Personal Finance - November 2006

I cant get a loan and I don't just have the money in savings. I really need to get a business going what should I do?

2006-11-27 13:52:07 · 5 answers · asked by Stephen 2

IM 13 YEARS OLD. I ALWAYS WANT MONEY BUT I ALWAYS SPEND IT BEFORE I CAN SAVE IT. IVE BEEN MAKING MONEY BY A LAWN SERVICE BUT I GOT LAZY AND QUIT SO NOW ABOUT 4 OF MY NEIGHBORS DONT TRUST ME ENOUGH TO DO THEIR LAWNS AGAIN IF I START THAT UP. SO I WAS THINKING BABY SITTING BUT EVERYONE I KNOW ARE MY AGE OR OLDER EXCEPT FOR 1 HOUSE AND THEY KEPT SAYING SHE WOULD THINK ABOUT IT AND NEVER CONTACTED ME. SO NOW ITS CHRISTMAS TIME AND I ONLY HAVE $20 IN MY SAVINGS AND I HAVE 5 PEOPLE TO BUY PRESENTS FOR. NOT NEARLY ENOUGH MONEY. PLUS I HAVE A GIRLFRIEND I WANT TO GIVE A REALLY NICE PRESENT FOR CHRISTMAS. SO NOW I ONLY HAVE 28 DAYS TO GET MONEY FOR THE PRESENTS AND I WOULD LIKE A LITTLE LEFT OVER PLEASE HELP. PLUS I LIVE IN FLORIDA SO THERES NO SNOW RELATED WAYS I CAN GET MONEY AND I LIVE IN A BIG CITY SO I DONT THINK TO MANY STORES WOULD HIGHER ME CAUSE MY AGE AND THERE ARE NO PAPER ROUTES. IM IN A JAM PLZ HELP!?!?!?!?!

2006-11-27 13:03:04 · 11 answers · asked by Noodles 2

my current interest rate is 4.5%/. loan to pay off balance would be9%. and then i have to buy another used car and i commute 100 miles every day im really confusedas to what is the smart choice at this time. any ideas?

2006-11-27 12:47:22 · 11 answers · asked by mitchell b 1

Can I protect myself somehow? He bought property and now in a huge amount of debt and will probably file bankruptcy. Can we file for a legal separation and declare it all his responsibility?

2006-11-27 11:48:03 · 9 answers · asked by Tania M 1

I just got a bonus from my summer job. It's about $500. I also owe a lot. I just got my car fixed and that's $232. And then what I have left to pay on my car insurance is $160. I also owe a lot on my credit card. I could put that $500 towards those things and completely not even think about it (would it be worth it?) However, I also would like to do this on my own, put that money away, and use my regular paychecks to pay that stuff off. I get paid this Friday. My paycheck should be around $400, which is just enough to pay for my insurance and car bill. I don't have to pay my car bill until mid-January, so I don't HAVE to use this paycheck for that. I know that I can pay off all of my debt on my own. It just may take a couple months, which is fine with me. I'm also afraid that if I put that $500 onto my credit card that I'll just charge $500 again and then that $500 would've gone to waste! Should I just save the money? I've been wanting to start up a savings account.

2006-11-27 11:43:18 · 6 answers · asked by goshimwaycool 3

I mean, come on. It's easy for them to say. Wealthy people saying "money isn't everything" is the biggest joke--especially since they don't have to go through the daily struggle of being broke--which can be absolutely miserable!!

2006-11-27 10:58:01 · 18 answers · asked by facetious5488 2

Would you work two full time jobs and pay off the car as quickly as possible or go to school part time and work one job and pay off the car one payment at a time? I'm in decision mode right now.

2006-11-27 10:31:07 · 10 answers · asked by Anonymous

2006-11-27 10:07:07 · 9 answers · asked by tess 2

How much does it take start to a 401k

2006-11-27 10:04:36 · 5 answers · asked by herschell b 1

i want fast money to pay some outstading bills.

2006-11-27 09:59:37 · 8 answers · asked by Esther K 1

That is not a living wage. We are learning about budgeting your money and what does it take to live.
If you go to buy a car is the car payment more than you make in a week, include in that Insurance, tags, tires and repair bills.
Never let your bills, credit cards, etc. be more than one weeks wages. That let's you live on what you make in one week. For food, clothes, running around and entertainment.
Does that sound reasonable to you? You out there working and paying rent does this make sense? Does it really work?

2006-11-27 09:44:21 · 3 answers · asked by Anonymous

I have used QuickBooks Pro to manage my small business finances for a while. I have been managing my personal finances in a spreadsheet, but that can get a bit messy. Is there any real advantage to going with Quicken instead of just running my personal finances as another business file with QuickBooks?

2006-11-27 09:23:46 · 1 answers · asked by Patrick C 3

The savings account obviously pays quite less and the money can rather be used to pay off part of the mortgage loan (principal). Is this the right way to go? I have almost 30% of Mortgage Money and that will leave me with nothing in my bank account and I will be living on paycheck. I am afraid to pay the mortgage just if I could not make some payments later ..get sick or something...Any other view/suggestions?? Thanks

2006-11-27 09:22:34 · 7 answers · asked by Anonymous

2006-11-27 08:48:45 · 5 answers · asked by Anonymous

I am a college student and I want to start a Roth IRA, should I start one at a bank or some place else. bank or mutual fund?

2006-11-27 08:24:00 · 5 answers · asked by star 1

I am a self employee for my S Corp..was looking into 401k plans for saving some $

please advice

TIA

2006-11-27 08:01:18 · 3 answers · asked by ice9 1

2006-11-27 07:56:26 · 9 answers · asked by Answerer 7

I was told I would get a refund by Primerica IBA within 10-14 business days of $199 and also notified my bank about the situation and that if I don't get the refund back to notify my bank.. what can my bank do to get my money back?

2006-11-27 07:42:36 · 2 answers · asked by Anonymous

my husband and I are in debt over our heads and we even tried a debt consol. program.....any advise??

2006-11-27 07:11:07 · 14 answers · asked by cutiepie21106 1

Yeah I know the law changed recently but if you have a disability or have really low income to begin with, is there a way to have it included in the bankruptcy judgment?

2006-11-27 06:32:02 · 5 answers · asked by osunumberonefan 5

2006-11-27 06:27:35 · 4 answers · asked by dakotaharley85 1

2006-11-27 06:03:18 · 3 answers · asked by kmgabbard07 1

I keep getting transferred and sent to voicemails and things to that nature. The people at my bank refuse to comply with my wishes & I don't think I'll be getting a response from the voicemail I left. What is the best way to handle the situation? This is in regards to fee reversal for overdrafts. Please give me some advice on handle people who give you the run around...

2006-11-27 06:00:42 · 3 answers · asked by TermiteChokinOnASplinter 2

I work for a major PR/Advertising Company.

2006-11-27 04:44:59 · 2 answers · asked by MM 1

I need to save money but putting it in a saving account just is not working, can someone give me another way to save besides putting it in a saving account?

2006-11-27 04:33:14 · 5 answers · asked by dee 1

2006-11-27 04:31:13 · 7 answers · asked by MARGARET W 1

2006-11-27 04:30:04 · 15 answers · asked by Anonymous

By the way thats two million and five hundred thousand dollars

2006-11-27 04:28:54 · 14 answers · asked by Anonymous

I mean can i bring in more or less than $100,000

2006-11-27 04:15:36 · 9 answers · asked by jesse 2

2006-11-27 04:05:18 · 2 answers · asked by Dennis & Patti N 1