Business & Finance - 3 January 2007

Does anyone know the current laws and banking regulations regading this matter:
I have a question regarding proper merchant policy when accepting a card. Years ago merchants would slide a customer's card, then check to see if the signature on the receipt and the signature on the back of the card matched. This, to my understanding, is why cards read "not valid until signed." Recently merchants have been asking for my driver's license match the printed name on the ID and the stamped name on the credit/debit card. What is the current law. I'm not looking for speculation or what people think is best. Only written law, thank you.

2007-01-03 18:30:53 · 2 answers · asked by hamrogers 6 in Credit

2007-01-03 18:30:43 · 9 answers · asked by alan r 1 in Careers & Employment

Is it smarter to put $1000.00 a month extra to the principal of a $50,000.00 loan or put $1000 dollars a month into a Mutal Fund or Money Market Fund until you generate the payoff of the loan? This is a 30 fixed rate loan with a payment of $500 and an intrest of 8%.

2007-01-03 18:29:45 · 8 answers · asked by Louis 1 in Investing

Yeah, it probably sounds stupid but I just discovered that I'm essentially paying twice. It was well hidden in the fine print, too.

2007-01-03 18:23:47 · 2 answers · asked by Ejsenstejn 2 in Personal Finance

I own a condo and am renting it out in Portland, Oregon through a property management company. I signed an agreement stating that "the mgnmt co. is to maintain the property in good repair in accordance with the management plan, local codes and any other applicable laws of this state or its subdivisions. This includes, but is not limited to, cleaning, painting, decorating, plumbing, carpentry, grounds care, and such other maintenance and repair as may be necessary subject to limitations imposed by owner in writing in advance. Expenses associated with maintenance and repair shall be paid out of owner's operating client trust account." "agent shall make or cause to be made ordinary and reasonable repairs, without the prior written approval of trhe owner, in an amount not to exceed $500.00, except emergency..." The mgnt co. spends so much of my money/ mo on misc. expenses and this last time was $300 for blinds and unspecified misc. repairs. I feel I have no rights and all my money is

2007-01-03 18:21:15 · 3 answers · asked by need help 1 in Renting & Real Estate

2007-01-03 18:20:44 · 9 answers · asked by Anonymous in Personal Finance

I had enquired to them about debt settlement and they said because of their long-standing relationship with credit card companies, they were able to settle my debt for $.40 on the dollar. I just wanted to know if they were a legit company and if anyone had heard anything about them before.

2007-01-03 18:15:45 · 2 answers · asked by m 3 in Credit

I droped out of high school when i was 17 because of my friend...well at least i thought he was....he found out i was gay and ended up making up all these stories...that i would hit on him or i would try and touch him and so on....but it just got to a point where i just couldt handle it so i dropped out ....now live with parents, no job , low selfesteem / lack self confidence, and am constantly thinking about what other people are saying or think of me ....I'm just a mess...i need help........ I cant live with parents forever. Need to gain some kind of financial stability.....i need help....what do i do.......I'm scared........: (

Im in los angeles

Please no negative comments..... : (

2007-01-03 18:13:58 · 8 answers · asked by Anonymous in Careers & Employment

I get paid monthly, and well I want to file my income taxes tomorrow. I usually use my last check, I get paid the 15th of every month, am I suppose to use the check that I'm about to receive on the 15th of this month (January)? Or is it okay if I use the check that I received last year in Decemeber?

2007-01-03 18:13:12 · 7 answers · asked by Yvette 4 in United States

I am an Avon representative with my website youravon.com/karendowell and am looking for advertising/marketing sites that actually bring business, and not expensive. Anyone out there have any suggestions? Please, no pranks or fake names.

2007-01-03 18:10:47 · 3 answers · asked by Tigerlily 1 in Search Engine Optimization

i have the 100 shares of 1 company, and it's in physical mode, i have no transation a/c and no demate a/c this time and i want to sell it hurry suggest me site/brokers....... ?

2007-01-03 18:08:15 · 2 answers · asked by aporva_it 1 in Investing

2007-01-03 18:07:38 · 10 answers · asked by D.A.L. 2 in Personal Finance

Also, who is the most professional and credible supplier of surplus jeans or returned goods?

Truckloads...suppliers like that?

thankyou!

2007-01-03 18:06:52 · 2 answers · asked by boomzookiee 1 in Small Business

Any ideas floating around out there for promoting my small towns, 9 hole golf course? Not much profit so far, help!

