Personal Finance - November 2006

u get tax saving now with a 401k, but pay taxes upon disbursement, later.
with roth ira, no tax relief now, but u dont have to pay taxes upon disbursement.

2006-11-30 07:55:16 · 8 answers · asked by Anonymous

Why is this and is it true? How much can you take out and how often of your own money without the Govt. getting involved. If the bank has a record why alert the Govt..seems like an invasion of privacy. I just wanted to take out a couple thousand for a trip...

2006-11-30 07:51:46 · 7 answers · asked by lizr 2

I don't know much about ING direct, and was considering opening an account there. Does anybody know something about them? Any bad experiences? I was amazed how how much interest they can give compared to my Wells Fargo account.

2006-11-30 07:45:54 · 9 answers · asked by Anonymous

I am a Correctional Officer I make $24778.00 a year salary. Some of my bills are that I have 3 kids that live with me 14, 11,&7 and I also pay child support $600.00 a month on 3 other kids 13,11,&9. Help me set up a budget. ( I KNOW IM SCREWED RIGHT)

2006-11-30 06:49:56 · 10 answers · asked by tracy_baker47246 2

We are 2 months behind on all of our bills and need $2,000.00 to catch up on all of them. We are looking for a service or someone we can call that assists in giving families money that need it. Any ideas?

2006-11-30 06:01:16 · 7 answers · asked by jbean4jc 1

I'm with a big bank who's service has slipped considerably and I'm considering a credit union. Has anyone made this switch? What are the pros and cons? How do you pick a credit union?

2006-11-30 05:32:22 · 3 answers · asked by Shelley L 6

I was looking to see which one is better- chapter 7 completely erases debt while 13 you have to pay back in installements. Which does creditors look at more favorably or are they considered the same?

2006-11-30 04:15:10 · 1 answers · asked by glorymomof3 6

2006-11-30 03:51:18 · 6 answers · asked by COLONEL WAFFLEJAW is a basstard! 4

Sir/Madam,

However strange or surprising this contact might seem to you as we have
not
met personally or had any dealings with you in the past. I must
apologize
for intruding into your private email address, but I humbly ask that
you
take due consideration of its importance and immense benefit it will be
to
you.

I am a legal consultant/broker based in South Africa. I am currently
representing some members of the Independent Committee of Eminent
Persons
(ICEP), Switzerland. (ICEP) is charged with the responsibility of
finding
bank accounts in Switzerland belonging to non-Swiss indigenes, which
have
remained dormant since World War II. For more information check:
www.dormantaccounts.ch

A dormant account with the sum of Forty Five Million United States
Dollars
($45M) as discovered by clients/close associates who are members of
(ICEP).
The money included accumulated interest. They needed my assistance
since the
transfer can be made easily with my supervision as an experienced
broker. My
clients at (ICEP) have confided in me to look for a foreign partner
that
will help in putting the funds into the banking system and also assist
in
investing the funds into profitable business ventures for mutual
benefits.

Since my clients at the (ICEP), Switzerland have mandated me to look
for a
foreign partner and that is my aim for contacting you. Please do not
despair
because I got your email address from a business advertising website on
the
Internet before making my contact with you. I do not intend to fail my
client because I have been a very close associate and legal consultant
to
them for the past 20 years.

Bear in mind that we also have well-established contacts at the Claims
Resolution Tribunal (CRT) responsible for handling processing of all
claims
on accounts due to non-Swiss citizens. Whereas, uncomplicated claims
will be
processed under a "fast track" procedure, which is the procedure, our
claims
will be put on.

I have also made contacts with the Trust Company responsible for
Dormant
Account Recovery (DAR) in the United Kingdom and also concluded final
arrangements with them to take over the funds by a new beneficiary
legally.
As an experienced broker and working with top executive members of
(ICEP)
who are also my close associates, I have all secret details and
necessary
contacts for claim of the funds without any hitch.

We are willing to offer you as much as 20% of the entire funds and
after the
transaction has been completed. There is no risk involved in this
transaction and all the process of the administrative claims will be
legally
achieved to transfer the funds in your name as the new beneficiary.

In conclusion, if you are willing and ready to assist us claim the
dormant
account smoothly, please indicate in your return reply mail to
josecblanksac@yahoo.co.uk fax number +27-11-5076847 and I will furnish
you
with more details on how the transaction will be completed including my
contact telephone number so that you can call me for questions and
clarifications where necessary. We also look forward to doing more
deals
with you.

