Im in about 18,000 dollars in debt, my payments are about 450 a month in minimum payments. I make 8 dollars and hour raising a 15 yr old daughter. I no longer purchase anything on the cards, I just want to pay it off. i am despartley afriad of my credit being ruined because I dont have any social security or any income for when Im older, and all Ill have is my credit. Ive never been late on paying, but my card payments have come first before gas money and food. Im so scared and drained. Should I just consolidate and pay whatever I can...or should I keep struggling and paying them first and pray I make it till they are paid off? Right now my income is less than my bills and im just drowning more and more. Ive always been proud of paying my cards on time and in full...but in the long run its effecting my rent, food, bills....The reason the amount got so high was that I was out of work and it was put the rent on the cards or become homeless. What can I do?
2006-11-11
06:57:50
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6 answers
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asked by
Anonymous
in
Credit