I really need to come up with 1000.00 fast. I just started my job and I'm gonna lose my car..I need my car for work and my kids..I don't know what to do.. Any suggestions..Please Anyone.. I'm totally broke right now, but I have a job.. I just started..PPLLEEAASSE..
2006-08-23 11:52:26 · 10 answers · asked by Sissy Girl 3 in Business & Finance ➔ Personal Finance
Call your finance company and request an extension. They can give hardship extensions for a certain amount of time. 1 to 3 months usually. You have to be able to prove that your financial hardhsip is over. (the auto finance place that I used to work at would say that yours is over now that you got a new job) be warned that you are still accumulating interest during the extended time period though.
You can also request a Due date change, which is a sneaky way of getting up to 29 more days to pay your car payment.
You can also setup payment arrangements through the collections team. Swallow your pride and give them a call. They just want the money. It's cheaper for them to accept arrangements than to repo your car.
2006-08-23 12:02:59 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Since you've reached this point you probably wouldn't qualify for a bank loan - so your best bet is to first talk to the HR person at your work about getting an advance on your paycheck. There are several sites on line that offer pay advances but if you aren't prepared to pay them right back you'll be spiraling out of control again so I would check with your job and see if they can give you an advance on your salary, some companies even have emergency loans for their employees but they don't advertise it for obvious reasons so check and see if any of those options are available to you. If not then park your car in a garage and bus it for a few days until you can come up with the money . I'm not sure what area you're from but there are companies that offer high-risk personal loans just be prepared to pay a much higher interest rate, however it may take a few days to get it processed so you'll have to bus it for a few days or borrow someone's car, otherwise your car will get taken while at work or asleep - it happened to one of my co-workers. If you don't have that kind of time then an online payadvance is your only hope but you must pay it back within the next two paychecks otherwise you'll sink deeper into that financial black hole. Good luck
2006-08-23 19:53:38 · answer #2 · answered by dee dee 2 · 0⤊ 0⤋
Seeing as how you need $$$ to save your car, you probably don't have good credit, so you more than likely can't get a bank loan. Your best bet is to TALK to the finance company that holds the title to your car and let them know your situation and then send them SOMETHING. Even if it's just $20, they won't send it back to you and it is a sign of good faith that you are trying to pay your car note. So, send them ANYTHING that you can.
My question is, what kind of car do you have that is $1000/mo, or is that past due accumulation?
2006-08-23 19:05:31 · answer #3 · answered by Hugh Jafro 2 · 0⤊ 1⤋
http://www.nohasslebargains.com/loan/id3.html
Personal Loans
Financial Services
2006-08-23 22:25:36 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Can't u take out a loan or borrow money from relatives!! Whatever the case good luck!!
2006-08-23 18:55:19 · answer #5 · answered by One Love 3 · 0⤊ 1⤋
I have some change in the jar on my night stand. You can have it if you promise to pay me back. Stop by anytime. I'll make coffee.
2006-08-23 18:55:35 · answer #6 · answered by perfecttiming1 4 · 2⤊ 0⤋
beneficial, citifinancial, wells fargo...look them up online
2006-08-23 19:01:48 · answer #7 · answered by Ja Diva 2 · 1⤊ 0⤋
I hate them, but phone a pawn shop.....and tell them your circumstances...
2006-08-23 19:18:16 · answer #8 · answered by cbmaclean 4 · 0⤊ 1⤋
http://www.cashcall.com/
2006-08-23 18:56:41 · answer #9 · answered by creskin 4 · 1⤊ 0⤋
the bank smart tart!!!!!
2006-08-23 18:54:58 · answer #10 · answered by Anonymous · 0⤊ 1⤋