Can you apply for a credit card if you have bad credit and receive one?

Question

I need a credit card but i don't know which credit card company to apply for?

Answer 1

there you go :

http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp

http://simple-credit-cards-and-loans.com?=yh070314

Good luck !

Answer 2

I have recently gotten several credit cards for people with bad credit. These cards help you build credit. Initially you will start with a low credit limit but after a few months of paying on time your limit will increase. I have already seen results!!!

Here is a link to a lot of great cards for bad credit:

http://www.credit-land.com/index.php

Some others that may not be on there are: Orchard Bank Card, Tribute Bank Card and Aspen Bank Card. The sites should be fairly easy to find through a search engine.

Hope this helps!!!

Answer 3

"The market niche of people with bad credit is fortunately seen as a business opportunity by many financial institutions that are willing to invest in it."

I found this information at http://www.creditapply.org/blog/ under the posting "How can I get a credit card with bad credit".

They list a few credit card for people with bad credit but also warn you that poor credit rating will cost you money

"When looking for a credit card with bad credit you should expect to be offered a pretty high interest rate. You may also be offered cards with an annual fee – don’t turn them down straight away as the fee might bring your typical Annual Percentage Rate (APR) down. "

Some of the cards they list are
Imagine Gold Card
First PREMIER Bank MasterCard
Centennial Gold MasterCard(r)/Visa APR
and others.
They also have tips on how to use the card to better your credit.

Answer 4

You can get a credit card with bad credit and its a good way to build credit too. The problem is finding a bank that will get you that chance. A good free site I located on the internet that supplies a list of banks and finance companies that will give you a credit card with bad credit is at http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ and it also shows you the pros and cons of each card.

Answer 5

Go to your local Wells Fargo branch and open a savings account for $500 and apply for a secured credit card. You will have $500 credit line so long as you keep the account open and don't withdraw the money.

Good luck !!

Answer 6

Depends on what company you apply at. some companies will give credit cards to anyone. If you actually get one, the smart thing to do would be to use it responsibly, make at least your minimum payment EACH AND EVERY month, so that you can begin to establish yourself as a good credit risk.

Answer 7

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

Answer 8

You can almost always get a card, but here are somethings to be wary of:
1. the interest rate
2. fees!! there are account maintenance fees, annual fees, opening fees...they just add it to your balance on the card, so when you receive the credit card, you are already $100 or more in debt!

Answer 9

you can get a credit card from Orchard Visa. They give credit cards to people with bad credit.

Answer 10

You can apply for a credit card, no matter what--it's the getting it that is the problem!

Answer 11

Yes you can get one.

Credit really only effects the interest rate from overages & how large a line of credit you will receive.