Business & Finance - 15 October 2007

My wife and I live in the Dallas, TX area and are thinking about possibly buying a condo or house, and have several questions. We both are young 24 and 22, and have good credit. We don't have too much saved, so we wanted to know what we should consider when thinking about buying a condo or a home? Is either one better? One concern we do have is bottom line how much house/condo can we afford based on what we currently make which is about $3000/mo (We're both still in school). Currently all our bills total about $1800. I've heard about FHA or first-time buyers programs. Also, I've heard credit unions are good for loans as well. So, after deciding how much we can afford, what do we do from there? Thanks for any info.

2007-10-15 03:26:41 · 6 answers · asked by Michael T 2 in Renting & Real Estate

I want to pay my car off how can I come up with this money in a legal way? I have a hard time saving...

2007-10-15 03:20:57 · 3 answers · asked by Ace 5 in Personal Finance

2007-10-15 03:17:24 · 3 answers · asked by Sujan Panday 1 in United States

Here are a few details...
Unmarried w/ 1 child
Share house and bills w/ someone else (not sure if I can claim H.O.H)
Salary 21,840/year (allows me to claim E.I.C)

I want to get the most possible back each week. Yet I do not want to owe any taxes in April. I also do not want to claim too many exemptions that it sends a red flag to the IRS.

For my understanding, please explain why I can claim these
exemptions.

Thank you

2007-10-15 03:16:55 · 4 answers · asked by Anonymous in United States

2007-10-15 03:15:33 · 2 answers · asked by Sujan Panday 1 in United States

they called me and said i was approved for a 5000 dollar loan and that i need to send them the money up front as colatoral i did it because i thought that i was necessary due to my credit well they kept asking me for more money so i asked to cancel the application and for them to send me my money back they have not sent it they had a 18669176640 phone number and her name was lisa brown

2007-10-15 03:10:27 · 7 answers · asked by lady j 1 in Credit

Hey people,

Just wondering how complicating will it be using the letter of credit (LC) actually? I am thinking of settling my payment with this China company using letter of credit and this is my first time dealing with letter of credit. All I know by using letter of credit is when I have receive my goods only will the supplier receive the payment. So, there will not be a risk that the supplier not delivering my goods after they received my payment. Any advice will be great. Thanks a lot people!

2007-10-15 03:09:43 · 3 answers · asked by Bobby L 1 in Credit

what is this? can I receive it if I sold my home for less than what is is worth?

2007-10-15 03:06:08 · 3 answers · asked by bliss 1 in United States

top bond fund- an investment of $10,000 in 1997 in the Spartan Investment Grade Bond Fund grew to $14,309.61 in 2002. Use the formula r=(s/p)^1/n -1to find the 5-year averge annual return.

2007-10-15 03:05:14 · 2 answers · asked by Anonymous in Investing

2007-10-15 03:01:37 · 3 answers · asked by Rev. Morgan 2 in Other - Business & Finance

I sold a car to my Dad last year and he signed a "bill of sale" in which he agreed to make payments to me on a monthly basis over a two year period.

After paying on it for a few months he gave the car and loan to his girlfriends (40 year old) daughter, who needed transportation. He told me that if she got behind on the payments to let him know and he would take care of things.

Well, in August my Dad died unexpectedly. I have not received any payments from the gf's daughter since. I do not know if the car is still titled in my Dad's name or her name. My dad did not own much and his estate was not probated - girlfriend just cleared out his apartment and cleaned out his bank account to pay for funeral home expenses.

Is there any way that I can prove the car rightfully belongs to me, since $6000 is still owed on it? GF's daughter does not answer my emails and we do not live near one another.

Thanks for any advice in advance.

2007-10-15 03:01:13 · 3 answers · asked by Theresa 6 in Personal Finance

B.SEKHAR,s/o B.GOVIND,D-NO:65-3-67/A(PUMP HOUSE), CORMANDAL GATE, HANUMAN SANJEEVANI COLONY, MALKAPURAM POST,VISAKHAPATNAM-11, ANDHRA PRADESH,
INDIA

2007-10-15 02:59:15 · 4 answers · asked by kurmanogna 1 in Corporations

I am worried my boss will be angry when I give my two weeks notice and may try and withhold my paycheck. He's vendictive like that.....hence one of the reasons I am leaving.

2007-10-15 02:47:29 · 17 answers · asked by kimsva 1 in Law & Legal

hello all. ive narrowed my career choices down to either being in the health field as a radiographer, or the legal field as a paralegal. can anybody who has experience in one of these professions give me information as far as salary, time off , workload and advancement opportunities? thanks alot.

2007-10-15 02:42:11 · 3 answers · asked by coco lopez 1 in Other - Careers & Employment

i have missed work due to an ninor accident on firday i called my boss then i let her know, she said that it was fine just show up the next day which was saturday. i didnt call or show up. sunday i did the samething. now today im decideing to show what should i do or say to my boss?

2007-10-15 02:40:15 · 11 answers · asked by Anonymous in Other - Careers & Employment

I'm in a design firm, and I've a website showing my own travel sketches. I want people to visit my website, is it ok to send out email to all coworkers about my own website?

thanks

2007-10-15 02:34:26 · 9 answers · asked by janet 1 in Other - Careers & Employment

My Grandfather's last words were to take care of my Grandmother with his estate. Well she has dementia and lives in Florida w/ my sis. He had stocks and now we need to transfer them into the grandchildren's names or mine. Once I transfer I will divvy everything up once my Grandmother passes on. What should I do now.

