Personal Finance - August 2006

I have a check from my college for unused grant money. Where can I cash it to get money for my books.

2006-08-24 03:41:43 · 12 answers · asked by Richard 3

My husband and I have been married for one year and we are working toward our goal of owning our own house. We were told to start to build credit but we aren't sure how to. I was looking into appling for some credit cards but i don't understand what all the rates and percentages are and i don't want to sign into an contract that i don't understand.

2006-08-24 03:40:34 · 8 answers · asked by secret42305 1

2006-08-24 03:32:24 · 5 answers · asked by anon 1

hello, i have a question here. if two people are listed on the loan and the title of the auto loan, can one refinance the car or take the car w/o the other persons approval if two people are legally the owners? what if one is the co-signer?

2006-08-24 02:54:32 · 10 answers · asked by MiaDiva28 6

mother in-law has property ect lots or details and stipulations

2006-08-24 02:00:43 · 4 answers · asked by grmilet 2

2006-08-24 01:54:39 · 11 answers · asked by marrauana 1

i wrote out a check to someone over two months ago and i'm tired of waiting for them to cash it. is there any kind of time limit? it seems like companies always write on thier checks, "void after 90 days," or something like that. how can i get this written on my checks? its not fair that companies can do that but they can hold my check seemingly forever.

2006-08-24 01:52:34 · 14 answers · asked by anonymous 6

I recently moved to Utah and have bad credit and a bad history of checking because of my ex. I am trying to pay everything off. Is there a bank or credit union in Utah that does not base memebership on these things?

2006-08-23 21:21:22 · 2 answers · asked by Amber H 3

2006-08-23 21:04:47 · 8 answers · asked by cyclops x 1

2006-08-23 20:45:15 · 10 answers · asked by Anonymous

I am studying in a private university. My father is not so rich and now he is jobless. For this, I can't give my tution waiver in timely. Now my dues tution fee is more than $1,000. If anyone of you help me I will b grateful 2 him 4ever.

2006-08-23 19:58:25 · 5 answers · asked by Anonymous

2006-08-23 19:54:03 · 21 answers · asked by tebass_007 1

I have had a car loan (on a new car) for two months. A few days after I took my car off the lot, they said my loan had been transferred or "sold" to another company. Is this legal? Why would a company do this? How does it effect me?

2006-08-23 19:26:09 · 2 answers · asked by J R 1

2006-08-23 19:00:49 · 13 answers · asked by wisconsincaterer 1

2006-08-23 17:51:42 · 2 answers · asked by joey 1

2006-08-23 16:30:47 · 4 answers · asked by popvida 1

I did and those fools never investigated it.
I paid a GMAC loan payment in the hallway because the office hadnt opened yet
This lady came out of the office and took the payment.
I said I need a receipt, and she said that my cancelled check would be the receipt.
She put the payment in several days later-- causing me to be thirty days late. I complained and got a letter from them saying Iwas ever late and they changed their computer tapes. (i know i should have gotten a receipt)
When the thirty days showed up on my file, I disputed it. but i didnt sent the letter thinking that GMAC would have the information on their tapes. They had the information still there but the credit bureau said the debt was still valid and I was thirty days late. The credit bureaus do not always investigate disputes so be careful. Has anyone ever had a similar problem?

2006-08-23 15:50:30 · 5 answers · asked by Mr. love 3

I need to lower all of my bill. I want to get into a free non profit debt consolidation.

2006-08-23 15:46:07 · 13 answers · asked by Teri M 1

All the direct deposit signup forms that I have seen require a voided check to be attached. Has anyone not attached the voided check and had it setup anyways.

2006-08-23 15:18:24 · 6 answers · asked by Anonymous

The direct deposit form asks that I attach a voided check. But the account I am using is a savings account. If I enter the correct routing and account number, would I still have to attach a voided check?

2006-08-23 15:15:23 · 9 answers · asked by Anonymous

Most banks say that you can use direct deposit with a savings account. But the form to sign up for direct deposit asks that you attach a voided check.

2006-08-23 15:00:43 · 4 answers · asked by Anonymous

I am getting 20K from the Indian Health Service to help me pay back my student loans, because I work in a rural indian health center. They make a direct deposit to me - I have about 130K in loans to pay back. As long as I have qualifying loans I can reapply each year for another 20K. If I send the money directly to the loaner and take 20K off the top, my monthly payment will only reduce about $150/mo if I'm lucky. If I bank the 20K instead and use it for monthly payments of say, $1500/mo then I could keep what is NOW coming out of pocket ($850/mo) to increase my personal income - which is desperately needed. So, bottom line there is I would be increasing my payments by 650/mo. Question is, would this be better for me or worse in the long run due to compound interest rates? $150/mo decrease in monthly payments with 20K off the top of 130K owed. OR bank the 20K and increase monthly payments 650/mo. HELP! My loans range from 8% for state loans (80K) and 3-4% federal loans 50K. HELP!

2006-08-23 14:21:14 · 7 answers · asked by ariasonota 2

$125K debts (includes $65K fed. student loan)
$183K price house was bought at
$256K current value of home
$163K owed
400-500-ish credit score
No to refinance
No to loan
Which would you choose?
1: Sell home, buy down, but in the $100K range in better/more desirebale neighborhood, to free up monthly cash that would normally go to hi mort. pmt. Not as able to pay a lump sum to student loan, but at least make payments, (while interest accrues), to this and other debt.
2. Buy a smaller, less comfortable condo. Cash purchase in $80K-$90K range, pay lump settlement to student loan, and make larger payments, (compared to the 1st scenario), to other creditors. Still own property, but may have trouble selling it in a few years.
Thank you. Your responses will be very helpful.

2006-08-23 14:10:09 · 8 answers · asked by sunday siren 2

I'm trying to buy a computer and I probably have about 300 bucks to work with, I would like a laptop but it isn't in the cards right now.

2006-08-23 14:08:54 · 12 answers · asked by Roxy 3

doesn't have to be the same 50 people every month

2006-08-23 13:09:21 · 11 answers · asked by haribol2003 1

i need a loan and thought i would try prosper..if anyone has used it, please let me know how it turned out..

2006-08-23 12:40:37 · 2 answers · asked by Anonymous

how long does a bank keep records of canceled checks or check transactions?

2006-08-23 12:14:48 · 2 answers · asked by lmonaco432 1

I really need to come up with 1000.00 fast. I just started my job and I'm gonna lose my car..I need my car for work and my kids..I don't know what to do.. Any suggestions..Please Anyone.. I'm totally broke right now, but I have a job.. I just started..PPLLEEAASSE..

2006-08-23 11:52:26 · 10 answers · asked by Sissy Girl 3

Is there a differenc if its a traditional or Roth?

2006-08-23 11:23:04 · 5 answers · asked by CaptainObvioustotherescue 4

I was married for a long time to a man who would not help me with financial things and now I am getting divorced and trying to start over. My credit score is around 537 and I want to improve it and make my life better. What do I do? Where do I begin? I can not even rent a washer and dryer.... I have repossessed cars and other bills. I want to get rid of all this junk but I don't know what to do.

2006-08-23 10:20:28 · 8 answers · asked by Cra361 1