Personal Finance - February 2007

I am 27 and was diagnosed with FMS almost a year ago. I have been getting ssi for the past four months now. It's not much but, I work on the side earning up to my allowable $800 a month at a gas station and I have a pretty nice Ebay store that makes me between $300 and $700 a month. Yeah, it varies a lot and it sucks. Anyway, right now my Ebay income doesn't get reported to the IRS but, some people told me that might change in the future. Right now I make $1210 a month tax free from ssi and take home around $770 from my job and then the up to $700 from Ebay. That is obviously money I shouldn't be making if I have ssi. How can I keep it if Ebay starts to report to the IRS? Can I put my Ebay store in a friends name? If I do that will I lose all of my feedback? I have over 13,000 feedbacks and a 100% rating and don't wanna lose it. But I don't wanna lose my ssi either.

2007-02-10 07:14:35 · 8 answers · asked by Anonymous

I am about $2,000 in credit card debt. It may seem like a little but these people are harrassing me. They have already levied my bank account for about $500.00.

2007-02-10 06:34:54 · 10 answers · asked by Stephanie 2

2007-02-10 06:29:06 · 2 answers · asked by John J 1

I am trying to raise money for a school trip to washington D.C. and i need about 1,000 more dollars...the trip is in late may early june. i also need money to support myself because my parents work but i dont mean to be greedy but i only have 2 pair of jeans that i can wear... so how can i get a job and i am willing to work very hard! wat could i do and how many hrs. am i looking at?

2007-02-10 06:22:11 · 7 answers · asked by miniweasel21 1

2007-02-10 06:13:05 · 2 answers · asked by Anonymous

2007-02-10 05:38:29 · 4 answers · asked by Rickyboy 2

I want to start invest mony for my future..so want suggestions like..
monthly income scheme===post office...bank deposite...mutual fund ....shares....lic.... i want to invest 150000 per month..i am nri and want to settle in india next year

2007-02-10 05:38:22 · 6 answers · asked by jhon 1

Try to make it something unusual. Something that you may have not even told anyone. Please don't include any strategy which involves poor hygiene habits. :)

2007-02-10 05:28:56 · 8 answers · asked by Rachel 410 2

You want to buy a certain item. If it costs $6 at store A and $5 at store B, and you go to store A, where it turns out to be on sale for $4, and you use a $2 coupon, what have you really saved?

2007-02-10 05:03:01 · 3 answers · asked by imjustasteph 4

How can you buy a house or give money to a person without creating a huge tax bill for that person?

2007-02-10 04:31:49 · 9 answers · asked by warmwardbound 3

I single need to save money and I am eating out all the time..what can I buy and cook in bulk to last me for a week at a time..please help!

2007-02-10 02:35:13 · 7 answers · asked by zigzag 2

2007-02-10 01:48:23 · 11 answers · asked by rocky m 1

they have also included my personnel loan account which i have not defaulted on, any advice

2007-02-10 01:07:00 · 8 answers · asked by Anonymous

I presently have an endowment interest only mortgage for £60,000. The mortgage runs for 25 years and have ten years left. Can anyone give me a ball park figure of how much capital I would had paid off if I had taken out a repayment mortgage instead?

2007-02-10 00:53:23 · 2 answers · asked by paulies01 1

2007-02-09 22:05:55 · 10 answers · asked by Anonymous

What do you buy, where do you go, how do you 'treat' yourself?

2007-02-09 20:51:24 · 7 answers · asked by ABK_SCRUB 2

I would like to know the personal credit rating of Mrs Barbara Lear, whose address is given as staying with friends in Devon

2007-02-09 20:43:41 · 4 answers · asked by prezzo 1

How many days before I stop getting the "PIN Tries Exceeded" error?

2007-02-09 16:10:25 · 6 answers · asked by * 4

I have sufficient fund to to take care of my expenses after retirement. I donot need the amount from my PF. The best investment at present seems to be not to withdraw the amount and allow it to earn 9% tax free.

2007-02-09 15:34:55 · 4 answers · asked by ramanathan r 1

Is is a good idea to pay off your home loan if your payment is only 300.00 a month or to keep paying and taking the interest off of your income taxes? We have almost enough in savings to pay off home but would lose our savings and not have much if a emergency occurs. We'll need a new car in about 1 year and am thinking that we need to make a good down payment to keep payments down low. Any advice would be great from a money savvy person. Thanks!

2007-02-09 15:13:11 · 5 answers · asked by anjoek5859 3

Can I walk into a bank, give them my cash, and have them wire transfer the funds to at one of my bank accounts?

2007-02-09 14:48:12 · 4 answers · asked by Anonymous

I have looked at emigrantdirect.com which is 5.05%, and at ingdirect.com which is 4.55%. I was just wondering if there are anymore that offer a higher rate.

2007-02-09 14:43:02 · 4 answers · asked by valetrat 1

I don't have a bank account

2007-02-09 14:35:30 · 2 answers · asked by ha ha he he 1

My company offers a 401k with NO company match. I also have viewed the funds they offer in the plan and dislike all of them (poor return rates, higher expense ratios, etc.). Is there any disadvantage(s) to just going with an IRA in this case? The only possible disadvantage I have found thus far is I am limited to the amount I can contribute yearly to an IRA, whereas with a 401k I can contribute any dollar amount annually.

2007-02-09 13:54:02 · 8 answers · asked by Jon B 2

I want to get a cash advance but all I have is a savings account does anyone know of some place that will loan me money without a checking account

2007-02-09 13:24:25 · 9 answers · asked by smartkat7 2

make soooo much money. I mean, what do you do for a living to drive a $100,000 car, and it isn't like there are only a few. Cruise down the intercoastal and their are 1000's of 5 million dollar homes. Please, I know people with money don't like to talk about money, but please enlighten just a little.

2007-02-09 13:16:29 · 2 answers · asked by dazemanus 2

remember the first thing only one thing

2007-02-09 12:45:47 · 16 answers · asked by Harry M 1

When applying for a bank job & they do background checks, does this show up and does it affect employment?

2007-02-09 12:43:09 · 12 answers · asked by williams4ever@sbcglobal.net 1

Hello...I'm currently a student, and i work part time. My boyfriend and I have been together for 3 years now and we are moving in to an apartment in 2 months. Hes paying the rent and I will pay the electric, cable, internet, and phone. I have my own debts including car loan, and about $3000 worth of credit card debt (which i just consolidated) how can i afford this. Any suggestions. Not moving isnt an option and i have applied for a second job. Any ways to make money online...ive read a little bit about webcam porn...is this an option..im not sure im really open to anything to make this work

2007-02-09 12:19:12 · 5 answers · asked by jenny m 1

I dont have SSN. But i have a car . Am i able to apply a loan by using the car as the security for a loan? Anyone can give me the best way to apply a loan in USA?

2007-02-09 12:09:33 · 4 answers · asked by I don't have SSN. 1