Personal Finance - March 2007

2007-03-10 19:11:10 · 11 answers · asked by Reg M 2

2007-03-10 17:45:57 · 4 answers · asked by Anonymous

I am 26 years old and over $18,000 in debt. About $9,500 of it is in credit card debt, $4000 in car loans, and $4000 is in a lien for an accident I caused. There is another $700 in miscellaneous debt. I am married with two small children. My husband and I have a monthly gross income of about $3200. In about a year, I will be needing a student loan for my last bit of college. We do not own a house, but we do own one car (the other we are paying off). We would, in about three or four years, ideally, like to try and get a house. Should i file bankruptcy now? What would I lose, if anything? The two cars we have are 6 and seven years old. I appreciate any advice.

2007-03-10 16:30:32 · 8 answers · asked by ♪♫♪ La Dee Da ♪♫♪♫♪♫ 2

2007-03-10 16:07:55 · 2 answers · asked by Anonymous

I keep getting emails about how you can make money with only $6.00. Has anyone tried this and does it work?

2007-03-10 16:03:29 · 9 answers · asked by glenda576 4

2007-03-10 15:40:13 · 6 answers · asked by Anonymous

2007-03-10 15:23:09 · 4 answers · asked by *Fernando* 2

2007-03-10 15:15:24 · 4 answers · asked by Anonymous

I am a college student and am unemployed except for a part-time summer job. I have a little money saved up but nothing huge. I looked at Vanguard but their minimum requirement for opening a Roth is $3000. I don't have anywhere near that amount of money saved up. Does anybody know if I can open one for less with another brokerage firm? Also, can anyone recommend some firms that would be good choices and charge little or no fees? Your help is greatly appreciated.

2007-03-10 14:44:21 · 5 answers · asked by Anonymous

I'm trying to look for a good bank to open a saving and checking account but I'm just confused with all the option out there, I'm not sure which is the best for me to go with maybe you can suggest something to help me out.

2007-03-10 14:37:59 · 13 answers · asked by ^/\^Lilly^/\^ 1

? It happens to be some kind of credit card for catalogs or something. I am current on all my credit cards. I am about to change jobs and I want to consolidate my cards and have just one(1) mthly payment. I am so stressed I going thru something my brother is dieing with paneatic cancer and has been told by the doctors that he may only have 2 more mths to live. I tryed to cancel it but authorization went thru already. What now?

2007-03-10 13:52:22 · 7 answers · asked by Dee 1

My husband and I argue about tithes, because we are struggling. Paying to an institution 10% of our little to none income. I do not know any rich people that pay tithes and if we saved what we gave we would be better off. He gives the excuse we would be steeling from god if we didn't. But how can we be steeling when god owns everything anyway? We're just borrowing everything for a short time, anyway. So what is it for besides to make some fat cat fatter?

2007-03-10 13:39:24 · 11 answers · asked by Vivianna 4

Leagally Please! Uncoventional means are fine for me, But how do you get to a point in your life you don't have to worry about moeny, because you have plenty of it?

2007-03-10 13:30:57 · 7 answers · asked by Vivianna 4

I don't mean to step on toes here and no i have never stolen someone's bank card...I am asking these questions simply because I'm trying to find out if someone is trying to scam me. The person is currently in Nigeria, but lives in the US and is telling me that inorder for him to access his acct., he would have to use his thumb print. All I wanted to know was whether it was true or not. I have never heard of it before now. I don't have to scan my thumb print to access my accts. He is wanting me to send him money so he will be able to board the plane over there to return here to the US. Perhaps I didn't word my question properly. To Faye H...am truly sorry for repeating my questions, but I'm merely trying to protect myself and thought someone might understand what I was getting at. Again, I apologize to all.

2007-03-10 13:29:28 · 5 answers · asked by housofrock 1

2007-03-10 13:25:37 · 9 answers · asked by ladelle h 1

turn over$256,000
labour $45,000
food cost 22%
oerhead 18%
rental ofkitchen 21%

can you see what's happening from that?

2007-03-10 13:21:03 · 5 answers · asked by Anonymous

I need a credit card but i don't know which credit card company to apply for?

2007-03-10 12:47:23 · 16 answers · asked by Amy M 1

I purchased a money order through a bank, they said in order for (my sister) to cash it, she has to go to said bank. Problem is: I sent it Tuesday and she hasn't gotten it yet. Does anyone have any experience with a lost money order? Will I be able to cancel it AND get my money back??

Please help if you can.

2007-03-10 12:39:30 · 4 answers · asked by !!joinCampaignforLiberty!! 4

2007-03-10 12:24:05 · 13 answers · asked by michelle 2

2007-03-10 11:57:56 · 5 answers · asked by toothbrushx2 1

My wife stopped working for a corporation when we had our child. Her 50K+ 401k has been rolled over into investments to avoid witholding but there is an additional investment account that she never paid a dime into (corporation did) and was to be like a "pension" upon retirement. As she was fully vested upon resignation, she can now receive a lump sum disbursement but I was concerned as to how much we would actually receive. Amount is only about $3,700.00. What in addition to the 20% federal witholding could we expect to incur?

2007-03-10 11:40:14 · 2 answers · asked by Sam R 1

how long do you think i will able to pay all this money back?

2007-03-10 11:04:51 · 4 answers · asked by CustomBentley 2

2007-03-10 10:43:05 · 1 answers · asked by pepsi_red_grape 2

I was wondering if anyone knew whether I would have to have a license to babysit at home or not? Also I was wondering if I would have to report my earnings to the IRS for taxes?

2007-03-10 09:21:07 · 6 answers · asked by Anonymous

I am trying to think of something I can do from home to earn an income. NO SCAMS PLEASE!!! I have next to no money and am running low on realistic ideas. HELP!!!

2007-03-10 09:16:21 · 1 answers · asked by Mrs. Popour 1

2007-03-10 08:57:37 · 9 answers · asked by filmwatcher59 4

I'm a senior in high school and I work part time and make about 50 to 100 dollars a week. I also get 500 dollars a month from my dad (weird family situation). And I only pay for my cell phone and lunch money at school which comes out to about 100 dollars a month (both of them combined). But I feel like im addicted to spending money. I go to wal-mart a lot or to other stores. I have plenty of money in my bank account for a girl my age but i know i should be saving more of it then spending. I'm entering college next year so I want to try to break these habits now. How can i get the self control not to shop when i have money but I want to save it for college and eventually a new (well, used) car. Please give me personal experiences, websites, advice, tips, anything!

2007-03-10 08:00:10 · 3 answers · asked by Lauren 2

2007-03-10 07:47:38 · 6 answers · asked by Anonymous

And then another 20% by Uncle Sam however when requesting the withdrawal should I request for them to take an additional 20% at the time of withdrawal so that I wont have to worry about it on April 15?

2007-03-10 07:40:52 · 3 answers · asked by juicy_1974 1

I have seen several questions recently for people reactions to the new US $1.00 coins. Mostly people do not like them and have no desire to start using them. So if you were the US Mint, how would you get people to use them?

Personally, I like them. I am starting to use them when I leave tips, and for small purchases. I know a lot of retailers do not like them, so I was thinking about having a button printed up "time for a change? Give me $coins..." or something like that. I have also thought parents could give them to their kids as allowance-might be an interesting way to see the 'power of youthful spending'.

PS: I do not work for the gov't in any way shape or form

2007-03-10 07:18:20 · 6 answers · asked by wholenote4 4