Personal Finance - February 2007

I've read that after people file for personal bankruptcy the thing that often keeps them from rebuilding good credit is not knowing what steps to take. I am looking for resources of things to read-either books or online about how to begin building financial responsibility and rebuilding your credit after bankruptcy. PLEASE ONLY RESPOND WITH ANSWERS FOR RESOURCES THAT YOU KNOW OF. Thank you for your help!

2007-02-01 01:50:44 · 3 answers · asked by RR 2

I need a loan and I never have gotten one before so I really don't know exactly how this works. I put in an application at citifinancial I have an appointment to go see them today. I'm a little nervous!! I don't know if I should shop around before I make a decision or if I should stick with citifinancial what if this is the best deal I'll get. Well my interest rate is pretty high it's gonna be at a 27.99% but it might be because I'm just starting my credit. But that is a pretty high interest rate right? I don't know all this stuff gets me confused lol. What do yall think? Is it a good deal or no well the amount I will be getting the loan for is $2,000 and with a 27.99% interest rate and paying it off in 18 months I'm gonna end up paying back almost $2,500.Is that good or bad? Any advice would be greatly appriciated.

2007-02-01 01:41:28 · 6 answers · asked by mari 2

Can anyone tell me how much it is to start an IRA and where i can get the paper work to do so online at?

2007-02-01 01:36:52 · 6 answers · asked by ? 1

I had pretty high revolving balances and used to borrow more than 80 percent of my credit. Now I have repaid pretty much all the credit cards. My debt is like 10% from CC limit. How long do I wait till this gets reported to credit bureaus so I can start shopping for loans.

2007-02-01 01:35:55 · 5 answers · asked by Rona9 2

get money from government ?

2007-02-01 01:24:31 · 4 answers · asked by skys510 1

2007-02-01 01:21:36 · 4 answers · asked by Happy Feet 3

2007-02-01 01:13:41 · 4 answers · asked by Happy Feet 3

Is ok to have more than one? I have a capital one money market and ING direct money market. Cap One yields about 4.88% and ING yields 4.5%, but has more investment options. Which should I choose?

2007-02-01 00:57:04 · 7 answers · asked by Neosamurai 1