Other - Business & Finance - June 2007

ok so i have a negatve amount of money on my debit card and like wells fargo is charging me an overdraft fee like everyday or like several times a day.........wat happens if i cant pay, or is there a way i can pay but slowly..........i am a broke *** college student, stressing over finals, someone PLEASE HELP!!!!!!!!!!

2007-06-13 09:15:56 · 3 answers · asked by Sandra G 3

kitchen

2007-06-13 08:09:43 · 1 answers · asked by bjeanchristophe 1

I was just informed that I had to have direct deposit per company policy, yet no one in my office knew of that. I was told that through the payroll company that we go through it costs more for people who don't have direct deposit then for those who do. And since that is the case it is policy to have it. I use to have direct deposit but I left for a few months and when I came back I didn't want direct deposit. ( I am wanting to change banks, and I want to research the best options. But it isn't the first priority on my list.) I received a regular check my last two paydays and the upcoming one will also be a regular check but after that I will be getting direct deposit again. Can they really do that?

2007-06-13 07:56:41 · 6 answers · asked by jawmom_03 2

2007-06-13 07:36:54 · 3 answers · asked by jewels31 2

I'm selling some clothes to a local second hand store... and I have about 7 unworn pairs of jeans (nice ones), 13 skirts, 12 shirts, a green sundress and prom hottopic dress. what's a fair price for all, half, or a third of this stuff?

2007-06-13 07:24:40 · 2 answers · asked by aliceInWnderland 1

From America To here(U.K) Sent by USPS international priority mail?

2007-06-13 07:00:06 · 12 answers · asked by Infromthestorm 3

2007-06-13 06:59:44 · 1 answers · asked by Anonymous

For the following
1)explain why the problems exists
2)Give a real-world example of a situation in which that problem might be encountered.
3) Describe how a cost analyst can overcome the problem in you example.

Extreme values of observations occur from errors in recording costs (for example, a misplaced decimal point), from nonrepresentative periods (for example, from a period in which a major machine breakdown occurred or from a period in which a delay in delivery of materials from an international supplier curtailed production),or from observations outside the relevant range. Analysts should adjust or eliminate unusual observations before estimating a cost relationship.

2007-06-13 06:57:53 · 2 answers · asked by mrsfinke2 1

A good friend has asked me to support his business venture by bidding on a loan for him at prosper.com. I already know his business works, I've watched it. I also have a lot of faith in his partners, who are pros at what they do. So, I trust him, just not sure how it works to do it the way he wants. Anybody have any success with doing a prosper loan? Any precautions I should take? Other routes? Thanks! http://www.prosper.com/lend/listing.aspx?listingID=149598&utm_source=referrer-unknown&utm_medium=referral-link&utm_content=bid_on_my_listing_on-150x60&utm_campaign=referrals-listing

2007-06-13 06:36:49 · 4 answers · asked by T P 1

We are still studying the foreclosure auction process, but haven't found any complete free education source for all our questions. Clearly we are starting from a very basic level of knowledge!
We assume a reserve price need not necessarily be for the full debt to a first mortgage lender. But what happens if the winning bid is above the reserve but doesn't cover all the lender's valid costs, does that get added to the costs the lender will try to recoup from selling as REO?

2007-06-13 06:01:17 · 7 answers · asked by Anonymous

are there companies (in London) that buy used office furniture?

2007-06-13 04:28:28 · 11 answers · asked by Anonymous

Specifically on an airport environment. Thank you.

2007-06-13 03:26:49 · 1 answers · asked by Art 2

2007-06-13 03:01:50 · 4 answers · asked by chris p 3

like the original recipe so people or workers disengaging from the company will not imitate the product

2007-06-13 01:37:02 · 2 answers · asked by Jaid 2

2007-06-13 01:29:03 · 1 answers · asked by smarkandiman 1

how do you start a professional association?

2007-06-12 11:05:32 · 1 answers · asked by planeboy747 1

I withdrawn the money and now my bank account is -4600.00 and I can not afford this how can I get out of this debt

2007-06-12 08:47:01 · 3 answers · asked by denise c 1

2007-06-12 08:07:02 · 2 answers · asked by Justin 1

Tel: +447045713892
Fax: +448704795285
Ingoted: +448063439406
Date: 05/06/07
Ref: WG-HR/OE/CSE-908/2007

Attention: MANISH VISHWAKARMA,

RE: NOTIFICATION OF EMPLOYMENT/ JOB ENGAGEMENT:

1.1 After verification and confirmation of details contained in your submitted Resume/CV, it is with great pleasure that we extend to you the offer to join the Western Geco Ltd in UK as (SENIOR ELECTRICAL ENGINEER) a total monthly wage of GBP 8,200.00 (Eight Thousand Two Hundred British Pounds Sterling) Only.