Warm regards,
Joseph C. Blank

2006-11-30 03:42:54 · 14 answers · asked by blitzyditz 2

other than checks.. please..

2006-11-30 03:42:16 · 11 answers · asked by bebechick504 2

How to raise your credit score?

2006-11-30 03:19:47 · 5 answers · asked by Matthew G 1

i am very depressed this christmas. my newborn son went into the hospital for rsv and that depleted all of our christmas funds. i work 3 jobs so getting an extra job is not an option. my kids have never gone without presents before, but things dont look good for this christmas. how can i look my kids in the eye and tell them there may not be a christmas this year? we struggle to make ends meet and i am not asking for much just a way i can make my kids happy.

2006-11-30 03:09:55 · 23 answers · asked by directmailtech6 1

Hey, I was looking on this site, and came across the add for chris peters lending that goes like this:
Hello, I am chris peter.Do you need a loan.Are you financially down?Are you in debts?Do you want to pay up your bills?I give out loans at 3% interest rate.I give out loan to personal and business loan to Business Men and women who are into Business transaction, and so forth.
There is also another guy on here that does the same thing. I have contacted them both, and this guy is asking for a non collateral downpayment of $170 through western union. The other guy wants proof of my id. I was wondering if this is right, or are they scammers? I want to know before I continue to the final step with them, Thank you.

2006-11-30 02:59:35 · 11 answers · asked by Anonymous

That you have already paid off? Such as a student loan? I know those cant be taken off if you still owe, but if they are paid, can they be removed from your report?

2006-11-30 02:46:22 · 2 answers · asked by glorymomof3 6

2006-11-29 23:51:10 · 7 answers · asked by Anonymous

2006-11-29 23:36:48 · 11 answers · asked by Anonymous

I am not happy cos i feel she might run into debt. She only has a small part time job that doesnt pay well as she is at college. I'm picking her up in a few hours and while she is a captive audience in the car, i want to speak to her about the whole thing. Sensible advice from adults only please.

2006-11-29 23:33:45 · 22 answers · asked by Caroline 5

My wife and I live a comfortable life, we don't have any money problems because we live in our means and splurge only on special occassions.

We are in our mid 30's and will have our house and cars paid off in less than a year due to hard work and MANY extra payments.

We would like a bigger house, a newer car, etc. but we know we we need to be happy with what we have instead. So we save our money for a future child and prepaid vacations that will give us memories.

Its really hard to be happy with what you have, and it seems like many people think buying a bunch of stuff will make them happier.

My friends had a nice house, but had to sell it to buy a bigger one that costs twice as much. They are still not happy with their house and now they are in major debt with all their equity loans.

Why do so many people have so much stuff, like cars, expensive houses, gadgets, clothes, etc. when it doesn't make them feel better about their lives?

Why are we like this?

2006-11-29 22:02:29 · 5 answers · asked by Go For Broke 3

2006-11-29 21:07:36 · 4 answers · asked by Anonymous

2006-11-29 18:56:41 · 6 answers · asked by samirkumarmaity 1

I am in my early 30's I have not yet signed up to contribute to my 401k. They match up to 4%. What or how should I be managing this?

2006-11-29 18:54:50 · 6 answers · asked by DRNoraSarasin 3

Creditors have frozen my funds for double the debt. I have heard that if you use a credit union or if you have an account in two names that it can't be frozen. I have been getting actual paper pay checks but I now need to have direct deposit but I am afraid creditors will freeze my money sooner or later.

2006-11-29 16:04:14 · 8 answers · asked by Jan 1

2006-11-29 15:21:53 · 1 answers · asked by JimmytheKing 3

It doesn't have any tears or anything but other than that it's in pretty bad shape. What else can I do with it?

2006-11-29 13:33:26 · 12 answers · asked by Student 3

2006-11-29 12:33:10 · 6 answers · asked by Anonymous

2006-11-29 12:32:55 · 5 answers · asked by Anonymous

2006-11-29 11:22:07 · 5 answers · asked by auroa26 3

Remember this is fr a 13 year old

2006-11-29 11:18:25 · 4 answers · asked by dhomie!!!!$$ 2

I am trying to figure out the annual salary rate.

2006-11-29 11:11:00 · 8 answers · asked by Nicole B 2

what kinds of ID do i need and where should i go?

2006-11-29 10:51:36 · 6 answers · asked by Anonymous