2007-01-03 18:06:52 · 3 answers · asked by paradise 4 in Small Business

I owe more than 50,000. and my husband doesn't know about it. How can I lower my debt? He's planning on "us" borrowing money, but who will lend us the money since I owe tooooo much. Please help me, can't sleep anymore. I've spoken with credit counseling, and debt management. They both tell me they can help but will make my credit report worse. Should I just cut up most of my credit cards? I really don't know what to do anymore.

2007-01-03 18:02:27 · 14 answers · asked by miss jane 1 in Credit

I have decided that i want to go to lawschool after receiveing my bachelors. What would be a good major to help me get into lawschool?

-by the way im terrible and hate math.

Thanx!

2007-01-03 18:01:37 · 2 answers · asked by Anonymous in Careers & Employment

Hi all,

I have 3 years of experience in Oracle Pl/Sql Development, Forms and Reports (9i Developer OCP and 9i DBA OCP) and I am
currently in Singapore. . I am looking for some oppportunities so that I can get shifted to APPS domain as an APPS Technical
Developer. So I am about to start learning Oracle APPS on my own.

But after learning the same, kindly please guide me, regarding what best are my employment opportunities in Singapore with
this profile. Because by that time I will not be having any Work Experinece in Oracle APPS (but only knowledge in Oracle
APPS) and will companies in Singapore be ready to take a person with this kind of profile (One who has technical and work
experince in Oracle Pl/Sql, Forms and Reports + technical knowledge and no work experince in Oracle APPS) ?

Thanks in advance for any help that you would offer.

Regards,
Dinesh

2007-01-03 18:00:39 · 0 answers · asked by dksampat 1 in Careers & Employment

am doing mba in a engg. college under anna university, tamil nadu(india). am doing project in a stock broking ltd., i planned to do it in mutual funds as a finance oriented project... suggest me some topics............

2007-01-03 17:58:20 · 5 answers · asked by princely05 1 in Investing

bcom,age 40, exprnc in accounts

2007-01-03 17:54:42 · 2 answers · asked by SADA N 1 in Careers & Employment

I have realized that some restaurants and stores do not accept American Express/Discover credit cards. Why is that? Only places such as Costco and Sam's Club offer American Express (along with the Costco membership) and they do not accept other credit cards. What B.S this is!

2007-01-03 17:52:52 · 11 answers · asked by Jonathan 2 in Corporations

I need one close to Cal State University because my sisster gose there and it has to be close or atleast too far. Oh and one for a good price nothing over one 15 hundred.
Thank you for your answers they are much apresheated.
<333
p.s sorry about my grammer and spelling I know it sucks.

2007-01-03 17:51:50 · 8 answers · asked by Meechelle 2 in Renting & Real Estate

I'm 18 just got out high school....in los angeles california ....not a collage student....don't have any bills ....so can't use that.... used my state ID as my first form of ID ......what do i do?...

2007-01-03 17:50:59 · 12 answers · asked by Anonymous in Credit

2007-01-03 17:46:26 · 17 answers · asked by frank l 1 in Insurance

I have some money to invest and need some advice.

2007-01-03 17:45:57 · 8 answers · asked by Craig 2 in Investing

I've been working the corporate latter and I'm bored...to much business type thinking...

2007-01-03 17:40:22 · 11 answers · asked by AtABoy 1 in Careers & Employment

Am I entitled to a Home Owners Exemption which will lower my property taxes, If so do many home owners know about this?

2007-01-03 17:39:32 · 1 answers · asked by printvela 3 in Renting & Real Estate

2007-01-03 17:35:30 · 1 answers · asked by venkat.personal 2 in Investing

2007-01-03 17:33:38 · 6 answers · asked by Chuck Dhue 4 in Careers & Employment

im moving to Vancouver hopefully sometime in july/aug 2007 because im going to UBC in september 07...my parents have this bank account in which they saved money since i was little for me to use to go to university with...so i need to find an apartment that will let me rent without an income because i wont have a job, i'll just be going to school and my parents will mail me my rent, is this going to be a problem?

2007-01-03 17:31:49 · 7 answers · asked by Anonymous in Renting & Real Estate

hi,

i am asking this for a good friend. he need some advise thanks


i am bit confused. need some advise.

i guess mine credit score is good, around 690 , mine highest credit card limit is us20,000 for citibank. i have cash 40k in bank. have a job.no debt, no bad report .

i have seen a house, selling price is around 250k. and i am thinking to buy that house and then rent it out to cover the monthly payment then try to sell it after 3-4 years .do u think this plan will work?

will i earn money after 3-4 years? i heard some said now is the time to invest on property but i also heard some ppl said now is bubble, house price will drop and the rate will double....

thanks for any advise.


mike

2007-01-03 17:31:06 · 4 answers · asked by nechong 1 in Renting & Real Estate