Personal Finance - November 2006

The company is InPhonic and they are telling me I broke a contract with them I didn't know I had. I looked them up on the Better Business Bureau and their registration with the BBB was revoked a year ago due to a large number of unanswered complaints. There are over 3,000 complaints with this company in the past 36 months. Is there anything I can do to get out of paying this? I have a good credit score and they are already threatening to report it.

2006-11-28 23:14:25 · 4 answers · asked by nikmat19 1

Credit Card compnaies seem to ignor my request to cancel, or give me an argument to cancel, even when cards have not been used for years. It is like they want to issue as many cards as possible and do not want to cancel any. Can they be reported to some government agency if they refuse to cancel on request.

2006-11-28 22:52:23 · 4 answers · asked by victorschool1 5

2006-11-28 21:53:55 · 17 answers · asked by tony 1

Am I the only person who saves spare change so far I have saved up $175 just in spare change.

2006-11-28 21:39:52 · 4 answers · asked by Anonymous

It seems to me, that if you are living paycheck to paycheck - you actually lose money by banking...

You could spend $16 a month to cash your checks or you could spend $30 - $120 a month in over-draft fees by banking.

Do you agree?

2006-11-28 20:07:58 · 4 answers · asked by rabble rouser 6

I can't stand to see things thrown out that have practically nothing wrong with them. My clothes go from formal-work-gardening-garage rags- fire starters. My dishes and cups are all very nice, they just don't match; same with bedding, towels, furnature. I have no desire for a new vehicle. It runs fine even though it is 15 years old. Is this some kind of OCD or am I just remembering my childhood when we had to do with almost nothing?

2006-11-28 19:18:31 · 7 answers · asked by Anonymous

I closed two accounts, I have excellent credit (745) and I made mistake of closing them (one was over 10 years old), neither with any balance. I am about to refinance my house and I want my score as high as possible. Is it worse to open those cards back up? One of them gives you 60 days to open it back up? But would that be worse?

2006-11-28 18:21:05 · 3 answers · asked by J-Con 3

2006-11-28 18:02:45 · 2 answers · asked by Anonymous

2006-11-28 15:54:50 · 16 answers · asked by mbm 2

I recently made the mistake of closing two inactive credit accounts. Now I hear this can have a negative effect. I am concerned because one of the accounts was a Sears card that was opened 11 years ago. I just recently got above 740 and I dont' want to jepordize my score.

Am I worrying over nothing? I still have plenty of unused credit, so it shouldn't affect my utilization too much.

2006-11-28 15:29:14 · 6 answers · asked by J-Con 3

2006-11-28 14:57:52 · 8 answers · asked by Anonymous

2006-11-28 14:37:51 · 5 answers · asked by eyegub 3

I am helping a friend out, but need to put a contract together to insure we have an understanding of terms and pay back. Any suggestions on where I can find this info would be most appreciated.

2006-11-28 13:57:09 · 5 answers · asked by Anonymous

2006-11-28 13:49:47 · 1 answers · asked by kjhenkel 2

your thoughts on some of the savings products these companies offer? im considering moving some money into one of their sav accounts. the rates are great, well above average, but im new to this sort of banking, so any feedback on these types of companies/accounts is much appreciated! do their rates have a history of staying that high? anything I should consider thats NOT advertised on their sites? thanks for your help!

2006-11-28 12:05:04 · 5 answers · asked by GFBanker 3

I am not able to work because of state guidelines for minors! I need 400 dollars to buy a laptop before march any ideas?

2006-11-28 11:24:57 · 28 answers · asked by Nevin S 1

I was wondering, if I went to an ATM right now and deposited cash, would I instantly have the money in my account? If not, would going to the bank and depositing cash through a teller make the money instantly available to my account?

2006-11-28 11:20:45 · 10 answers · asked by fdsfsjk k 3

2006-11-28 10:54:45 · 4 answers · asked by Isacc E 2

If you had £500, how would you make it grow to make you more from it?

2006-11-28 10:53:27 · 7 answers · asked by djsevergreen46 2

2006-11-28 09:43:51 · 3 answers · asked by Anonymous

I have a project to pretend like I won a million dollars, and I ran out of ideas.....I need some more...what kind of things would u but, and yes I already imaginary bought a house, cars, cell phones... and future stuff... so please if u have any idea please let me know :)

2006-11-28 08:57:19 · 8 answers · asked by That girl... 6

2006-11-28 08:51:33 · 5 answers · asked by J H 1

2006-11-28 08:43:24 · 6 answers · asked by nowickinow1@verizon.net 1

2006-11-28 08:35:34 · 3 answers · asked by pppersephone06 3

My monthy payments are outrageous so I can barely afford it. My credit is horrible which is the reason the interest is so high. The car is only a few years old, but I owe several thousand more than it's worth.

2006-11-28 08:35:09 · 5 answers · asked by nikki_1622 1

2006-11-28 08:22:05 · 2 answers · asked by Tom J 1

well we have so many bills that we aint got money to buy food. we went to far now we dont know which way to turn .any ideas

2006-11-28 08:09:55 · 23 answers · asked by Anonymous

I'm just nosey......lol!!

2006-11-28 08:05:13 · 7 answers · asked by angel32984 3

2006-11-28 08:02:09 · 19 answers · asked by SHASON 1

I have my own money problems and if i do loan him the money it will come with a great burden.

2006-11-28 07:48:01 · 12 answers · asked by allwayshappy 2