You have been requested to join the Western Geco Ltd in the UK on JULY 23RD 2007. Western Geco Ltd shall arrange and pay for your flight ticket to join us in the UK for commencement of job in due time upon your compliance with the Western Geco Ltd/ British Expatriate Services paper works requirements.
JOB STATUS:
You shall be expected to enter into an initial job engagement contract with the Western Geco Ltd for a maximum duration of 365 days and can be converted/renewed to full-time service or otherwise upon your successful/satisfactory performance and preference.
Where the Government of the EU/UK either by legislation or administrative pronouncement, provides for new and/or additional benefits, including increase in salaries or directs that such benefits should apply to private sector, the Western Geco Ltd and you shall meet to discuss the new measures.

You shall be entitled to travel and relocation expenses plus travel/ contingencies allowances of GBP3, 200.00 that is excluded of relocation expenses and flight ticket prior to your job commencement as part of our service commitment/incentive to encourage our employees who have met our official statuary requirements.

1.2 YOU HAVE BEEN OFFERED THE POSITION SENIOR ELECTRICAL ENGINEER:

As one of our Senior Electrical Engineers, you’ll provide specialist engineering technical support and advice in specifying appropriate maintenance, inspection and reliability activities. We’ll also require you to evaluate new systems and procedures and provide advice regarding application and support for their introduction. You’ll identify, share and apply best practices, both from within Shell Group and from external sources, and provide electrical engineering support for projects and plant changes, either managed locally or by the project department. You can expect to assist the ENG Team Leader Electrical Engineering and ENG Distribution Engineer in long term planning of the electrical infrastructure and management of the generation and distribution system, including protection coordination, system modelling and system studies.
In addition to these tasks, you’ll also have the following tasks:
Acting as contract holder of a number of site term contracts Estimating or providing input to estimating for plant changes and projects Providing input to the site standards and procedures, electrical safety rules, guidance notes, electrical permit to work system, etc. Designing support for projects across the whole of the site Providing discipline input to multi-discipline teams looking at specific site issues or problems.
1.3 Other employment benefits/entitlements include and not limited to:
. Fully furnished accommodation (Family/Single housing)
. Medical, Dental and Optical care for employee/family
. Scholarship / Educational assistance
. Mobility.
. Relocation Expenses
. Life/Health Insurance Policy implementations
. Overtime Allowance benefits
1.7 PARTY A shall pay to EMPLOYEE on satisfactory performance of the services stated in 1.1, the sum of ₤9,200 (Nine thousand two hundred pounds sterling) monthly basic salary, or equivalent depending on EMPLOYEE’S home country and currency preference.
(a) PARTY A shall pay EMPLOYEE for the services rendered under this agreement by cheque presented on a monthly basis upon due presentation and receipt of undisputed Quality single or family housing shall be provided by SPDC or in the alternative the sum of ₤2,000.00 per month shall be paid to you as Housing Allowance.
(b) The sum of ₤3,100.00 shall be paid to you for personal effects shipment and excess baggage allowance.
(c) SPDC shall provide you access to some of the finest social and recreational facilities in the United Kingdom.
(d) SPDC will provide the employee with comprehensive health care for the terms of contract and follow-on care for injuries suffered during the term of contract for employer and family.
(e) The sum of ₤2330.00 per month shall be paid to you as Educational Assistance Benefit with family status contracts.
(f) Complete meals for you as deemed appropriate.
(g) ₤3.200.00 flat rate travel / entertainment allowance shall be paid by your employer for each international trip. Travel shall be by business / first class. However for the purpose of commencement, the cost of travel ticket shall be paid in addition to travel / entertainment allowance. Cost shall be substantiated and shall be the rate charged at the period / time of employees. Travel ticket including that of employees’ family only on employees’ early notification to employer and as shall be requested by employee.
(h) Employee shall also be entitled to maximum security including members of the state security service in housing community.
(I) the employee will be reimbursed by the employer for reasonable moving expense incurred only as a result of relocation or early termination of leases, storage charges: procurement of travel documents, immunization etc. Reimbursements shall be paid not more than five (5) working days from submission of report / and receipt as proof of payments.

