Personal Finance - February 2007

I had made a mistake in my acct. and owed $300.00.Well i never was able to pay it..being that i live paycheck to paycheck.Well i was told i could not get another account for 5 years or until i paid them.I recently found a bank that would open me a account.....i am worried though that the other bank can find out and freeze my account.Can they do that?? I would appreciate any advice.

2007-02-09 12:03:26 · 4 answers · asked by sugar_n_spice 5

2007-02-09 11:51:43 · 5 answers · asked by Anonymous

i'm trying to figure out who to get to do my taxes...any ideas?

2007-02-09 11:51:28 · 8 answers · asked by b_wurl 2

2007-02-09 11:35:47 · 5 answers · asked by man_made_monster10 1

I am still in college and work 47 hours a week. I was wondering if there are anyways out there besides playing lottery to get rich.

2007-02-09 11:01:32 · 10 answers · asked by igby20 1

2007-02-09 10:56:45 · 6 answers · asked by Tia T 1

I'm 17 and want to save some money for college next year. I want to open a savings account somewhere with as high a APR as possible. The only problem is that most banks want 1,000 or more dollars to even open an account. I only have about 500 dollars. Does any one know any banks where I could open a savings account with such a small principle? I really want to start saving to be on my own next year!

2007-02-09 10:16:34 · 9 answers · asked by magooi1234 3

i just lost mine

2007-02-09 09:41:06 · 5 answers · asked by Anonymous

2007-02-09 09:02:28 · 7 answers · asked by DebbK 4

I'm in a sticky situation. My ex-husband and I (when were married) filed for Chapter 13. SInce the divorce, I pay half the bankruptcy payment and he the other half. At the time we filed, we included our car payments in the bankruptcy, so until our last bankruptcy payment(which will be in 2 years, the lien holder will still have the title to my car. Since I'm still paying in bankruptcy and the lien holder has my title, I have to pay full coverage insurance(state law-GA). Well my car is finally inoperable and I am paying cash for another. Well it is operable but I refuse to put MORE money into a piece of junk to get it fixed. How do I get out from under paying insurance and registration on the old one without a title? Can I turn the car back over to the lien holder with no further obligation? What are my options?

2007-02-09 08:54:12 · 3 answers · asked by Anonymous

For years, when I deposit my paycheck (using the deposit slips that come with my checks), I always put the bank routing number (you know the number above the date, preprinted on the checks - usually a number like this 85-443 with a line under it), next to the amount on the deposit slip. For some reason I've always thought this was what they were asking for. But I've always wondered if the number they want is the check number (the unique # for the check, sequential).

Not one teller has ever said anything to me, so I thought I'd ask here. Am I doing it wrong? Does it even matter?

2007-02-09 08:28:23 · 9 answers · asked by hgheartland 2

i am 24 want to start something small for later in life what should i do 401k or ira both are tax detectable right? but you can borrow money from the 401k right? my job does not offer a 401k though so could i get one from an online thing the fidelty or something?

also on the ira what is the differences between traditional and the roth?

2007-02-09 08:21:47 · 7 answers · asked by Anonymous

is this true if yes how do you do it my sons bank charges him 30 pounds for missed direct debit would he get those back as well

2007-02-09 08:02:00 · 7 answers · asked by Anonymous

Does anyone know what time they send it to your bank ?

2007-02-09 08:01:10 · 2 answers · asked by frocky80 1

I want to retire.

2007-02-09 07:29:19 · 14 answers · asked by pappy 1

2007-02-09 07:26:06 · 7 answers · asked by Sunny 2

does anyone know euro million numbers

2007-02-09 07:25:01 · 2 answers · asked by CHRIS G 1

2007-02-09 07:20:45 · 5 answers · asked by ALISON O 1

2007-02-09 07:17:27 · 4 answers · asked by Anonymous

2007-02-09 07:15:55 · 6 answers · asked by Anonymous

2007-02-09 06:55:12 · 9 answers · asked by jrmints_67 1

I presently have an endowment interest only mortgage for £60,000. The mortgage runs for 25 years and have ten years left. Can anyone give me a ball park figure of how much capital I would had paid off if I had taken out a repayment mortgage instead?

2007-02-09 06:50:44 · 2 answers · asked by paulies01 1

2007-02-09 06:44:57 · 1 answers · asked by J K 2

I just want to build some credit, so I was thinking that i should use my credit card instead of my debit card and just put the money in my credit card instead of my bank account.
would that be good?

2007-02-09 06:15:55 · 8 answers · asked by naye77041 3

We are done paying on our bankruptcy plan. We were Chapter 13 for 36 months and we just made our last payment this month. Here is our problem: My husband totalled his truck last Friday and the insurance gave us $2756. Will we find used car places that will finance even though we have not been discharged from the bankruptcy?

2007-02-09 05:45:28 · 4 answers · asked by Brown Eyed Girl 1

I got my tax refund and paycheck both today. Both are pending in my bank account, but the "available balance" reflects both of these in the amount.

Now, my daughter's birthday is very close and I wanted to go out tonight and do some shopping for her. Should I wait since they are pending? Or because it says available will it for sure go through before anything else new on the account?

2007-02-09 05:04:19 · 3 answers · asked by Anonymous

2007-02-09 04:59:24 · 12 answers · asked by Anonymous

I would get 4% dividend in the savings account and my interest on my student loan is 8.5% with about a 3800 balance. The Interest from the student loan is tax deductible!

2007-02-09 04:55:14 · 7 answers · asked by Mark R 1

is there any special loans we may qualify for or some other financial aide program we may take advantage of? small business loan or similar.

2007-02-09 04:36:19 · 3 answers · asked by tallabran 1

were is the cheapest and best place to cash a cheque, also wot do i need to do that

2007-02-09 04:31:43 · 5 answers · asked by Anonymous