All categories - 2 April 2007

Compute the future value at the end of the year 32 of $150 deposited every month for 22 years (with the first deposit made one month from today) into an account that pays 6 percent p.a. with semi-annual compunding.

OK...here is where I'm stumped. I understand that this is a 2 part question...the first part being an ordinary annuity for 22 years and the second part being a future value of a lump sum for 10 years. It is the ordinary annuity that is troubling me.

Here is what I entered in my finance calculator:

N=44 (22 years * 2 as the interest is compounded semi-annually)
PMT=150 * 6 = 900 (monthly payment * 6 as this is compounded only every six months so we are indiffernet between paying 150 a month or 900 every 6 months)
I/Y=3% (6p.a. / 2 as it is semi-annually compounded)
FV=?
Computed FV = 80,143.56820

Is this accurate or did I put the wrong information in for N and I/Y?

2007-04-02 15:59:36 · 3 answers · asked by Greg C 7 in Other - Business & Finance

eMachine T6410
Mainboard : MICRO-STAR RS480M-IL
Chipset : ATI Radeon RS480
Processor : AMD Athlon 64 3200+ @ 2200 MHz
Physical Memory : 1536 MB
Video Card : ATI Technologies Inc Radeon XPRESS 200
Operating System : Microsoft Windows XP Home Edition Service Pack 2

Those are some info about my computer. I wanna change my video card so I can play better games ( ex. battlefield 2, godfather, scarface )
I can use $100-150$ on better cards. Please suggest me some.

2007-04-02 15:59:32 · 3 answers · asked by frank w 4 in Add-ons

2007-04-02 15:59:23 · 20 answers · asked by tineke c 1 in Music

i'm disppointed!! i so wanted chance to win!

2007-04-02 15:59:21 · 8 answers · asked by Anonymous in Polls & Surveys

2007-04-02 15:59:14 · 2 answers · asked by Anonymous in Other - Electronics

You just take the whole song and get royalty for it..is it not stealing eg DJ Sammy & Yanou ft. Do sung 'heaven' which was a Bryan Adams song.....? Is this 'remake' illegal?

2007-04-02 15:59:08 · 5 answers · asked by charles.2345 1 in Music

I admit, I was oblivious to his music before I saw "Walk the Line" but now I'm a devoted fan. Course, now he's dead...but his legend lives on....

2007-04-02 15:58:59 · 18 answers · asked by Klum 3 in Polls & Surveys

2007-04-02 15:58:55 · 5 answers · asked by ek 1 in Buying & Selling

Message boards or chatrooms and why?

2007-04-02 15:58:34 · 2 answers · asked by teetalla 1 in Television

i like school for everything and i like what i do

2007-04-02 15:58:29 · 4 answers · asked by Anonymous in Grade-Schooler

2007-04-02 15:58:07 · 51 answers · asked by enki 4 in Polls & Surveys

Spiritualists? (Survivalism)

2007-04-02 15:57:51 · 20 answers · asked by Anonymous in Religion & Spirituality

You know the guy who did Saving Private Ryan, Natural Born Killers and the VH1 Celebreality Special Shooting Sizemore? Last I checked of the Shooting Sizemore series, the season was incomplete and it didn't show if he won his case against Heidi Fleiss' charges and etc. IF HE DID, what was the month and day and what was the cause for the death? Was it captured on TV by accident via a something he did on his show or was he found dead in his home in private due to an OD or heart failure? I just wanted to know.

2007-04-02 15:57:43 · 10 answers · asked by padiwan2 3 in Television

Hey I know some really good books!

Hehe

1.) Emma-Jean Falls out of a Tree. Good for 11-13 year olds.
2.) A Wrinkle In Time. Very good for 12-15 year olds.
3.) Flush. Good for 11-13 year olds
4.) To Kill A Mocking Bird. Good for 13-18 (love this book)
5.) Hatchet. Good for 11-13

And I HATE HARRY POTTER BOOKS! No offence and don't jsut go crying to report me because I said I hate Harry Pottter. It's a free country to express your feelings and share your opinion.

