Personal Finance - March 2007

Money...am i poor? broke? or what?
Money...money...?
Money...money...?
i have $3,000 on my savings, i have no debt, no car loan, no everything to pay. my parents pay for my college, iam only 17 years old(i graduated early in HS), and i have a job right now, i live with my parents. the only thing i pay for is for personal things. iam i poor? broke or what?

2007-03-18 19:04:52 · 12 answers · asked by Anonymous

I think its HSBC Direct Online Savings Account with 6%. Anyone know anything higher?

2007-03-18 17:27:50 · 3 answers · asked by Anonymous

Is it the date that they RECIEVE it or is the date that I SEND the application?

If something needs to be postmarked by March 30th, and I send it March 28th, but they get it April 1st, does it make the deadline?!?!?!!?

PLEASE HELP I HAVE NO CLUE help

2007-03-18 17:22:46 · 9 answers · asked by Anonymous

i am looking for someone well off who will not miss 25,000 for 60months with a 5,000 turnaround. i will pay any interest rate if this is not satisfactory

2007-03-18 17:02:05 · 5 answers · asked by Ray S 2

I need to purchase something off of the internet using a money order. I know where to get them and will do it at the Post Office but I have never done it.

So I just take the money to the Post Office, pay the fee, give them the address to mail the money and that's it? And if something happens to that money before it reaches the recipient the Post Office will cover it?

Thanks.

2007-03-18 16:42:09 · 6 answers · asked by Anonymous

what are the best basic banking accounts in the uk.

2007-03-18 16:33:23 · 3 answers · asked by TS100N 6

2007-03-18 16:27:48 · 11 answers · asked by kerry o 1

Ok, here is the rundown. I am 23 and semi struggling with debt. I got my first credit card when I was 18. The only thing that I knew about it was that I should pay it off as soon as I could. Well I thought I could do that, but it all started to add up. I could get all this credit and I did. I was making the money and was able to pay the minimum payments each month. It seems like I am going no where. I realize now that you have to watch out for the high APRs and the late payment fees. And also realize that I shouldnt buy anything if I dont have the money. All I am trying to say is that people need to understand the importance of credit cards. We need to learn as soon as possilbe so we can avoid this problem with our lower generations and help them out. I think that it would be wise for high schools to set up a program for students to learn more about the importance of credit cards. They arent bad as long as you can pay them off in a reasonable amount of time.

2007-03-18 15:58:53 · 4 answers · asked by techno_junki 2

2007-03-18 15:49:39 · 5 answers · asked by gvhs112 1

2007-03-18 15:30:32 · 6 answers · asked by xptshpr 1

2007-03-18 15:15:57 · 5 answers · asked by Miles' Nana 1

2007-03-18 15:13:48 · 13 answers · asked by jugnee 1

I am in the worst financial time in my life, and it has brought me to a really low point. I need some real answers. Fast!

2007-03-18 14:48:30 · 6 answers · asked by slimsicilian 1

2007-03-18 14:35:50 · 3 answers · asked by Islam M 1

I just sold my house and will clear that much. I have a place to stay for 6 months for free. I need to buy another house within that time.

2007-03-18 14:28:16 · 6 answers · asked by G mon 2

2007-03-18 14:18:31 · 4 answers · asked by kel_sew 1

They want to redo the APR from 3.9 to 4.3% after a day I signed the contract. Is this legal? I've heared stories like this before but was'nt really paying attention about it.

2007-03-18 14:15:01 · 2 answers · asked by Anonymous

Hey I just received a letter from Target saying this:

The above referenced account has been referred to this firm for collection.The balance above is the amount owed of from this date.Depending upon your account agreement with the creditor interest and later charges and other charges of this letter.if you pay the balance above and an additiotnal pyment is required for your account to be closed as paid in full.we will attempt to contact you again..accounts in other jurisdictions may be forwarded to an attorney licensed in that jurisdiction should a local attorney become neccessary.this does not affect your rights set forth in this letter or any other rights you may have.
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this dept or any portion thereof,this office will assume this dept is valid.if you notify this office in writing within 30 days from receiving this notice, this officewillgiveyounameandaddressandcreditor plz help

2007-03-18 14:13:22 · 4 answers · asked by Awol 2

Im planning to go to medical school next fall, but I couldnt help thinking, is college worth it for the average person from a financial perspective. Yes it is necessary for certain jobs, doctor, lawyer, etc. College can easily cost about $125,000 for four years plus room and board. Most people have to take out loans for this which means they actually pay more than this. If they had just gotten a government job say w/ the post office, they would have saved this $125,000, or more. Been able to make close to $100,000 working for the four years rather than in school. So it looks like college can actually cost you around 225,000 in theory. Especially for the parents who have the money to pay for their kids college. Wouldnt they be better off investing that 100,000-150,000 for their kids and letting their kids get a job w/o a degree. That money will probably be close to 1 million dollars within 20-25 years, right?

2007-03-18 13:58:00 · 5 answers · asked by mmmmmmm 3

I have maxed my IRA and my employer does not offer a 401k. I am 28 and make 85k/year. Where can I invest my money for retirement? Is a whole life insurance policy the only option remaining? Why is 15k the amount for 401k and only 4k for IRA's?

2007-03-18 13:11:19 · 5 answers · asked by oj 1

2007-03-18 12:22:44 · 5 answers · asked by Lis 3

2007-03-18 12:16:39 · 3 answers · asked by Anonymous

2007-03-18 12:12:20 · 1 answers · asked by Other 1

2007-03-18 12:06:08 · 7 answers · asked by slamdunks 1

I want to sign up with one of those make money at home dealies but I don't want to make money online. I can't find one that isn't making money online.

I want to give them my address to have things mailed to me, not my email b/c I don't want any emails.

Btw, I know most of these are just a bunch of scams. It's okay.

2007-03-18 11:51:48 · 14 answers · asked by Anonymous

Im unemployeed and on the erge of being kicked out of the appt.I need to know what website will help me find a shelter or someone who will help me pay money for my bills?

2007-03-18 11:47:34 · 5 answers · asked by Tami 1

I have been on the Dave Ramsey plan for about a year now and it has totally changed my life. The other day I watched some of Suze Orman's TV special on PBS and honestly thought it was a bad plan. It made sense, it is mathmatically logical...but I firmly believe that behavior is the key - not math. I wanted to know what you think, those that have read both books or that are on either plan.

2007-03-18 10:49:36 · 2 answers · asked by Anonymous

I need to either raise or make 3,000 in two weeks and it does not seem possible. If anyone has any answers, please help.

2007-03-18 10:06:54 · 4 answers · asked by sweetdreams_0423 3

2007-03-18 09:44:38 · 7 answers · asked by sasha1 1

I chopped up the card and vowed to pay it off. I've developed a monthly budget where I can use $500 a month on the CC and pay it off by August. The cc has no interest yet.

OR, I can pay less on the cc bill and still add to my savings. I only have a few hundred in savings, so if I pay off the CC before saving, I won't have much of a cushion in the meantime. Your thoughts?

As soon as the CC is paid off, the $500 monthly will go solely into savings.

2007-03-18 09:35:12 · 7 answers · asked by Anonymous