1.4 CONTRACT ADMINISTRATION AND MANAGEMENT.

1.8 Serve as other wise specifically stated in a superseding document, the project administrator of PARTY A, shall maintain general administration and management of this contract on behalf of PARTY A and all correspondences relating or pertaining with this agreement should be made, forwarded, addressed to same.

1.9 PARTY B / EMPLOYEE agree to indemnify PARTY A in respect of any third party claims arising from PARTY B’s performance of this contract.
2.0 This agreement shall not be assigned or transferred in part of whole by due to termination of same any party to this agreement without prior written consent of the other party, which consent shall not unreasonably be withheld. Notwithstanding any of the aforementioned obligations, terms and conditions neither party shall
be deemed, considered in default of any of its obligations under this agreement as a result of “Force Majeure”, but if an interruption of performing the obligations under this agreement as a result of “Force Majeure’ condition for a period more than one month; PARTY A shall pay EMPLOYEE only 70% of the amount stated in paragraph 1.7 of this agreement as standby or agreement termination fee.

PARTY A shall; in the event of default or non-compliance of PARTY B/EMPLOYEE with the terms and conditions of this agreement; in writing give notice to PARTY B / EMPLOYEE specifying the areas of default and PARTY B / EMPLOYEE shall upon receipt of the said notice have ten (10) calendar days to rectify to the satisfaction of PARTY A the said default.

1.5 WORK HOURS.

The working hours shall be 40 hours working per week: Monday to Friday inclusive. Saturdays, Sundays and Gazettes public holidays shall be rest days. However, some employees’ who work on shift may have different work hours and rest days other than Saturdays and Sundays.

1.6 WEEKEND/ HOLIDAY DUTY ALLOWANCE:

Where an employee is required to be on duty on Saturdays, Sundays and Gazette public holidays, he will be paid as follows:
Total Performance: 9.0%- for work done for 6hours and above

Partial Performance: 4.5%- for work done for 3 hours but not up to 6 hours

Transport Allowance: GBP 30.00 per day worked
Meal Allowance: GBP 40.00 per day worked

1.7 SHIFT ALLOWANCE:
Western Geco Ltd shall pay shift allowance of GBP 45.00 only per shift to employees who work on shift either in the offices or fields.

Presence Weekend (PW), this rule will apply to periods arising from delays in evacuating the field, location site or office according to the arrangements subsisting between the Western Geco Ltd and the Department in question.

1.8 VACATION:
You shall be authorized Three (3) times paid vacation (Not exceeding 21 Working Days) each year, to be used at your discretion after duly informing and receiving approval from employer’s management. Employer will pay for travel expenses (i.e. flight tickets) and flat rate travel allowance of GBP2, 800.00.

COMPASSIONATE LEAVE:
In the event of death or serious illness of employees’ father, mother, wife husband or child, necessitating presence of staff, Western Geco Ltd shall grant compassionate leave with pay up to a maximum of 12 working days per year.
INTERNATIONALIZATION OF EMPLOYEE:
You shall be given the opportunity for international assignments within the group for the acquisition of experience and exposure to enhance your competence and not limited to job engagements as shall be required by the Western Geco Ltd as such you shall also be entitled to benefits on such issues.
DISCIPLINE:
You are expected to recognize the right of the Western

1. TERMINATION:
In addition, the company reserves the right to terminate the employment of any staff who flagrantly or repeatedly fails to comply with the company’s code of conduct or commits an offence of a magnitude that the company considers him unsuitable to be in its employment.


2. SUMMARY DISMISSAL:
In rare cases, an employee may be dismissed for the commission of a grave offence, in which case no notice is given. Such offences shall include inter-alias.

a) Theft and fraud in connection with company’s business or property. Any staff found guilty or implicated in any of these offences may be liable to prosecution.
b) Disclosure of confidential information of the company or its associate to a third party.
c) Conviction and/or imprisonment for criminal offence.

The Employee’s High Commission, Embassy/Consulate shall be given benefit of consultation in any case involving the dismissal of its citizens as such, Employee will also be given the chance of fair hearing and proper investigation prior to decisions conclusion.

With compliance with the mobilization, advancement & reimbursement policies (MA&DP) of the Western Geco Ltd, you shall be required to incurred all initial expenses as a result of your documentation & paper work processes/procurement and would be reimbursed in not more than five (5) working days upon your submission of invoice receipt or proof of incurred expenses.

