I would like to purchase a home ,,my Fico score is bad like 430! but I have very few issues really, a past credit card that I didnt pay, I only owe them 900,, should I pay it? now? its been 5 years now! I also can put at least 30 thousand down, I would like to purchase a 150 thousand dollar home! Should I wait like 6 months pay off the CC an attempt to help my FICO score, or leave that CC alone it clears in 2 years an just buy a house now while the markets good an rates are low? what kinda of mortage options will I have with poor credit? One last question I will be buying with my Bride to be that has awesome credit high 700's what should I do?
2007-01-17
19:02:03
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9 answers
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asked by
KB
2
in
Renting & Real Estate