2007-04-02 15:56:46 · 9 answers · asked by Anonymous in Books & Authors

http://www.mediabistro.com/tvnewser/fnc/as_guest_questions_oreillys_credentials_he_orders_her_mic_to_be_turned_off_56165.asp

Should he rename his byline from "The No Spin Zone" to "The Cut the Mic - I'm Getting Creamed Zone"?

2007-04-02 15:56:37 · 23 answers · asked by Anonymous in Politics

2007-04-02 15:56:31 · 5 answers · asked by Anonymous in Engineering

2007-04-02 15:56:19 · 17 answers · asked by I 4 in Etiquette

why don't those who prophisize-?sp, just go ahead and use names and dates so people won't jump to conclusions

2007-04-02 15:56:18 · 13 answers · asked by Anonymous in Religion & Spirituality

2007-04-02 15:56:16 · 20 answers · asked by Anonymous in Polls & Surveys

My son just turned 19, he recently disclosed his newest girlfriend to us. One problem, she is 19. Her daddy is a cop and has VERY old fashioned values regarding his daughter. I expressed concern in the event their might be a sexual relationship since my son has been very sexual with his past girlfreinds. Anyhow, my son who is a GREAT actor, for real as he is in drama, told me her family REALLY likes him. They just love him he states. Sure, the "actor" version. My son is a biut perverted like I suppose all 19 year old males are. I don't feel good about this as I know what her dad will do, WHEN, not if they have sex.

What are my options here?

Should I kick my son out of the house?

Should I stay out of it and just issue a warning?

Any advise on this is appreciated.

2007-04-02 15:56:03 · 9 answers · asked by Anonymous in Singles & Dating

What is your favorite midnight munchie and plz be origanal.

2007-04-02 15:56:03 · 16 answers · asked by Chaos 1 in Other - Food & Drink

My friends and I aren't famous,but we are gonna make a music video and post it on youtube and it would help if people come up with ideas.If we like your idea we will use it for the video and meantion you for coming up with the idea!!

2007-04-02 15:55:57 · 8 answers · asked by Dakota B 2 in Music

I'm in my twenties, 5'9 and have a 38D chest... and it is a pain; back pains, sleeping is awkward, they are sore a lot, I'm always self conscious, people stare, I find it hard to exercise, and so on... But I'm terrified of having surgery of any sort, especially cosmetic surgery that is not vitally important... my question is, are the benefits of the surgery worth going through something so intrusive + painful? Or are there alternatives to the surgery? I'm a little bit overweight but not enough to be considered "overweight"; if I lose a great deal of weight, is it likely that a large portion of that weight will be lost from my chest? or does that weight tend to stick?

I'm confused, obviously, because I think life would be easier with a reduction, but I am impressed with those that endure the surgery because it seems like such a painful and difficult thing to go through...
is it a very invasive surgery?
really any information would be greatly appreciated!

2007-04-02 15:55:55 · 15 answers · asked by ? 1 in Women's Health

It reminds me of a terror alert.

2007-04-02 15:55:53 · 20 answers · asked by Anonymous in Polls & Surveys

2007-04-02 15:55:47 · 23 answers · asked by Anonymous in Polls & Surveys

2007-04-02 15:55:38 · 12 answers · asked by Starmn 8 2 in Music

2007-04-02 15:55:31 · 10 answers · asked by Barbara S 2 in Wrestling

Can anyone explain how Paul's theology of faith alone saves us seemingly contradicts James' faith+works=salvation kind of theology. It seems strange to put human works in with God's grace? Any serious thoughts would be appreciated.

2007-04-02 15:55:29 · 28 answers · asked by studentofword84 3 in Religion & Spirituality

If so, you probably listen to Rush Limbaugh, Shawn Hannity or Michael Savage.
You're more likely a male between 35 and 55 with at least a high school diploma and a few years of college. Your income is between $30,000 and $60,000 a year. You voted republican in 2004. You are more likely to be conservative than moderate. You watch Fox news rather than CNN and get some of the news off the internet. Your favorite sport is football.

Does this sound like you, Dittoheads?

2007-04-02 15:54:46 · 10 answers · asked by Anonymous in Politics