This is for confirmation of readiness & seriousness of employee to join the Western Geco Ltd. team within the stipulated time frame and also based on previous occurrences experienced by our corporate management from expatriate services employees.

NOTE: You would be required to personally bear the initial expenses as regards the processing, procurement and acquisition of your legal immigrant paper works as a sign of your readiness and seriousness to join our team here in the UK in due time and you shall be reimbursed incurred expenses by the Western Geco Ltd management prior to your resumption in not more than Five (5) working days from date of your acquisition of the legal permit documentation , if you do not find this term agreeable, then do not hesitate to furnish us with a letter of
declination of your job engagement offer as soon as possible to enable us timely replacement on your position.
Welcome to our family.
Sincerely,



Prof. Richard Don Lawrence
Human Resources Manager,
Western Geco Limited.
Gatwick Airport
RH6 0NZ, West Sussex,
United Kingdom.


MANAGING DIRECTOR
MR. MICHAEL FISH


AND


…………………………………………
EMPLOYEE SIGNATURE & DATE

2007-06-12 07:56:45 · 9 answers · asked by manish v 1

i work my butt off, but no matter how hard i try it seems like i can never save...i have 1,289 dollars in my savings account that i WONT touch...but its been that way for years...i want to start saving more to make that grow....do you think im too young to get someone to try and help me with money matters??? how much does a good finacial advisor cost?

2007-06-12 07:13:50 · 10 answers · asked by Ash 4

I work for a major mortgage mortgage firm (multi billion dollar firm), but due to the recent crash in the industry they are preparing for a company wide layoff. My job may be at risk... i have been here for 5 years and i make pretty good money but for the past year or so things have gone down hill. No more bonuses, no more salary increases, no motive! I have nother job lined up ... its a manager position in the retail business, should i jump ship and just go for this new job or wait and see what happens? Oh yeah, this new job is only available for a short period of time so its either now or never ... advise???

2007-06-12 07:08:17 · 7 answers · asked by civic_si 1

2007-06-12 06:43:46 · 6 answers · asked by Diggy 5

2007-06-12 06:43:12 · 6 answers · asked by Anonymous

I'll write in bullet points to save space, and less confusing. Need any more info, ask.

1. Needed a car. Went to carcraft, bought a car off them. £100 deposit, £2,900 cash, and £2,500 finance off them. Contract signed, and drove home.

2. When I bought the car, it cam with their 3 month warrenty, and I bought another 3 years off them, on top of that.

3. One and half months later, the engine blew up on motorway. I took it to them, they said it needs a new engine, and they will fix it. I said fine. One and half months into their warrenty.

5. 9 weeks later I still havent got my car back. In theory, there warrenty has ran out, and its running on mine now. I am paying for a car I dont have, nothing

6 I want to cancel the agreement, but looking at the contract, it says I have to pay half the finance to cancel, which means bye to my £3000.

Do I have a right to ask for it back on the grounds that I feel they are incompetent, and have failed me on their part of the agreement of a seller?

2007-06-12 06:41:08 · 4 answers · asked by Anonymous

I cannot get a payday loan. I have terrible credit and cannot get traditional loan. I have a car, but the title is in two names, and would rather the other party not know I need the money. Also the car is not paid off. I need to pay my rent by the end of the day, as I got a three day notice.

2007-06-12 05:17:05 · 11 answers · asked by jon d 1

I have been getting E-mails from this law firm saying that I have 4.6 million in inheritance comming to me and they will get 20% and they gave me documents to fill out and fax back. They gave me there number witch is in the UK and told me to call them with any questions. How do I know if this is 4 real or not? $10,000 to the best answer if this turns out to be real and I get the money.

2007-06-12 05:04:51 · 15 answers · asked by 29LICKS & MR.29LICKS 3

Need to know if this is ligit or not.

Has anyone actually paid a site to see what is at these government seized items?
How does it work and does it work?

I don't belive you should have to pay to get a list on the items that are for sale.
Thanks!!

2007-06-12 04:49:22 · 1 answers · asked by Mom of 2 great boys 7

2007-06-12 04:40:49 · 1 answers · asked by Anonymous

when you get an email offer for a $500 gift cert for best buy or the like and they say you have to take survey. does that really mean you will get the offer whatever it may be?

2007-06-12 04:30:14 · 2 answers · asked by Clides 2

2007-06-12 02:48:44 · 1 answers · asked by anna pietyra 1