I know this is kind of long, but please read and give me advice. But please don’t say DIVORCE!
When I married my husband I had my own checking account. I put him on it, and this was the worst thing I could have done. He over drafted the account, or just spent $300-400 more a month than he was writing down in the register. So I made him go to the bank and remove himself. I got a letter yesterday saying that my account was over drafted by about $500.00. I said "There is no way. I never do this." I checked the 25 hr. bank line and found out it was due to about 7-8 ATM withdrawals. I freaked, cause I don't use ATM's usually and when I do, it is the one owned by my bank. I reported a stolen card and when the bank called me back last night, the woman said the withdrawals were off of my husbands ATM card. I told her that he is not on my account. After researching, I discovered that when his debit card expired at the end of July, he started using the ATM card that he had when he was on my account. He says that the woman at the bank when he got his own account, assured him that this ATM card was now connected to his account and would access those funds. He said that he didn’t use it before because he either had cash or the debit card. My brother feels that it is also the banks fault because, when he took himself off my account and opened his own, the bank should have looked up any cards attached to that joint account and deactivated any that were no in my possession, since I stayed on the account and he didn’t. I cant help but be very upset with my husband, cause he has burned me before over money and I really thought that making him get his own account would solve the problem. Any advice? I have already screamed and yelled and made my husband feel like scum for withdrawing all that money, when he didn’t even have enough in his own account to cover it, the bank would have had to use his overdraft protection. Please HELP!
2006-08-18
03:08:49
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56 answers
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asked by
LittleMermaid
5
in
Marriage & Divorce