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That you have already paid off? Such as a student loan? I know those cant be taken off if you still owe, but if they are paid, can they be removed from your report?

2006-11-30 02:46:22 · 2 answers · asked by glorymomof3 6 in Business & Finance Personal Finance

The students loans were only paid off because of revenue capture from the IRS, not becuase I paid them. I was wondering how does a bk work then- if you get everything off your credit, and keep it clean from that point forward is that a good thing or do the things from the past come back to haunt you?

2006-11-30 03:27:36 · update #1

2 answers

If it's paid off that's a good thing & can only help your score based on satisfactory accounts, so why do you want it off?

Either way, all your credit accounts, bk or not, will always be on your credit report. BK will show "discharge" and your student loan will show "paid".

2006-11-30 03:25:30 · answer #1 · answered by Nicholas M 3 · 0 0

Talk to a good bankruptcy attorney for help.

2006-11-30 02:53:47 · answer #2 · answered by F T 5 · 0 0

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