What credit cards are the easiest too get?

Question

AKA which will approve you if you have a horrible credit report/no report?

Answer 1

most will give you a secured credit card if you have "horrible" credit.

Good luck in getting your credit back..

capital one is the best choice in a secured credit card...read all of them closely though to see if it is really worth it!

Answer 2

Capital One is the only legitimate credit card that I can think of that does this. You must be working, have no judgments, liens or recent bankruptcies. The initial credit limit is usually only around $250 but if you are responsible with the card and pay on it each month they may increase your credit limit by a couple hundred dollars after a certain amount of time. They will periodically review your payment history.
Additionally, you can usually get a secured credit card from your local bank. This involves having an account that covers the purchase that you use the card for, similar to a debit card. However, unlike a debit card, your payment history is reported to the major credit reporting agencies. The benefit of this is that it's basically a means of trying to improve your credit history.
Good luck to you.

Answer 3

The best way to go is anything that is secured or pre-paid, that way if the money is not there, you cannot spend it and rack up huge penalties, late fees and interest. If this is not an option for your precise situation, then I will let you know which card companies to stay away from. I am a financial consultant and answer this question everyday.

Do not get mixed up with anything backed by Citibank Corp. These guys, unlike Discover and Capital One, have a no tolerance policy for those who default on their payments. If something happens and you are unable to make your payments in full, they WILL sue you. Most other cards are willing to work with your situation and are easy to settle with after a bill has not been payed without going to court. Citi will seek judicial intervention and will do everything in their power to collect their debt in full and tarnish your credit. They are, by far, the most impersonal company and least likely to take your (their customer) needs into consideration. Same with AT&T Universal. Be cautious with any credit card company, but especially these two. Good luck.

Answer 4

Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like.

Answer 5

providian. and they're also very reliable!! i haven't had any problems with them. i started with a 2,000$ credit limit, now it's up to $6,000 because of my trustworthiness. they even helped bring my credit score from 550 to 750 in a matter of a year and a half. providian uses VISA which is everywhere you wanna be!

providian is even refunding me on a fraud dispute for $65! if there is anything you need to watch with providian, it's you!

Answer 6

the one from orchard bank..... that is the only place that has ever been willing to give me a credit card(my credit isn't the best 540 I think) http://www.landing.orchardbank.com/media/disclosure?cmd_lpage=&indicator=OB001&media=O2PS08A200606008004XX

Answer 7

A prepaid card...

Answer 8

If you are a student, they give them away to you really easily. They practically beg you to take them.

Answer 9

Stupid ones. Wait...they're ALL stupid. If YOU, however, are smart, you will stay away from them.

Go here. Listen. Read. Learn. Build wealth. Best wishes.

Answer 10

secured visa cards