2006-11-29 23:51:10 · 7 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
I would write to the bank asking for a full breakdown of their charges and for them to explain how they can justify charges on charges. These charges are not legal, they are a fine, not the true cost of bouncing a cheque.Make it known that you will claim through the small claims court. In the meantime find another bank, because in their spite, they will close your account.
2006-11-30 08:32:25 · answer #1 · answered by charterman 6 · 0⤊ 0⤋
To be fair, its not just Lloyds who do that now. All banks are the same. They all try to fleece their customers.
Someone goes £10 overdrawn, so they send them a letter telling them and charge £25 for the letter.
Stamps, paper and envelopes are obviously extremely expensive from their stationery supplier.
2006-11-30 07:54:54 · answer #2 · answered by Rich T 6 · 0⤊ 0⤋
Me too mate, i bank with these sh its as well......
My charges of 70 quid are coming out tomorrow!!! I did as some of the other answers suggest and went into the bank and asked for them to be waived.......they guy almost laughed in my face, I was charged 35 quid twice for a DD that I KNOW i cacelled!!!
So 70 quid for two letters..............fooking ell I don't know how they get away with it, to be honest!
2006-11-30 08:02:20 · answer #3 · answered by EMA 5 · 1⤊ 0⤋
complain, but complain in a nice but firm way. Write a letter and speak to someone directly. A lot of the time they sort it and waive the charges.
2006-11-30 07:54:18 · answer #4 · answered by zanoshi 3 · 0⤊ 0⤋
I have to tell you, my brother used to call the TSB bank (when it was independent) the Tough Sh*t Bank - does this give you some idea?
2006-11-30 08:04:25 · answer #5 · answered by kimbridge 4 · 1⤊ 0⤋
They are known as the kiddy bank. You tend to use them until you know better. They will charge you vast sums, if you allow them. Change banks.
2006-11-30 07:59:26 · answer #6 · answered by Alice S 6 · 1⤊ 0⤋
My bank (Halifax) charges £37 for any unauthorised overdraft - be it 1p or £100.
ALL banks are rip off merchants these days.
2006-11-30 07:59:38 · answer #7 · answered by Phlodgeybodge 5 · 1⤊ 0⤋