2007-10-15 02:30:59 · 2 answers · asked by Anonymous in Personal Finance

My 13 yo son wants to know--money burning a hole in his pocket

2007-10-15 02:28:48 · 11 answers · asked by colebolegooglygooglyhammerhead 6 in Personal Finance

2007-10-15 02:24:10 · 4 answers · asked by kawaljit k 1 in Other - Taxes

This is my problem. I listed my house with donati real estate for about a year. they couldn't sell my house so i asked my agent that I want out from their contract and going with century 21. he said you can go ahead there will be no problem. so now i am with century 21 & my house is in contract. Now this Dontai agency came back from dead & want commission too. They are threatening to come on the closing table & want me to pay him too.
I am already selling the house very cheap just to get rid of it & there is not much money going in my pocket if I have to pay them then I'll have to pay them from my own pocket.
I asked this question before, But I need to scare this sleazy guy.

Please Help if anybody knows any thing about this & where can i complain.
Thanks

2007-10-15 02:23:41 · 4 answers · asked by mraatif 1 in Renting & Real Estate

Hi, i'm wanting to buy something on ebay but it's in France and the seller doesn't have a Paypal account. He accepts cheques and bank transfer. As i refuse to do internet banking how do i do a bank transfer, can i do it through Paypal??? Can i send a cheque in Euros?? If i sent a cheque in £'s would his bank account accept it. I'm a numpty at this please help?

2007-10-15 02:21:45 · 8 answers · asked by Anonymous in Personal Finance

i have a job that i have been at for the past 16 years but i would like to make some extra income on my days off and in the evening from home, does anyone have any great ideas?

2007-10-15 02:16:49 · 5 answers · asked by golfgirlmn86 1 in Other - Careers & Employment

I have been playing the guitar for along time and I am pretty smart for my age not bragging or anything ...but I want to know what can I as well as my 2 sisters who are 18 and 25, we all wanna be rich what is some good advice i know you wont tell me how but anything is better than nothing thanks,.

2007-10-15 02:03:42 · 13 answers · asked by Ecoutsic E 1 in Personal Finance

This might seems like a dumb question, but I have always been curious about it. Say you own shares in Acme Tech. The shares plunge from $50 to $30 and news reports do not look good. If you decide to sell, what does that mean? There is someone willing to buy the stock at 30 or 30 was the last price from the latest sale?
If someone has put in a bid for 1,000 shares at 30, does that set the price? But what if several of us decide to sell 30,000 shares at once. How does this work? We might think we are going to get 30, but we only get 10 if we sell at market prices.
I heard in some cases, especially for small numbers of shares, the actual brokerage house will buy the shares and lump them together with other shares or something like that.
I would imagine many investors would be interested in the actual details of how this works......what is the best way to get rid of a stock that is declining and how does this work?

2007-10-15 01:57:33 · 9 answers · asked by R C 2 in Investing

I think it's wrong! they think that the employer wont care to ask but if they do, then what will they do?! they'll be stuck.. it's better to remain honest than make up fake experience if in reality little or no experience exists! dont you think?

2007-10-15 01:42:27 · 20 answers · asked by Anonymous in Other - Careers & Employment

this company has changed its name. please tell me the new name and the address .

2007-10-15 01:39:26 · 1 answers · asked by Anonymous in Corporations

Hi, I have a bunch of baby clothes I want to donate to a place in Canada, but the shipping seems so high, What is the best way, doesn't have to be fast, to ship to Ontario Canada from Or USA ? train, plane automobile ? :) bus, slow boat to Canada ??? thanks

2007-10-15 01:15:34 · 2 answers · asked by I Love Jesus 5 in Other - Business & Finance

FROM DR CANDY WILLIAMS.
Bp 82 ZANGOTE YENUGUA 02 4587
OUAGADOUGOU 02 BURKINA-FASO WEST AFRICA.

PARTNERSHIP/CO-OPERATION NEEDED

Dear Friend,
I am Dr.Candy Williams, Director Auditing & Accounting unit of a bank here in Burkina-Faso West Africa (name Withheld for security reasons). I have the opportunity of transfering the left over funds US$11.5M (ELEVEN MILLION FIVE HUNDRED UNITED-STATES DOLLARS) of one of my bank client who died along with his entire family on 31st July 2000 in a plane crash.

Hence, I am inviting you for a business deal where this money can be shared in the ratio of 20% to be shared among charity organizations while the remaining 80% is shared equally between us. If you agree to my business proposal,further details of the transfer will be forwarded to you as soon as l receive your return mail. Feel free to send me your reply in my new email address as listed herein: dr_candy01@myway.com
Have a great day as I wait to hear from you.

Yours,
Dr

2007-10-15 01:09:57 · 3 answers · asked by Anonymous in Other - Business & Finance

The attorney sent me some papers to release the Judgement lien because they are in the middle of selling the foreclosed property. They are offering me $300 to sign. It seems like they want to buy me off but the amount to me seems unjust. What should I really be doing with this judgement lien and what can I get them to offer me to release it?

2007-10-15 01:08:51 · 6 answers · asked by Alicia 1 in Renting & Real Estate

2007-10-15 01:06:30 · 2 answers · asked by lionoftheorient 2 in Other - Business & Finance