment of £2028, then continues with a monthly investment of £65. If we keep this up for 10 years we get a tax free lump sum of £4000 & an index linked taxable monthly income of £32, if 15 years £6770 lump plus £63 monthly. This is meant to be more tax efficient.
Instead we could just put the money into a savings account at 5% & pay tax on the interest.
According to my spreadsheet, we'd still be better off in 30 years by putting the money into the savings account & paying tax. Are we just too old to start a pension scheme, or are the stakeholder & ISA arrangements not as good as they seem?

2007-03-08 10:02:27 · 3 answers · asked by dzerjb 6

2007-03-08 09:55:41 · 5 answers · asked by YATHINK 2

2007-03-08 09:45:14 · 0 answers · asked by Ralph S 1

2007-03-08 09:39:03 · 3 answers · asked by Careslo 1

i have a 9 days to get 20 bucks.how can i acheive tht goal?

2007-03-08 09:26:57 · 2 answers · asked by hispanicpower123 1

I'm seeing a lot of things about these pre-paid Visa cards. Some of them have huge limits that you can put on the card using cash as long as you go to one of their distributors. So, what's to keep people from filling up these cards with unreported cash (from gambling winnings or something similar) and not reporting it to the I.R.S or the ex-spouse looking for more alimony??

2007-03-08 09:07:35 · 4 answers · asked by torgouda 2

I work with some shady people, nothing illegal though, so I use a false name to get paid. Since the checks are mine and belong to my false name, can I sign them over to my real self and then deposit them in my checking account? Any legal barbs to this? I realise if the check goes back to the employer they would see my real name anyway but thats just one person and not an issue.

2007-03-08 08:53:43 · 7 answers · asked by Anonymous

The banks were making money, even before the ATM`S were BORN. Why so much, money is charged 3 times over, 1, using the machine, to get it out, the credit card company/s, charge U, & then the bank, People like us on fixed income, can`t afford ALL, the charges, & for that matter, most common people, can`t afford, why not Just a 50 cent charge, 1 time fee for that, & that`s that!!!
Signed Scraping from the bottom of the BARREL!!!!

2007-03-08 08:50:17 · 3 answers · asked by Anonymous

Stephanie has just turned 21 and wants to invest 15% of her income into mutual funds. She earns an annual salary of $23,500. She has $22,000 in debt from her car and has no savings. What steps would you tell Stephanie to take?

2007-03-08 08:27:55 · 4 answers · asked by Anonymous