never been late with them, got card 3/06, it says online my checking account "reason to doubt collectibility", I have been a few days late on other credit cards, never 30 days late to ruin credit, other companys sent friendly reminder letters, or called ask when payment was coming. How can they take money only 3 days late? Without permission? OUT of my checking? I make most of my payments online, some through the mail. I had already made a partial payment in Jan. it wasn't due yet, so I only owed about 100.00, the orig. amt. due was 138.00, but yet they took the full 138.00, I saw somebody else asked a question about her sister being late collection calls all the time and she asked if they could take money from her. People said not without her permission, or sueing her, or garnishing wages, Called Bank of Amer. they said that's illeg. and they don't do that. The name of this bank is Universal SavingsBank, they sent letter months back saying Chase bought them, Chasesaysno.Whatdo I do?
2007-02-05
14:27:00
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6 answers
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asked by
Anonymous
in
Credit